Bajaj Finserv Interview Questions, Process, and Tips

Yes, I have knowledge about loans.

• I am familiar with different types of loans such as personal loans, home loans, car loans, etc.

• I understand the process of loan application, eligibility criteria, and documentation required.

• I am aware of the interest rates, repayment options, and penalties associated with loans.

• I have experience in selling loan products and explaining their features and benefits to customers.

• For exampl...read more

Yes, I have a laptop and I am proficient in Excel and telecalling.

• I have been using a laptop for several years now and am comfortable with its functions.

• I have extensive knowledge of Excel and have used it for data analysis and reporting in my previous job.

• I have experience in telecalling and have successfully closed deals over the phone.

• I am also familiar with CRM software and have used it to manage customer data and

Documents required for normal loan and what is KYC

• Documents required for normal loan include identity proof, address proof, income proof, bank statements, and property documents

• KYC stands for Know Your Customer and is a process of verifying the identity of a customer

• KYC documents include Aadhaar card, PAN card, passport, driving license, and voter ID card

• KYC is mandatory for all financial transactions and helps prevent

To find customers, I would utilize various methods such as data analysis, customer referrals, and targeted marketing campaigns.

• Analyze existing customer data to identify potential customers with similar profiles

• Ask existing customers for referrals to expand the customer base

• Utilize targeted marketing campaigns through channels like email, social media, and direct mail

• Collaborate with sales teams to identify potential l

My expected salary is based on my experience, skills, and the market rate for the position.

• I have researched the market rate for Credit Operation Executives in this region.

• I am looking for a salary that reflects my experience and skills in the field.

• I am open to negotiation based on the overall compensation package offered.