HDFC Ergo General Insurance Interview Questions, Process, and Tips

Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
Ans. 
The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. Tell about your experience
Ans. 
I have over 5 years of experience in management roles, leading teams to success and achieving business goals.
• Managed a team of 15 employees in a retail setting, consistently exceeding sales targets

• Implemented new training programs to improve employee performance and customer satisfaction

• Developed and executed strategic plans to increase revenue and reduce costs
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Q2. How will you achieve sales target
Ans. 
I will achieve my sales targets by setting clear goals, creating a strategic plan, motivating my team, and closely monitoring progress.
• Set specific and achievable sales targets

• Develop a strategic plan to reach targets, including identifying target markets and creating marketing strategies

• Motivate and train sales team to perform at their best

• Regularly monitor progress towards targets and make adjustments as needed
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Q1. Tell me about yourself
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Q2. What are other languages do you know?
Ans. 
I am fluent in Spanish and have basic knowledge of French and German.
• Fluent in Spanish

• Basic knowledge of French

• Basic knowledge of German
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Q3. Why HDFC Ergo and why this role?
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Q4. Add your own respone
Ans. 
I believe my strong work ethic, attention to detail, and ability to work well in a team make me a great fit for this role.
• Strong work ethic

• Attention to detail

• Team player
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Q1. Tell me about yourself
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Q2. Commitment towards job
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Q1. Core subjects skills anatomy and conditions
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Q2. General insurance basics
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