Bajaj Finserv Deputy Area Manager Interview Questions and Answers

Q1. Product knowledge and customer behavior in geography
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Share your thoughts on current investment options

Q1. Describe traditional and market investment plans in detail?
Ans. 
Traditional investment plans focus on long-term growth with lower risk, while market investment plans involve higher risk for potentially higher returns.
• Traditional investment plans typically include options like savings accounts, bonds, and mutual funds.

• Market investment plans involve buying stocks, ETFs, and other securities in hopes of capitalizing on market trends.

• Traditional plans are more conservative and suited ...read more
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Q2. What is current tax norms in India?
Ans. 
The current tax norms in India include income tax, goods and services tax (GST), corporate tax, and customs duty.
• Income tax rates vary based on income slabs, with the highest rate being 30% for individuals earning above a certain threshold.

• GST is a unified indirect tax levied on the supply of goods and services, with multiple tax slabs ranging from 5% to 28%.

• Corporate tax rates are different for domestic companies, for...read more
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Q1. Your job profile on previous company. Reason behind the resignation
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Q2. How do you sale insurance products.
Ans. 
To sell insurance products, I focus on understanding the customer's needs, building trust, and providing personalized solutions.
• Listen to the customer's needs and concerns

• Explain the benefits and features of the insurance product

• Provide personalized solutions based on the customer's needs

• Build trust by being transparent and honest

• Follow up with the customer to ensure satisfaction

• Offer additional products or services th...read more
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