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ICICI Bank

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10+ Interview Questions and Answers

Updated 30 Apr 2024
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Q1. How to deal with clients and how to convence them.

Ans.

To deal with clients and convince them, it is important to build rapport, understand their needs, provide solutions, and showcase value.

  • Build rapport by actively listening and showing genuine interest in their concerns.

  • Understand their needs by asking open-ended questions and conducting thorough research.

  • Provide solutions that align with their goals and address their pain points.

  • Showcase value by highlighting the unique features and benefits of your product or service.

  • Use per...read more

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Q2. What working in present market situation

Ans.

Working in the present market situation requires adaptability and innovation.

  • Adapt to changes in consumer behavior and market trends

  • Innovate to offer unique solutions and stand out from competitors

  • Utilize technology to improve efficiency and reach customers remotely

  • Maintain strong communication with customers to build trust and loyalty

  • Stay informed about industry developments and adjust strategies accordingly

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Q3. What will share the code coduct in company

Ans.

The code of conduct will outline the ethical and professional standards expected of employees in the company.

  • The code of conduct will provide guidelines for behavior and decision-making in the workplace.

  • It will cover areas such as conflicts of interest, confidentiality, and respect for colleagues.

  • Examples of expected behavior may include avoiding discriminatory language or actions, maintaining confidentiality of sensitive information, and reporting any violations of the code ...read more

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Q4. How to convince customer ?

Ans.

To convince a customer, understand their needs, build trust, provide value, and offer solutions.

  • Listen actively to the customer's needs and concerns

  • Build trust by being honest and transparent

  • Provide value by highlighting the benefits of your product or service

  • Offer solutions that meet the customer's specific needs

  • Address any objections or concerns the customer may have

  • Follow up with the customer to ensure satisfaction and build a long-term relationship

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Q5. Tell something about new bank policies

Ans.

New bank policies aim to improve customer experience and security.

  • Banks are implementing more advanced security measures to protect customer data

  • Digital banking is becoming more prevalent, with banks offering more online and mobile services

  • Some banks are offering incentives for customers to switch to paperless statements and online banking

  • There is a focus on improving customer service and reducing wait times in branches

  • Banks are also increasing transparency in their fees and ...read more

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Q6. How to develop market

Ans.

Developing market requires understanding customer needs, identifying target audience, creating a unique value proposition, and effective marketing strategies.

  • Conduct market research to understand customer needs and preferences

  • Identify target audience and tailor marketing efforts accordingly

  • Create a unique value proposition that sets your product/service apart from competitors

  • Develop effective marketing strategies such as social media, email marketing, and advertising

  • Build str...read more

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Q7. What is credit card How to sale credit card of customer What Is kyc

Ans.

A credit card is a payment card issued to users to enable them to make purchases on credit. KYC stands for Know Your Customer.

  • Explain the benefits of the credit card such as convenience, rewards, and building credit history

  • Highlight any promotional offers or discounts available with the credit card

  • Explain the application process and required documents for KYC verification

  • Assure the customer of the security measures in place to protect their personal and financial information

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Q8. What is banking work nowleg

Ans.

Banking work nowleg refers to the current knowledge and practices in the banking industry.

  • It includes understanding of financial products and services offered by banks

  • Knowledge of regulatory compliance and risk management

  • Skills in customer service and sales

  • Ability to use technology and data analytics for decision making

  • Examples include mobile banking, online account opening, and personalized financial advice

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Q9. How to handle sales executive

Ans.

Handling sales executives requires effective communication, motivation, and goal-setting.

  • Establish clear expectations and goals for the sales team

  • Provide regular feedback and coaching to improve performance

  • Motivate and incentivize the team to achieve targets

  • Communicate effectively and listen actively to understand their needs and concerns

  • Lead by example and demonstrate a strong work ethic

  • Encourage collaboration and teamwork within the sales team

  • Provide opportunities for profe...read more

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Q10. Banking life there in a relationship

Ans.

Banking life in a relationship involves managing finances, joint accounts, and financial planning together.

  • Banking life in a relationship includes opening joint accounts to manage shared expenses.

  • Couples often make financial decisions together, such as applying for loans or mortgages.

  • Financial planning becomes a collaborative effort, with discussions on saving, investing, and budgeting.

  • Trust and transparency are crucial in banking life within a relationship.

  • Examples: Couples ...read more

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Q11. Sell Me This Pen.

Ans.

This pen is not just a writing tool, it's a statement of style and sophistication.

  • This pen is made with high-quality materials that ensure a smooth writing experience.

  • It's sleek and stylish design makes it a perfect accessory for any professional setting.

  • The pen's ink is long-lasting and won't smudge or smear, ensuring your writing always looks neat and tidy.

  • It's also refillable, making it a sustainable and cost-effective choice.

  • This pen is perfect for anyone who values quali...read more

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Q12. What is CASA

Ans.

CASA stands for Current Account and Savings Account. It refers to the deposits made by customers in a bank.

  • CASA is a type of bank account where customers can deposit their money.

  • It includes both current accounts and savings accounts.

  • CASA deposits are considered to be low-cost funds for banks.

  • Banks offer higher interest rates on savings accounts to attract more customers.

  • CASA ratio is an important metric for banks to measure their deposit mix.

  • Example: If a customer has a savin...read more

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Interview Process at null

based on 7 interviews in the last 1 year
1 Interview rounds
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