HDFC Ergo General Insurance Interview Questions, Process, and Tips

Questions about eligibility and psychology

About banking and insurance question

Discuss about the role in brief

Q1. Asking about our skills and leadership
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Q2. About our knowledge, ability, personal confident
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Q1. Tell me about yourself
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Q2. Education
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Q1. Tell me something about yourself.
Ans. 
I am a dedicated and experienced professional with a strong background in project management and team leadership.
• I have over 8 years of experience in project management, leading cross-functional teams to successful project completion.

• I excel in strategic planning, problem-solving, and communication skills.

• I am passionate about continuous learning and professional development, constantly seeking new challenges and oppor
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Q1. How will you contribute if you gets selected?
Ans. 
I will contribute my extensive experience and skills to drive project success and mentor junior team members.
• Utilize my expertise in project management to ensure successful project delivery

• Provide mentorship and guidance to junior team members to help them grow professionally

• Collaborate with team members to brainstorm innovative solutions and drive continuous improvement

• Contribute to strategic planning and decision-mak
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Q1. What is sells? How it's worked? & What is general insurance?
Ans. 
Sales is the process of persuading potential customers to buy products or services. General insurance provides financial protection against a wide range of risks.
• Sales involves identifying potential customers, understanding their needs, and convincing them to make a purchase.

• It typically includes activities such as prospecting, qualifying leads, making presentations, and closing deals.

• General insurance covers a variety...read more
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Small assignment of something

Logical questions of dsa

Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
Ans. 
The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. Tell about your experience
Ans. 
I have over 5 years of experience in management roles, leading teams to success and achieving business goals.
• Managed a team of 15 employees in a retail setting, consistently exceeding sales targets

• Implemented new training programs to improve employee performance and customer satisfaction

• Developed and executed strategic plans to increase revenue and reduce costs
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Q2. How will you achieve sales target
Ans. 
I will achieve my sales targets by setting clear goals, creating a strategic plan, motivating my team, and closely monitoring progress.
• Set specific and achievable sales targets

• Develop a strategic plan to reach targets, including identifying target markets and creating marketing strategies

• Motivate and train sales team to perform at their best

• Regularly monitor progress towards targets and make adjustments as needed
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