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LendingKart Credit Analyst Interview Questions and Answers

Updated 13 Sep 2023

LendingKart Credit Analyst Interview Experiences

2 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability

Credit Analyst Interview Questions & Answers

user image Ronak Thumar

posted on 12 May 2018

I applied via Referral and was interviewed in Mar 2018. There were 5 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Financial ratios, financial statements
  • Q2. Technical round with VP
  • Q3. Financial statements analysis ratios
  • Q4. Financial statements draw
  • Q5. Salary discussion

Interview Preparation Tips

Round: Test
Experience: Aptitude test

Round: Test
Experience: Excel test vlookup sumif, countif

General Tips: Financial statements analysis and ratios is main part of technical round
Skills: Excel, Analytical Skills
Duration: <1 week

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Brief on kind of work done in earlier job
  • Q2. How would to assess a credit proposal?
  • Ans. 

    Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.

    • Review the borrower's credit report and score

    • Analyze the borrower's income and expenses

    • Evaluate the purpose of the loan and the borrower's ability to repay it

    • Consider any collateral or guarantors offered by the borrower

    • Assess the overall risk of the loan and make a recommendation

  • Answered by AI

I applied via Walk-in and was interviewed before Dec 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Job role, salary, dpoc

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak truth, clarity of thoughts, mindful.

I applied via Campus Placement and was interviewed in Nov 2020. There were 6 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. General knowledge questions
  • Q2. Company details
  • Q3. Who do work
  • Ans. 

    Business Analysts work with various stakeholders to analyze business processes and identify opportunities for improvement.

    • Business Analysts work with stakeholders from different departments to gather requirements and understand business needs.

    • They analyze data and conduct research to identify trends and patterns.

    • They document business processes and create models to visualize workflows.

    • They collaborate with IT teams to ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Vijayawada
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Logical reasoning with mathematics and interpretation

Round 2 - Coding Test 

LC easy and medium questions based on stack and dp

Round 3 - HR 

(1 Question)

  • Q1. General questions about how I work, hobbies

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Ans. 

    I am an experienced analyst with a strong background in data analysis and problem-solving.

    • Experienced analyst with a track record of successfully analyzing complex data sets

    • Proficient in using various analytical tools and software

    • Strong problem-solving skills and ability to identify trends and patterns

    • Excellent communication and presentation skills

    • Ability to work well in a team and meet deadlines

    • Example: In my previous...

  • Answered by AI
  • Q2. Best honest

Interview Preparation Tips

Interview preparation tips for other job seekers - Be genuine and honest and always be professional and youraelf2
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. About sed commands
  • Q2. Sql/Oracle syntax
Round 3 - One-on-one 

(3 Questions)

  • Q1. What i know about the organization BA Continuum India pvt. Ltd.
  • Ans. 

    BA Continuum India Pvt. Ltd. is a subsidiary of Bank of America that provides technology and operations services.

    • It was established in 2004 and has its headquarters in Mumbai.

    • It has over 15,000 employees and operates in multiple locations across India.

    • It provides services in areas such as finance, risk, compliance, technology, and operations.

    • It has won several awards for its innovative solutions and employee-friendly p...

  • Answered by AI
  • Q2. Why you want to join here?
  • Q3. Why you want to resign from your current organization
Round 4 - HR 

(2 Questions)

  • Q1. Discussion about my salary package
  • Q2. Negotiation for joining date

Interview Preparation Tips

Interview preparation tips for other job seekers - Which ever i shared is experience on 2015 in Recruitment drive. But in 2023, screening and recruitment has higher expectation on knowledge.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

30-60 minutes, questions on basic finance knowledge

Round 3 - Technical 

(1 Question)

  • Q1. Question related to stock market, fundamental analysis, ratios

Interview Preparation Tips

Topics to prepare for BA Continuum Analyst interview:
  • Financial Analysis
  • Fundamental Analysis
  • Accounting
Interview preparation tips for other job seekers - Great place at the start of the careers as it also gives a brand name and exposure to IB

I appeared for an interview in Jan 2021.

Interview Questionnaire 

3 Questions

  • Q1. Self intro
  • Q2. Experience
  • Q3. Weakness

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls talk confidently

LendingKart Interview FAQs

How many rounds are there in LendingKart Credit Analyst interview?
LendingKart interview process usually has 4 rounds. The most common rounds in the LendingKart interview process are Resume Shortlist, HR and Technical.
How to prepare for LendingKart Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at LendingKart. The most common topics and skills that interviewers at LendingKart expect are Credit Analysis, Credit Appraisal, Credit Underwriting, Credit Risk Analysis and Credit.
What are the top questions asked in LendingKart Credit Analyst interview?

Some of the top questions asked at the LendingKart Credit Analyst interview -

  1. Financial ratios, financial stateme...read more
  2. Financial statements analysis rat...read more
  3. Financial statements d...read more

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LendingKart Credit Analyst Interview Process

based on 1 interview

Interview experience

3
  
Average
View more

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LendingKart Credit Analyst Salary
based on 92 salaries
₹2.7 L/yr - ₹5.8 L/yr
55% less than the average Credit Analyst Salary in India
View more details

LendingKart Credit Analyst Reviews and Ratings

based on 16 reviews

1.6/5

Rating in categories

1.6

Skill development

1.3

Work-life balance

1.5

Salary

1.3

Job security

1.8

Company culture

1.5

Promotions

1.3

Work satisfaction

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