Bajaj Allianz Life Insurance Deputy Area Manager Interview Questions and Answers

General aptitude test

Q1. Why do you choose our concern?
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Q2. Can you explain your previous work experience step on step?
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Q3. The role you choose is irrelevant to previous one what makes believe you that you can survive
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Q4. We have 6 months of probation period for all the payroll staffs,post the probation only you will be a confirmed payroll employee, is that ok for you?
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Q1. About previous role and duties
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Q2. Why do you left the organisation?
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Q1. Do know insurance
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Q2. What do you know insurance
Ans. 
Insurance is a financial product that provides protection against financial losses.
• Insurance is a contract between an individual or organization and an insurance company, where the individual or organization pays a premium in exchange for financial protection against specified risks.

• There are various types of insurance such as life insurance, health insurance, auto insurance, property insurance, and more.

• Insurance help...read more
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Q3. What was the benefit of insurance ?
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Insurance provides financial protection against unexpected events, giving peace of mind and security.
• Provides financial protection in case of accidents, illnesses, or other unexpected events

• Helps cover the cost of medical treatments, repairs, or replacements

• Offers peace of mind and security for individuals and families

• Can help mitigate financial risks and prevent financial hardship

• Encourages responsible behavior and pl
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Q4. What was the role of life insurance
Ans. 
Life insurance provides financial protection to the insured's family in case of death, ensuring financial stability and security.
• Provides financial protection to the insured's family in case of death

• Ensures financial stability and security for the family

• Can help cover funeral expenses, outstanding debts, and future financial needs

• Offers peace of mind knowing loved ones are financially protected
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Q5. Any key point of life
Ans. 
Always stay positive and never give up on your dreams.
• Maintain a positive attitude in all situations

• Set clear goals and work towards achieving them

• Never lose sight of your dreams and aspirations

• Learn from failures and use them as stepping stones to success
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Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
Ans. 
The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. General Insurance
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Q2. General insurance related
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Q3. Because my current organization is giving no any response so I am not informing exact date on icici Lombard
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Q4. Joining related
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Q5. And no any explanation because my current organization no any response
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Q6. Current organization not Received any response
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Q7. So I had not conforming exact date at icici Lombard
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Q1. Simple your CV and experience
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Q1. Regional Manager - Your CV and Target vs Achievement and how did you worked in previous organisation and how you will work here.
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Q1. National Head- It's a formality.
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They have own app for test where your find question about reasoning , physcometric test.

Q1. Salary Negotiation - they have budget up to 11 lac so don't compromise at below 10 lac.
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Q1. Tell us about your performance in your current organization?
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Q2. Family background & Your goal after 5years ?
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Q3. Highest tickets size closure?
Ans. 
Closed a deal worth $500,000 with a major client in the previous quarter.
• Closed a deal worth $500,000 with XYZ Company in Q3.

• Negotiated a contract worth $750,000 with ABC Corporation.

• Secured a deal for $600,000 with DEF Ltd in the last fiscal year.
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Q4. Did you qualified for any foreign trip?
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They will provide. I don't have anything of that.

They will provide . I don't have at present

Q1. Market outlook and Work Expery
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Q1. Salary discussion and Attitude Test
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Q1. About education and experience location
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Q1. Insurance industry the
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Q2. About family the the and address
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