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Fire insurance covers damages caused by fire, while property insurance covers a broader range of damages to the insured property.
Fire insurance specifically protects against damages caused by fire, such as the destruction of a building or its contents.
Property insurance, on the other hand, provides coverage for a wider range of perils, including fire, theft, vandalism, natural disasters, and more.
Fire insurance is a su...
I have experience in relationship management, client communication, and financial analysis. I will contribute by building strong client relationships and providing tailored financial solutions.
Experience in relationship management and client communication
Strong background in financial analysis
Ability to build and maintain strong client relationships
Providing tailored financial solutions to meet client needs
I was interviewed in Dec 2024.
Previous company introduction.
Salary levels for team leader roles are typically higher than individual contributor roles due to increased responsibilities and leadership duties.
Team leaders often receive higher salaries compared to team members due to their additional responsibilities in managing and leading a team.
Salary levels for team leaders may also vary based on the size of the team they are leading, the industry they are in, and their level ...
I was the Senior Project Manager at my last company.
Led a team of project managers and coordinators
Responsible for overseeing multiple projects from initiation to completion
Collaborated with cross-functional teams to ensure project success
Experienced Senior Manager with a proven track record of leading successful teams and driving business growth.
Over 10 years of experience in management roles
Strong leadership skills and ability to motivate teams
Track record of achieving targets and exceeding expectations
Expertise in strategic planning and decision-making
Effective communication and relationship-building skills
I was interviewed in Dec 2024.
I am a highly motivated and results-driven individual with a strong background in sales and team management.
I have over 5 years of experience in sales and business development.
I have successfully led a team of sales representatives to exceed targets by 20% in the last quarter.
I am skilled in building and maintaining relationships with clients and stakeholders.
I am a strategic thinker with a proven track record of devel...
Insurance is a financial protection mechanism where individuals or organizations pay premiums to an insurance company in exchange for coverage against potential losses or damages.
Insurance is a contract between the insured (policyholder) and the insurer (insurance company).
The insured pays a premium to the insurer in exchange for coverage against specified risks.
Insurance helps individuals and organizations mitigate fi...
I am a highly motivated and results-driven individual with a strong background in sales and team management.
I have over 5 years of experience in sales and business development.
I have successfully led a team of sales professionals to exceed targets by 20% in the last quarter.
I am skilled in building and maintaining strong relationships with clients and stakeholders.
I am passionate about coaching and mentoring team membe
ICICI Lombard General Insurance Company interview questions for popular designations
Get interview-ready with Top ICICI Lombard General Insurance Company Interview Questions
I applied via Walk-in and was interviewed in Sep 2024. There was 1 interview round.
A group discussion is a structured conversation among a group of individuals aimed at exchanging ideas, opinions, or information on a specific topic. Participants share their perspectives, engage in debate, and seek to reach a consensus or deeper understanding. This format is often used in educational settings, workplaces, or workshops to encourage collaboration and critical thinking.
I was interviewed in Aug 2024.
Risk analysis involves assessing potential risks and determining the likelihood of them occurring. LR stands for Loss Ratio, which is a key metric in insurance underwriting.
Identify potential risks associated with the insured property or individual
Evaluate the likelihood of these risks occurring based on historical data and industry trends
Calculate the Loss Ratio (LR) by dividing the total incurred losses by the total ...
Profit pool and loss pool are terms used in insurance underwriting to refer to the total profits and losses incurred by a group of policies or clients.
Profit pool refers to the total profits generated by a group of policies or clients within a specific time period.
Loss pool refers to the total losses incurred by a group of policies or clients within a specific time period.
Insurance companies use profit and loss pools t...
To analyze the loss making and profit making segments, I would review financial statements, conduct market research, and assess operational efficiency.
Review financial statements to identify revenue and expenses for each segment
Conduct market research to understand customer demand and competition in each segment
Assess operational efficiency by analyzing costs, production processes, and resource allocation
Compare profit...
The severity of accidents in a Mahindra Bolero is much higher than in a Tata Ace due to differences in size, weight, and safety features.
Mahindra Bolero is larger and heavier than Tata Ace, resulting in more impact during accidents.
Mahindra Bolero may have less advanced safety features compared to Tata Ace, leading to more severe injuries.
The structural design of Mahindra Bolero may not be as crash-resistant as Tata Ac
I applied via Campus Placement and was interviewed in Oct 2024. There were 2 interview rounds.
Electric vehicle is better for our future or not.
iPhone
Smartphone manufactured by Apple Inc.
Known for its sleek design and user-friendly interface
Popular for its high-quality camera and app ecosystem
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To tackle sales, focus on building relationships, understanding customer needs, offering solutions, and following up consistently.
Build strong relationships with customers to gain trust and loyalty
Understand the needs and pain points of customers to offer tailored solutions
Consistently follow up with leads and clients to maintain engagement
Utilize effective communication and negotiation skills to close deals
Stay update...
Handling pressure involves staying organized, prioritizing tasks, taking breaks, seeking support, and maintaining a positive attitude.
Stay organized by creating to-do lists and setting realistic goals
Prioritize tasks based on deadlines and importance
Take breaks to recharge and avoid burnout
Seek support from colleagues or mentors when feeling overwhelmed
Maintain a positive attitude by focusing on solutions rather than p
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The duration of ICICI Lombard General Insurance Company interview process can vary, but typically it takes about less than 2 weeks to complete.
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