ICICI Bank Interview Questions, Process, and Tips for Freshers

Q1. Can you provide a self-introduction?
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Q2. What were your roles and responsibilities in your previous company?
Ans. 
In my previous company, I was responsible for managing client relationships, providing financial advice, and promoting financial products.
• Managed client relationships by understanding their financial goals and providing personalized advice

• Promoted financial products and services to clients based on their needs and preferences

• Analyzed financial data to assess clients' financial situations and recommend appropriate solut...read more
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Q3. What do you understand by the term "Relationship Manager"?
Ans. 
A Relationship Manager is responsible for maintaining and enhancing relationships with clients to ensure customer satisfaction and loyalty.
• Building and maintaining relationships with clients

• Understanding client needs and providing solutions

• Ensuring customer satisfaction and loyalty

• Acting as a point of contact for clients

• Cross-selling products and services to clients
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Asking personal questions

Asking Maths question

Q1. What do you know about icici bank's product & services
Ans. 
ICICI Bank offers a wide range of products and services including savings accounts, loans, credit cards, insurance, investments, and wealth management solutions.
• ICICI Bank offers various types of savings accounts tailored to different customer needs.

• They provide a range of loan products such as home loans, personal loans, and car loans.

• ICICI Bank issues credit cards with different features and benefits.

• The bank offers ...read more
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Q2. Please tell us about your educational background
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Q3. What motivates you to pursue this bank
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25 questions little bit tricky

Q1. What is friendly class
Ans. 
A friendly class is a welcoming and inclusive learning environment where students feel comfortable and supported.
• Encourages positive interactions between students and teachers

• Promotes collaboration and teamwork

• Respects diversity and individual differences

• Provides a safe space for students to express themselves

• Fosters a sense of belonging and community
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Q2. What is inheritance
Ans. 
Inheritance is a concept in object-oriented programming where a class can inherit attributes and methods from another class.
• Allows for code reusability and promotes the concept of 'is-a' relationship

• Derived class inherits properties and behaviors of the base class

• Can have multiple levels of inheritance (multi-level inheritance)

• Example: Class 'Animal' can be a base class with attributes like 'name' and methods like 'eat...read more
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Q1. About the family background?
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Q2. What services do ICICI bank provides
Ans. 
ICICI Bank offers a wide range of financial services including banking, insurance, investment, and wealth management.
• Retail Banking: Savings accounts, fixed deposits, and personal loans.

• Corporate Banking: Loans, treasury services, and trade finance.

• Insurance: Life and general insurance products.

• Investment Services: Mutual funds, stock broking, and portfolio management.

• Wealth Management: Financial planning and advisory
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Good Easy to Pass the test

Q1. Introduce your slef
Ans. 
I am a dedicated and experienced Relationship Manager with a strong background in client relations and business development.
• Over 5 years of experience in managing client relationships and driving business growth

• Skilled in identifying client needs and providing tailored solutions

• Proven track record of exceeding sales targets and retaining key accounts
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Q2. About banking and Casa,loan, insurance
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Q3. About Yourself and hobbies
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Q4. About Icici and fields
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Q5. About Your knowledge
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Any on going topic will be given, and 5 min will be provided to prepare your points and speak

Q1. Basic behaviour questions
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Q2. Introduction, why you want to join , why we hire you , questions related to company
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Q1. I was Finance student so all questions were related to profile that was insurance
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Q2. Life insurance types
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Q3. Principaland claim difference
Ans. 
Principal is the original amount of money invested, while claim is the amount of money requested in an insurance policy.
• Principal is the initial amount of money invested or loaned, while claim is the amount of money requested from an insurance company.

• Principal is typically used in financial investments, while claim is used in insurance policies.

• Principal remains constant, while claim can vary depending on the circumst...read more
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