Upload Button Icon Add office photos

Filter interviews by

Clear (1)

LendingKart Credit Analyst Interview Questions and Answers

Updated 13 Sep 2023

LendingKart Credit Analyst Interview Experiences

2 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability

Credit Analyst Interview Questions & Answers

user image Ronak Thumar

posted on 12 May 2018

I applied via Referral and was interviewed in Mar 2018. There were 5 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Financial ratios, financial statements
  • Q2. Technical round with VP
  • Q3. Financial statements analysis ratios
  • Q4. Financial statements draw
  • Q5. Salary discussion

Interview Preparation Tips

Round: Test
Experience: Aptitude test

Round: Test
Experience: Excel test vlookup sumif, countif

General Tips: Financial statements analysis and ratios is main part of technical round
Skills: Excel, Analytical Skills
Duration: <1 week

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Nov 2021. There were 5 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basic HR Questions
  • Q2. Advanced SQL
  • Q3. Power BI Questions, DAX

Interview Preparation Tips

Interview preparation tips for other job seekers - Had an aptitude round and then an technical interview with the manager
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Questions based on MS Excel only and provide 1 assignment for data analysis.
Round 2 - Technical 

(1 Question)

  • Q1. Again easy questions on MS Excel like; Vlookup, pivot, summarize, sumif, etc

Interview Preparation Tips

Topics to prepare for Indifi Technologies Business Analyst interview:
  • MS excel
  • SQL

I applied via Job Portal and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Meaning of dpd
  • Ans. 

    DPD stands for Days Past Due, a measure of how many days a payment is overdue.

    • DPD is commonly used in credit management to assess the risk of late payments.

    • It is calculated by counting the number of days between the due date and the actual payment date.

    • For example, if a payment was due on January 1st and was paid on January 15th, the DPD would be 14.

    • DPD can be used to determine the interest or penalty charges for late ...

  • Answered by AI
  • Q2. How to calculate margin
  • Ans. 

    Margin is calculated by subtracting the cost of goods sold from the revenue and dividing the result by revenue.

    • Margin = (Revenue - Cost of Goods Sold) / Revenue

    • Revenue is the total amount of money earned from sales

    • Cost of Goods Sold is the total cost of producing or purchasing the goods sold

    • Margin is expressed as a percentage or a decimal

    • Example: If revenue is $10,000 and cost of goods sold is $7,000, then margin is ($

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay confident and stay aware about industry

I applied via LinkedIn and was interviewed in Nov 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Technical rounds were written based mostly on advanced sql topic.
  • Q2. After which managerial rounds happened and they didnt had much to check other than your communication skills.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident

Interview Questionnaire 

1 Question

  • Q1. Joins concept

I was interviewed in May 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Tell them about your role and the process
  • Q2. They will put some case studies and you have to answer it logically

Interview Preparation Tips

Interview preparation tips for other job seekers - Start with introducing yourself then speak about your previous role if you're having experience.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Normal question
Round 3 - One-on-one 

(3 Questions)

  • Q1. About past company
  • Q2. Not decided anything could be as per resume
  • Q3. Why you want to join this company
  • Ans. 

    I want to join this company because of its strong reputation, innovative culture, and opportunities for growth.

    • Strong reputation: The company has a proven track record of success and is highly regarded in the industry.

    • Innovative culture: The company encourages creativity and embraces new ideas, which aligns with my own values.

    • Opportunities for growth: The company offers various career development programs and promotes ...

  • Answered by AI
Round 4 - One-on-one 

(1 Question)

  • Q1. No 3rd round there

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Interview Questionnaire 

4 Questions

  • Q1. Sale a pen,paper...etc
  • Ans. 

    I would sell a pen by highlighting its features and benefits, emphasizing its quality and versatility.

    • Highlight the pen's smooth writing experience

    • Emphasize its durability and long-lasting ink

    • Mention its versatility for various writing tasks

    • Offer a competitive price compared to similar pens

    • Provide examples of situations where the pen would be useful

  • Answered by AI
  • Q2. Tell me about yourself
  • Q3. Last company work and experience
  • Q4. Salary expectations
Contribute & help others!
anonymous
You can choose to be anonymous

LendingKart Interview FAQs

How many rounds are there in LendingKart Credit Analyst interview?
LendingKart interview process usually has 4 rounds. The most common rounds in the LendingKart interview process are Resume Shortlist, HR and Technical.
How to prepare for LendingKart Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at LendingKart. The most common topics and skills that interviewers at LendingKart expect are Credit Analysis, Credit Appraisal, Credit Underwriting, Credit and Credit Risk Analysis.
What are the top questions asked in LendingKart Credit Analyst interview?

Some of the top questions asked at the LendingKart Credit Analyst interview -

  1. Financial ratios, financial stateme...read more
  2. Financial statements analysis rat...read more
  3. Financial statements d...read more

Recently Viewed

SALARIES

ACKO

SALARIES

STP Investment Services

INTERVIEWS

HARMAN

No Interviews

JOBS

Infiniti Research

No Jobs

JOBS

Topcentile School

No Jobs

SALARIES

Clix Capital Services

INTERVIEWS

LendingKart

No Interviews

SALARIES

Patni Computer Systems

INTERVIEWS

LendingKart

No Interviews

DESIGNATION

Tell us how to improve this page.

LendingKart Credit Analyst Interview Process

based on 1 interview

Interview experience

3
  
Average
View more

Interview Questions from Similar Companies

BA Continuum Interview Questions
4.1
 • 100 Interviews
Hero FinCorp Interview Questions
4.0
 • 89 Interviews
Veritas Finance Interview Questions
4.6
 • 73 Interviews
mPokket Interview Questions
4.1
 • 69 Interviews
Kinara Capital Interview Questions
4.4
 • 66 Interviews
Aye Finance Interview Questions
4.1
 • 62 Interviews
SBFC Finance Interview Questions
3.7
 • 58 Interviews
View all
LendingKart Credit Analyst Salary
based on 96 salaries
₹2.7 L/yr - ₹5.8 L/yr
55% less than the average Credit Analyst Salary in India
View more details

LendingKart Credit Analyst Reviews and Ratings

based on 16 reviews

1.6/5

Rating in categories

1.6

Skill development

1.3

Work-life balance

1.5

Salary

1.3

Job security

1.8

Company culture

1.5

Promotions

1.3

Work satisfaction

Explore 16 Reviews and Ratings
Assistant Manager
105 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Credit Analyst
96 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Senior Product Manager
85 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Loan Specialist
79 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Deputy Manager
62 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Explore more salaries
Compare LendingKart with

Axio

3.7
Compare

NeoGrowth Credit

3.3
Compare

InCred Finance

3.8
Compare

Epimoney

3.4
Compare
Did you find this page helpful?
Yes No
write
Share an Interview