ICICI Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
I applied via Campus Placement and was interviewed in Feb 2022. There was 1 interview round.
Key skills of a credit manager include financial analysis, risk assessment, communication, and negotiation.
Strong financial analysis skills to evaluate creditworthiness of potential borrowers
Ability to assess and manage risk effectively
Excellent communication skills to interact with clients and colleagues
Negotiation skills to establish favorable terms and conditions
Knowledge of relevant laws and regulations
Attention to...
The creditability of a borrower can be determined by analyzing their credit history, financial statements, and references.
Check credit score and credit report
Analyze financial statements such as income statement and balance sheet
Verify references provided by the borrower
Consider the borrower's industry and market conditions
Assess the borrower's ability to repay the loan
Evaluate collateral offered by the borrower
The most important ratios to analyze balance sheet and profit loss statement of borrower are liquidity, solvency, and profitability ratios.
Liquidity ratios measure the borrower's ability to meet short-term obligations
Solvency ratios measure the borrower's ability to meet long-term obligations
Profitability ratios measure the borrower's ability to generate profits
Examples of liquidity ratios include current ratio and qui...
The classification of borrower accounts into SMA0, SMA1, and SMA2 is based on the number of days the account is overdue.
SMA0: Account is not overdue
SMA1: Account is overdue for 1-30 days
SMA2: Account is overdue for 31-60 days
Documents required for a term loan file.
Loan application form
Income tax returns
Bank statements
Financial statements
Credit report
Collateral documents
Legal documents
Repo rate is the rate at which RBI lends money to banks, while reverse repo rate is the rate at which RBI borrows money from banks.
Repo rate is higher than reverse repo rate
Repo rate is used to control inflation
Reverse repo rate is used to control money supply
Example: If RBI increases repo rate, banks will increase their lending rates to customers
I appeared for an interview in Feb 2025.
A standardized assessment that measures a person's skills, potential, and cognitive abilities. It's used to evaluate a candidate's suitability for a specific role or field.
I prioritize work compatibility by aligning my skills and values with the organization's goals.
I ensure my work style and communication methods align with the team's dynamics.
I adapt to the company's culture and values to enhance collaboration and productivity.
I seek feedback and make adjustments to improve my performance and fit within the organization.
I prioritize work-life balance to maintain productivity and well-b...
The distance from home is a key factor to consider when evaluating a job opportunity.
Consider the commute time and transportation options available
Think about the impact on work-life balance and personal well-being
Evaluate the potential cost of commuting and the convenience of the location
What people are saying about ICICI Bank
Prepaid cards operation involves managing the issuance, activation, loading, and usage of prepaid cards.
Issuance of prepaid cards to customers
Activation of prepaid cards through online or phone
Loading funds onto prepaid cards through various methods
Monitoring and tracking usage of prepaid cards for security purposes
ICICI Bank interview questions for popular designations
I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
Aptitude test contains Logical Reasoning Questions, Analytical Skills questions, and some general Questions, there are no coding questions for it
Get interview-ready with Top ICICI Bank Interview Questions
Very hard nsnshsjdjsjsd
Very hard jejdjdjdjsjsjsjsjeje
Very hard dndbdbdhhdhdhehejssjsjsj
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities.
Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.
Investors can buy shares of mutual funds, which represent their ownership in the fund's portfolio.
Mutual funds offer diversification, liquidity, and professional management to invest...
I see myself in a leadership role, managing a team and driving strategic initiatives for the organization.
Leading a team of professionals towards achieving common goals
Implementing strategic initiatives to drive growth and success
Continuing professional development to enhance leadership skills
Building strong relationships with stakeholders and colleagues
The name of the company is XYZ Corporation, a leading provider of office solutions.
XYZ Corporation is a well-established company in the office solutions industry
They offer a wide range of services including office supplies, equipment, and furniture
XYZ Corporation has a strong reputation for quality and customer service
Salary will be based on experience and qualifications. Role involves managing office operations, coordinating schedules, and supporting staff.
Salary is negotiable based on experience and qualifications
Responsibilities include managing office operations
Coordinating schedules and appointments
Supporting staff with administrative tasks
Ensuring office supplies are stocked and ordering as needed
I appeared for an interview in Jan 2025.
Customer handling, Customer service, honest work
Customer handling and lead generation are essential for building relationships with clients and identifying potential customers.
Customer handling involves addressing customer inquiries, resolving issues, and providing excellent service to build trust and loyalty.
Lead generation is the process of identifying and attracting potential customers through marketing strategies such as cold calling, email campaigns, and networ...
Customer service problems can be solved by actively listening to customers, addressing their concerns promptly, and providing effective solutions.
Actively listen to customers to understand their concerns and needs
Address customer issues promptly and with empathy
Provide effective solutions to resolve customer problems
Follow up with customers to ensure their satisfaction
Implement feedback from customers to improve overal
ICICI Bank's commitment to innovation and customer-centric values aligns with my passion for building strong asset relationships.
ICICI Bank's reputation for excellence in customer service inspires me to contribute to a team that prioritizes client satisfaction.
The bank's focus on digital transformation excites me, as I believe technology can enhance asset management and client interactions.
I admire ICICI Bank's diverse...
In 5 years, I envision myself as a senior Asset Relationship Manager, leading strategic initiatives and mentoring junior team members.
Progressing to a senior role, overseeing larger portfolios and complex client relationships.
Leading a team of Asset Relationship Managers, sharing knowledge and best practices.
Contributing to the development of innovative asset management strategies that enhance client satisfaction.
Build...
I appeared for an interview in Feb 2025, where I was asked the following questions.
My strength is self confidenc, iam a person of positive attitude, hardworking dedicated and my weakness is iam a person who over think before doing any task because I want to do everything perfectly
We are four members my father and my mother farmers my brother is studying, and me , and annual income is 140000
ICICI Bank was incorporated in 1994 as a part of the ICICI group. In 1999, ICICI became the first Indian company and the first bank or financial institution from non-Japan Asia to be listed on the New York Stock Exchange.
I have over 5 years of experience in retail management, leading teams to achieve sales targets and providing excellent customer service.
Over 5 years of experience in retail management
Proven track record of leading teams to achieve sales targets
Strong focus on providing excellent customer service
Some of the top questions asked at the ICICI Bank interview -
The duration of ICICI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 2.4k interviews
Interview experience
based on 38.9k reviews
Rating in categories
Deputy Manager
15.5k
salaries
| ₹2 L/yr - ₹11 L/yr |
Relationship Manager
13.1k
salaries
| ₹2.3 L/yr - ₹11.5 L/yr |
Assistant Manager
10.2k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Manager
4.8k
salaries
| ₹5.6 L/yr - ₹18.7 L/yr |
Senior Officer
3.3k
salaries
| ₹1 L/yr - ₹6 L/yr |
HDFC Bank
Axis Bank
Kotak Mahindra Bank
AU Small Finance Bank