SMFG India Credit Rm Executive Interview Questions and Answers

Aptitude test was up to the mark

Q1. Tell me about yourself
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Q2. Why you want to join this company?
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Q1. What is the previous experience
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Q2. What is the most difficult situation you handle
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Q1. What is the current CTC
Ans. 
My current CTC is $80,000 per year.
• My current CTC is $80,000 per year

• I am currently earning $80,000 annually

• My current salary package is $80,000
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Q2. Working prosess
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Q1. Tell me about your self
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Q2. Why want to join in sales?
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Q1. Tell about sales?
Ans. 
Sales is the process of selling products or services to customers.
• Sales involves identifying potential customers and their needs.

• Salespeople use various techniques to persuade customers to make a purchase.

• Sales requires building relationships with customers and providing excellent customer service.

• Sales can involve negotiating prices, closing deals, and meeting sales targets.

• Sales can be done through various channels s...read more
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Q2. Who can take loans?
Ans. 
Almost anyone can take loans depending on their eligibility and the lender's criteria.
• Individuals who meet the lender's eligibility criteria can take loans.

• Common types of loan borrowers include individuals, businesses, and organizations.

• Loan eligibility factors may include credit score, income, employment history, and collateral.

• Examples of loan borrowers include students taking education loans, entrepreneurs starting
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Q1. Self introduction and work experience
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Q1. Data analysis , v lookup, H look up
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Q1. Introduction your self
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Q1. Full from of pan..? Full from of RBI? Fijfjdjdjfcjjf
Ans. 
PAN stands for Permanent Account Number. RBI stands for Reserve Bank of India.
• PAN is a unique 10-digit alphanumeric code issued by the Income Tax Department of India.

• It is used as an identification number for individuals, companies, and other entities.

• RBI is the central bank of India responsible for regulating the country's monetary policy and managing the currency.

• It was established in 1935 and has its headquarters in...read more
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Q3. Udydyjf hxyyxhxhxjv ujdduud
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