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SMFG India Credit Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers

View all 48 questions

SMFG India Credit Interview Experiences

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158 interviews found

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

After Joining confirmation

Round 2 - Common interview 

(1 Question)

  • Q1. Normal credit norms and policy
  • Ans. 

    Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.

    • Credit limit is set based on the customer's creditworthiness

    • Payment terms are agreed upon between the company and the customer

    • Late payment fees and interest rates are charged for delayed payments

    • Credit checks are conducted before extending credit to new customers

    • Credit policies are reviewed peri...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and attractive salary and incentive.

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

I applied via Referral and was interviewed before Oct 2019. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Work in Anywhere Location, Data Entry Typing Test , English Application Letter for Loan Foreclosure

Interview Preparation Tips

Interview preparation tips for other job seekers - Before going Improve Typing Speed with Full Confidence

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. My besic details and my salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Just for work experience and getting my salary his asked

Relationship Manager - Business Banking Interview Questions asked at other Companies

Q1. what are the financial ratios. what is the importance of using ratio
View answer (1)

Interview Questions & Answers

user image Anonymous

posted on 17 Dec 2020

I applied via Naukri.com and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Are u comfortable with late sitting..mean it can stretch..

Interview Preparation Tips

Interview preparation tips for other job seekers - If it is late sitting all days without additional perks then how someone will be comfortable ..better u should say timing will 12 hours but u will pay for 9 hours..

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

I applied via Naukri.com and was interviewed in Aug 2018. There were 4 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Introduction
  • Q2. Role and responsibilities
  • Q3. Strength and weakness
  • Q4. Case study

Interview Preparation Tips

Round: Telephonically
Experience: Ask me about earlier Experiance

Woking ablility in pressure
Leadership quality

General Tips: Be patient and give ans of every question use your serve it’s gives u confidence to crack it always remember
Interviewer also an human being
Skills: Inter Person Communication Skills, Leadership Skills
Duration: 1-4 weeks

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..
View answer (22)

Get interview-ready with Top SMFG India Credit Interview Questions

I applied via Recruitment Consultant and was interviewed before Sep 2019. There was 1 interview round.

Interview Questionnaire 

5 Questions

  • Q1. They want to know about me.
  • Q2. About my work experiance.
  • Q3. About secure and unsecured loan and about hard bucket and soft bucket
  • Q4. They want to know what i know about legal procedure and veichele pussesion.
  • Q5. Abot my salary acceptations

Interview Preparation Tips

Interview preparation tips for other job seekers - One of the best NBFC company in INDIA to work.Be confident while faceing interview and wear formal look profectional.

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Recruitment Consultant and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is research
  • Ans. 

    Research is the systematic investigation and study of a subject to discover new information or validate existing knowledge.

    • Research involves gathering and analyzing data to gain insights and knowledge.

    • It is a systematic and organized process that follows a specific methodology.

    • Research can be conducted through various methods such as surveys, experiments, observations, and interviews.

    • The purpose of research is to answe...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Marketing Manager TWO Wheeler Interview Questions asked at other Companies

Q1. What is research
View answer (2)

Interview Questionnaire 

3 Questions

  • Q1. Experience? Family ?
  • Q2. Expected salary?
  • Ans. 

    Negotiable based on the responsibilities and benefits offered by the position.

    • My salary expectations are flexible and open to negotiation.

    • I am more focused on the responsibilities and benefits offered by the position rather than a specific salary figure.

    • I am confident that we can come to a mutually beneficial agreement regarding compensation.

  • Answered by AI
  • Q3. Work location expected?
  • Ans. 

    Work location is expected to be at the company's headquarters in downtown Chicago.

    • Work location is at the company's headquarters

    • Located in downtown Chicago

    • Easy access to public transportation

  • Answered by AI

Assistant Risk Manager Interview Questions asked at other Companies

Q1. Audit frameworks and standards you have worked with?
View answer (1)

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

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Interview experience

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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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