Bajaj Finserv Customer Relationship Officer Interview Questions and Answers

The group discussion was conducted on the basic topic of "Education System in India." After announcing the topic, the HR provided three minutes for preparation, during which participants were allowed to take notes. Subsequently, each person spoke about the topic for 30 seconds. Following the individual presentations, a three-minute discussion took place among the members.

Q1. What is meant by securities?
Ans. 
Securities are financial instruments that represent ownership or debt in a company or government entity.
• Securities can include stocks, bonds, options, and futures.

• They are bought and sold on financial markets.

• Investors purchase securities as a way to potentially earn a return on their investment.

• Securities can be issued by corporations, governments, or other organizations.

• They provide investors with the opportunity to ...read more
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Q2. What is meant by the repo rate and reverse repo rate?
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Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• Repo rate is used by the central bank to control inflation and money supply in the economy.

• Reverse repo rate is used to absorb excess liquidity from the market.

• Changes in repo rate and reverse repo rate influence the interest rates in the econ...read more
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Q3. What is the difference between stocks and mutual funds?
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Stocks represent ownership in a single company, while mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
• Stocks represent ownership in a single company, giving investors the potential for high returns but also higher risk.

• Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities, redu...read more
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Q4. Can you provide an introduction about yourself and share details about your family background?
Ans. 
I am a Relationship Manager with a strong background in finance and customer service. My family is supportive and close-knit.
• Experienced Relationship Manager in finance industry

• Skilled in customer service and building client relationships

• Close-knit and supportive family background
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Q1. Old company details
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Q2. Salary expected
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Q1. Family Background
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Q2. Future Vision Mission
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To create a future vision mission, one must establish long-term goals and objectives that align with the organization's values and purpose.
• Define the organization's core values and purpose

• Set long-term goals and objectives that align with the values and purpose

• Create a strategic plan to achieve the goals and objectives

• Communicate the future vision mission to all stakeholders

• Regularly review and adjust the mission as ne
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Q1. Equity Derivative
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Q2. Mutual Funds Performance
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Q1. How sale was done, how sale close
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Sales are achieved through building relationships with clients and understanding their needs, leading to successful closures.
• Build rapport with clients to understand their needs and preferences

• Present products or services in a compelling way that addresses client's needs

• Handle objections effectively and provide solutions

• Negotiate terms and close the sale by gaining client's commitment

• Follow up with clients to ensure sa
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Q2. Product knowledge
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Q3. How you like your job
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Q1. Knowledge of Bfsi sector ? How to work effectively
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Knowledge of BFSI sector is crucial for a Relationship Manager to work effectively.
• Stay updated on industry trends, regulations, and market conditions

• Understand different financial products and services offered by banks, financial institutions, and insurance companies

• Build strong relationships with clients by providing personalized financial solutions

• Analyzing financial statements and assessing risk factors for clients

• ...read more
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Q2. How to work in manner
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An aptitude test is an exam used to determine an individual's skill or property to succeed in a given activity aptitude test assume that individuals have inherent strengths and weaknesses and have a nature inclination toward success or failure inspection areas based on their innet characteristics

Q1. Tell me about your self
Ans. First of all thank you give me the opportunity to introduce my self I am inbaraj I am from KRISHNAPURAM I am studying in BSC in SV arts college in Thirupathi
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Q1. About my work qualification
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Q1. About my work experience
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