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200+ Interview Questions and Answers

Updated 15 Dec 2024
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Q1. Special Sum of Array

You have been given an array/list ‘arr’ of length ‘N’, which contains single digit elements at every index. Your task is to return the sum of all elements of the array. But the final sum sho...read more

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Q2. Alien dictionary

You have been given a sorted (lexical order) dictionary of an alien language. Write a function that finds the order of characters in the alien language. This dictionary will be given to you in t...read more

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Q3. Triplets with Given Sum

You are given an array/list ARR consisting of N integers. Your task is to find all the distinct triplets present in the array which adds up to a given number K.

An array is said to have a...read more

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Q4. Clone a Linked List with random pointers

Given a linked list having two pointers in each node. The first one points to the next node of the list, however, the other pointer is random and can point to any node of...read more

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Q5. Flood Fill Algorithm

Ninja has found his new passion for photography. He has clicked some really good photos but in one of his images, he doesn’t like the color of a particular region. So, he decides to change t...read more

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Q6. Which framework you are using? explain your framework?

Ans.

I am using the Selenium WebDriver framework for automation testing.

  • Selenium WebDriver is a popular open-source framework for automating web applications.

  • It supports multiple programming languages such as Java, Python, C#, etc.

  • It provides a rich set of APIs for interacting with web elements and performing actions.

  • It also supports parallel execution and integration with other tools like TestNG and Maven.

  • I have used it to automate testing for various web applications such as e-c...read more

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Q7. The Skyline Problem

You are given 'N' rectangular buildings in a 2-dimensional city. Your task is to compute the skyline of these buildings, eliminating hidden lines return the skyline formed by these buildings ...read more

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Q8. Check if the Word is present in Sentence or not

You have been given a sentence ‘S’ in the form of a string and a word ‘W’, you need to find whether the word is present in the given sentence or not. The word must...read more

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Q9. Reverse Words In A String

You are given a string of length N. You need to reverse the string word by word. There can be multiple spaces between two words and there can be leading or trailing spaces but in the ou...read more

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Q10. Rat In A Maze

You are given a starting position for a rat which is stuck in a maze at an initial point (0, 0) (the maze can be thought of as a 2-dimensional plane). The maze would be given in the form of a squar...read more

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Q11. Technical Question

Given a API reference. You had to make a post request to the API with your personal details.

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Q12. Application Question

Consume this API to upload your basic details like Name, Email, College Id, Registration No., and your Code to move to the next step. Any response other than ‘Your details have been submitte...read more

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Q13. DBMS Question

Asked several database related questions, specifically sql related, that how joins are used etc.

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Q14. Why Customer take loan from you, what different from other banker or NBFCs

Ans.

Customers choose us for loans due to our unique offerings compared to other banks and NBFCs.

  • We offer lower interest rates compared to other banks and NBFCs.

  • Our loan approval process is faster and more efficient.

  • We offer flexible repayment options tailored to the customer's needs.

  • We provide personalized customer service and support throughout the loan process.

  • We offer additional benefits such as insurance coverage and rewards programs.

  • For example, our bank offers a 1% cashback...read more

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Q15. Which annotation do you use for opening and closing browser?

Ans.

The @BeforeMethod and @AfterMethod annotations are used for opening and closing the browser.

  • The @BeforeMethod annotation is used to open the browser before each test method.

  • The @AfterMethod annotation is used to close the browser after each test method.

  • These annotations are part of the TestNG framework.

  • Example: @BeforeMethod public void setUp() { //code to open browser } @AfterMethod public void tearDown() { //code to close browser }

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Q16. DBMS based questions

I was asked about joins, their types and data movements during join operations.
I was asked questions about Transactions and ACID properties,
Then he gave 2 tables and some SQL statements. I w...read more

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Q17. Do you have laptop? Do you have knowledge about excell or telecalling

Ans.

Yes, I have a laptop and I am proficient in Excel and telecalling.

  • I have been using a laptop for several years now and am comfortable with its functions.

  • I have extensive knowledge of Excel and have used it for data analysis and reporting in my previous job.

  • I have experience in telecalling and have successfully closed deals over the phone.

  • I am also familiar with CRM software and have used it to manage customer data and track sales leads.

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Q18. what is Regression and Sanity testing? how and when you do it?

Ans.

Regression testing ensures that changes to the code do not affect existing functionality. Sanity testing checks if the critical functionalities are working after a small change.

  • Regression testing is done after making changes to the code to ensure that existing functionalities are not affected.

  • Sanity testing is done after a small change to ensure that critical functionalities are still working.

  • Regression testing is done after every major change, while sanity testing is done af...read more

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Q19. Assignment

We were asked to send our personal details like email, reg no, mobile number using an api.

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Q20. How much file are done in Hdfc bank in month

Ans.

The number of files processed by HDFC Bank in a month varies and is subject to change.

  • The number of files processed by HDFC Bank in a month depends on various factors such as customer demand, business growth, and operational efficiency.

  • The bank may process thousands or even millions of files in a month, including loan applications, account opening forms, transaction records, and other financial documents.

  • The exact number of files processed can fluctuate based on seasonal tren...read more

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Q21. Design Question

Create an api for the message to receive at the other end of the url provided.

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Q22. Discussion

No questions were asked.
I was asked if could relocate to Pune. We discussed about the work hours and days.
We discussed about the compensation
That's it

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Q23. API Design

Consume the given API to upload your basic details like Name, Email, College Id, Registration No., and your Code to move to the next step.Any response other than ‘Your details have been submitted suc...read more

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Q24. Application Question

Consume this API to upload your basic details like Name, Email, College Id, Registration No., and your Codeto move to the next step.Any response other than ‘Your details have been submitted ...read more

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Q25. Debt management requires working on weekends, how will you cope up?

Ans.

I am willing to work on weekends as it is a part of the job requirement.

  • I understand that debt management is a demanding job and requires working on weekends

  • I am willing to adjust my schedule and prioritize work commitments

  • I will ensure that I maintain a healthy work-life balance and take breaks when needed

  • I will communicate with my team and plan ahead to avoid burnout

  • I have experience working on weekends in my previous job and can handle the workload

  • I am committed to deliver...read more

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Q26. Types of environments you use in your organization?

Ans.

We use multiple environments including development, testing, staging, and production.

  • Development environment for coding and testing new features

  • Testing environment for automated and manual testing

  • Staging environment for final testing before deployment

  • Production environment for live usage

  • Each environment is isolated and has its own database and configurations

  • We also use virtual environments for testing different operating systems and browsers

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Q27. how many array function & string function is there in PHP?

Ans.

PHP has over 100 array functions and over 200 string functions.

  • Array functions include: array_push(), array_pop(), array_merge(), array_slice(), etc.

  • String functions include: strlen(), str_replace(), substr(), strtolower(), etc.

  • PHP also has functions for working with regular expressions, dates, and more.

  • The exact number of functions may vary depending on the version of PHP being used.

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Q28. how to execute failed test cases?

Ans.

Failed test cases can be executed by identifying the root cause of failure and fixing it before re-executing the test case.

  • Identify the root cause of failure by analyzing the test results and logs

  • Fix the issue causing the failure

  • Re-run the test case to ensure it passes

  • Update the test case status and report any defects found

  • Repeat the process for all failed test cases

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Q29. How much time you take to show the demo after getting the RFP ?

Ans.

The time taken to show the demo after receiving the RFP varies based on project complexity and client requirements.

  • The time frame for demo preparation can range from a few days to a few weeks, depending on the scope of the project.

  • It is important to thoroughly understand the RFP requirements before scheduling the demo to ensure all key points are addressed.

  • Collaboration with the sales team and other stakeholders is crucial to align on the demo timeline and content.

  • Flexibility...read more

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Q30. How do you perform API testing?

Ans.

API testing involves verifying the functionality, reliability, performance, and security of APIs.

  • Identify the API endpoints and their expected behavior

  • Create test cases to cover all possible scenarios

  • Use tools like Postman, SoapUI, or JMeter to send requests and validate responses

  • Verify the response status codes, headers, and payload

  • Test for security vulnerabilities like SQL injection or cross-site scripting

  • Automate API tests using frameworks like Selenium or RestAssured

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Q31. What documents required for normal loan and what is kyc

Ans.

Documents required for normal loan and what is KYC

  • Documents required for normal loan include identity proof, address proof, income proof, bank statements, and property documents

  • KYC stands for Know Your Customer and is a process of verifying the identity of a customer

  • KYC documents include Aadhaar card, PAN card, passport, driving license, and voter ID card

  • KYC is mandatory for all financial transactions and helps prevent fraud and money laundering

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Q32. If the person is introvert , so how can you convenience him about the product??

Ans.

To convince an introvert about the product, it is important to create a comfortable and non-threatening environment.

  • Listen actively to their concerns and address them with empathy

  • Provide clear and concise information about the product

  • Use visual aids or demonstrations to help them understand the product

  • Allow them time to process the information and make a decision

  • Avoid pressuring or overwhelming them with too much information

  • Focus on the benefits of the product and how it can ...read more

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Q33. Can you find xpath on any website?

Ans.

Yes, but it may not always be the most efficient or reliable method.

  • Xpath can be used to locate elements on any website, but it may require some trial and error to find the correct path.

  • Other methods such as CSS selectors or ID attributes may be more efficient in some cases.

  • Xpath can also be affected by changes to the website's structure or layout.

  • Using browser developer tools can help in identifying the correct xpath for an element.

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Q34. How can you sell the product in the market..?

Ans.

To sell the product in the market, I would focus on understanding the customer's needs and demonstrating how our product can meet those needs.

  • Conduct market research to identify target audience and their needs

  • Highlight unique features and benefits of the product

  • Offer promotions or discounts to attract customers

  • Provide excellent customer service to build trust and loyalty

  • Collaborate with marketing team to create effective advertising campaigns

  • Attend industry events and confere...read more

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Q35. How will handle your customer for loan amount?

Ans.

I will handle customers for loan amount by communicating clearly and empathetically while also enforcing payment deadlines.

  • I will listen to their concerns and offer solutions that work for both parties.

  • I will explain the consequences of not paying and the benefits of paying on time.

  • I will set clear payment deadlines and follow up with reminders.

  • I will be firm but respectful in enforcing payment deadlines.

  • I will document all communication and payment agreements for future refe...read more

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Q36. What is difference between Association, Association, Aggregation ?

Ans.

Association represents a relationship between two classes, Aggregation is a type of association with a whole-part relationship.

  • Association represents a relationship between two classes without implying any ownership.

  • Aggregation is a type of association where one class is a part of another class.

  • Composition is a stronger form of aggregation where the part cannot exist without the whole.

  • In UML, association is represented by a solid line, aggregation by an empty diamond, and com...read more

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Q37. Can you handle a large portfolio and how?

Ans.

Yes, I can handle a large portfolio by implementing effective organization and prioritization strategies.

  • I would start by categorizing the portfolio based on different criteria such as payment history, outstanding balances, and delinquency status.

  • I would then prioritize the accounts based on their level of risk and potential for recovery.

  • To manage the portfolio efficiently, I would utilize automated collection software and tools to streamline processes and track progress.

  • Regu...read more

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Q38. What you know about Bajaj finance consumer durable loans

Ans.

Bajaj finance consumer durable loans are loans provided by Bajaj Finance for purchasing consumer durables.

  • These loans are available for purchasing a wide range of consumer durables such as electronics, appliances, furniture, etc.

  • The loans have flexible repayment options and can be availed with minimal documentation.

  • Bajaj Finance also offers pre-approved loans to its existing customers.

  • The interest rates for these loans are competitive and vary based on the loan amount and ten...read more

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Q39. DBMS Question

Difference between truncate and delete?

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Q40. What do you mean by rollback and stabilization?

Ans.

Rollback is reversing changes made to a system while stabilization is ensuring the system is functioning properly.

  • Rollback is used to undo changes made to a system, such as reverting to a previous version of software.

  • Stabilization involves ensuring that the system is functioning properly and is free from errors or bugs.

  • Both rollback and stabilization are important processes in maintaining the stability and reliability of a system.

  • For example, if a software update causes issue...read more

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Q41. Machine Learning- 2 dependant and 6 independent variables are available, which algorithm we should use?

Ans.

Use a regression algorithm like linear regression or decision tree regression.

  • Consider using linear regression if the relationship between variables is linear.

  • Decision tree regression can handle non-linear relationships between variables.

  • Evaluate the performance of different algorithms using cross-validation.

  • Consider the interpretability of the model when choosing an algorithm.

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Q42. How you sale insurance policy to the customer?

Ans.

To sell an insurance policy to a customer, I would focus on understanding their needs, explaining the benefits of the policy, addressing any concerns, and providing personalized recommendations.

  • Listen attentively to the customer's needs and concerns

  • Explain the coverage and benefits of the insurance policy

  • Address any objections or concerns the customer may have

  • Provide personalized recommendations based on the customer's requirements

  • Highlight the value and peace of mind the ins...read more

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Q43. Difference between SDLC vs STLC ?

Ans.

SDLC is the process of developing software while STLC is the process of testing software.

  • SDLC includes planning, designing, coding, testing, and maintenance stages while STLC includes test planning, test case development, test execution, and test closure stages.

  • SDLC focuses on the development of software while STLC focuses on the testing of software.

  • SDLC is a broader term that includes STLC as a part of it.

  • SDLC is a continuous process while STLC is a sequential process.

  • Exampl...read more

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Q44. How collect payments from individual customer

Ans.

Collecting payments from individual customers involves various methods and strategies.

  • Offer multiple payment options such as credit/debit cards, online payments, and cash

  • Send timely reminders and follow-up emails/calls to customers with outstanding payments

  • Implement a clear and concise payment policy to avoid confusion and disputes

  • Consider offering discounts or incentives for early payments or bulk purchases

  • Utilize a reliable payment processing system to ensure secure and eff...read more

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Q45. How Security is maintained in Microservices ?

Ans.

Security in Microservices is maintained through authentication, authorization, encryption, and monitoring.

  • Implementing authentication mechanisms like OAuth, JWT, or API keys to verify the identity of clients accessing the microservices.

  • Utilizing authorization techniques such as role-based access control (RBAC) or attribute-based access control (ABAC) to control what actions users can perform.

  • Encrypting data in transit using protocols like HTTPS and TLS, and at rest using encr...read more

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Q46. Different annotations and its hierarchy?

Ans.

Annotations are used in Java to provide additional information about classes, methods, and fields.

  • Annotations are declared using the @ symbol followed by the annotation name.

  • Annotations can have attributes that can be set using key-value pairs.

  • Annotations can be applied to classes, methods, fields, parameters, and local variables.

  • Annotations can be inherited from superclasses or interfaces.

  • Annotations can be used for documentation, code analysis, and runtime processing.

  • Some c...read more

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Q47. what is collection?

Ans.

Collection is the process of gathering and organizing items or information.

  • Collections can include physical objects such as artwork, books, or artifacts.

  • Collections can also refer to data or information, such as a collection of customer records or research data.

  • Collections can be organized in various ways, such as by theme, date, or location.

  • Collections can be managed by professionals such as collections managers or curators.

  • Examples of collections include museum collections,...read more

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Q48. What are the basics of debt management?

Ans.

Debt management involves creating a plan to pay off debts and managing finances to avoid future debt.

  • Create a budget and stick to it

  • Prioritize debts and pay off high-interest debts first

  • Negotiate with creditors for lower interest rates or payment plans

  • Avoid taking on new debt

  • Consider debt consolidation or credit counseling if necessary

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Q49. What are the common performance issues that can occur in a system?

Ans.

Common performance issues in a system include slow response times, high resource usage, bottlenecks, and crashes.

  • Slow response times can be caused by inefficient code, network latency, or overloaded servers.

  • High resource usage can lead to system slowdowns and crashes, often caused by memory leaks or inefficient algorithms.

  • Bottlenecks occur when a component of the system becomes a limiting factor, such as a database server unable to handle the volume of requests.

  • Crashes can be...read more

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Q50. Any problematic & Issues cases highlighted, how to be handling cases after we identified any fraud related Filling police complaint & Recovery ...

Ans.

Handling fraud cases involves identifying issues, filing police complaints, and pursuing recovery.

  • Immediately report any identified fraud cases to the appropriate authorities

  • Work closely with law enforcement to file a police complaint and provide all necessary evidence

  • Implement measures to prevent future fraud incidents

  • Engage in the recovery process by pursuing legal action against the perpetrators

  • Collaborate with legal counsel to ensure a successful recovery process

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Q51. How do you stabilize a delinquency?

Ans.

Stabilize delinquency by identifying the root cause and implementing a customized plan.

  • Analyze the customer's financial situation and identify the reason for delinquency

  • Create a customized payment plan based on the customer's financial situation

  • Offer financial counseling or refer the customer to a credit counseling agency

  • Regularly communicate with the customer to ensure they are following the plan and address any issues

  • Consider offering temporary payment arrangements or hards...read more

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Q52. What other tools do you use to organize your work?

Ans.

I use various digital tools to organize my work.

  • I use project management software like Trello and Asana to keep track of tasks and deadlines.

  • I also use Google Calendar to schedule meetings and appointments.

  • For note-taking and brainstorming, I use Evernote and Google Docs.

  • To manage my email inbox, I use filters and labels in Gmail.

  • I also use time-tracking software like RescueTime to monitor my productivity.

  • Finally, I use a physical planner to jot down important dates and remin...read more

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Q53. what is diff bet array_merge and array_combine?

Ans.

array_merge merges two or more arrays into one, while array_combine creates an array by using one array for keys and another for its values.

  • array_merge combines the values of two or more arrays into a single array

  • array_combine creates an array using one array for keys and another for its values

  • array_merge preserves numeric keys, while array_combine uses the first array for keys and the second for values

  • array_merge can merge arrays with non-numeric keys, while array_combine re...read more

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Q54. Write Java program to invoke a AWS lambda function ?

Ans.

To invoke an AWS Lambda function using Java program.

  • Create an AWS Lambda client using AWS SDK for Java

  • Invoke the Lambda function using invoke method

  • Handle the response from the Lambda function

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Q55. what are selenium waits?

Ans.

Selenium waits are used to synchronize the test script execution with the web application's response time.

  • Selenium waits are used to handle synchronization issues in test automation.

  • There are three types of waits in Selenium: Implicit, Explicit, and Fluent waits.

  • Implicit waits wait for a certain amount of time before throwing an exception if the element is not found.

  • Explicit waits wait for a certain condition to occur before proceeding with the next step.

  • Fluent waits wait for...read more

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Q56. Your Typing Speed ​​& Basic Computer Knowledge?

Ans.

I have a typing speed of 60 words per minute and extensive knowledge of computer applications.

  • Typing speed: 60 words per minute

  • Proficient in using computer applications

  • Familiar with Microsoft Office Suite

  • Experience in using CRM software

  • Knowledge of data entry and spreadsheet management

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Q57. What is selenium wait. Explain how will you handle AJAX calls

Ans.

Selenium wait is used to pause the execution of the test script for a specified amount of time. Handling AJAX calls involves using explicit waits to ensure the page is fully loaded before interacting with elements.

  • Use WebDriverWait in Selenium to wait for a specific condition to be met before proceeding with the test

  • Use ExpectedConditions to wait for elements to be present, visible, clickable, etc.

  • Handle AJAX calls by waiting for the presence of a specific element that indica...read more

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Q58. Perfect plan for daily basis collection and separate policy

Ans.

A perfect plan for daily basis collection and separate policy involves setting clear goals, establishing efficient processes, and regularly monitoring progress.

  • Define clear goals for daily collection targets and separate policy guidelines

  • Establish efficient processes for collecting payments and enforcing policies

  • Regularly monitor progress and adjust strategies as needed

  • Provide training and support to staff to ensure adherence to policies and procedures

  • Utilize technology and a...read more

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Q59. How we can choose a good customer to provide loan ?

Ans.

A good customer for a loan should have a stable income, good credit history, and low debt-to-income ratio.

  • Look for customers with a stable source of income to ensure they can repay the loan.

  • Check the customer's credit history to assess their ability to manage debt responsibly.

  • Consider the customer's debt-to-income ratio to determine if they can afford the loan payments.

  • Evaluate the customer's overall financial stability and reliability.

  • Provide loans to customers who have a go...read more

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Q60. What are the meaning of DBD, Write off, settlement, OD, NPA in cibil report?

Ans.

DBD, Write off, settlement, OD, NPA are terms related to credit reports in CIBIL.

  • DBD stands for Days Beyond Due, indicating the number of days a payment is overdue.

  • Write off refers to the amount of debt that a lender is unable to collect and considers as a loss.

  • Settlement is an agreement between the borrower and lender to pay a reduced amount to settle a debt.

  • OD stands for Overdraft, which allows the account holder to withdraw more money than available in the account.

  • NPA stan...read more

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Q61. Do you know about loans?

Ans.

Yes, I have knowledge about loans.

  • I am familiar with different types of loans such as personal loans, home loans, car loans, etc.

  • I understand the process of loan application, eligibility criteria, and documentation required.

  • I am aware of the interest rates, repayment options, and penalties associated with loans.

  • I have experience in selling loan products and explaining their features and benefits to customers.

  • For example, I have sold personal loans to customers who needed fund...read more

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Q62. How much time to recover the amount?

Ans.

The time to recover the amount depends on various factors such as the amount owed, the debtor's financial situation, and the collection strategy used.

  • The amount owed plays a significant role in determining the time to recover the amount. Larger amounts may take longer to recover.

  • The debtor's financial situation is also crucial. If they are in a better financial position, they may pay off the debt sooner.

  • The collection strategy used can also impact the time to recover the amou...read more

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Q63. What design patterns you have worked ?

Ans.

I have worked with design patterns such as Singleton, Factory, Observer, and Strategy.

  • Singleton pattern ensures a class has only one instance and provides a global point of access to it.

  • Factory pattern creates objects without specifying the exact class of object that will be created.

  • Observer pattern defines a one-to-many dependency between objects so that when one object changes state, all its dependents are notified and updated automatically.

  • Strategy pattern defines a family...read more

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Q64. What AWS services you have used ?

Ans.

I have used a variety of AWS services including EC2, S3, RDS, Lambda, and CloudFormation.

  • EC2 - Elastic Compute Cloud for scalable virtual servers

  • S3 - Simple Storage Service for object storage

  • RDS - Relational Database Service for managed databases

  • Lambda - Serverless computing service for running code without provisioning servers

  • CloudFormation - Infrastructure as Code service for automating resource provisioning

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Q65. Where AWS lambda you have used ?

Ans.

I have used AWS Lambda for building serverless applications and automating tasks.

  • Developed a serverless image processing application using AWS Lambda, S3, and API Gateway

  • Implemented a cron job using AWS Lambda to automatically backup DynamoDB tables

  • Integrated AWS Lambda with Amazon SNS to send notifications based on certain events

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Q66. what is ajax? how many attributes?

Ans.

Ajax is a technique used to update parts of a web page without reloading the entire page. It stands for Asynchronous JavaScript and XML.

  • Ajax allows for asynchronous communication between the client and server.

  • It uses JavaScript to send and receive data from the server without interfering with the display and behavior of the existing page.

  • Ajax can be used to dynamically update content, submit forms without refreshing the page, and fetch data from the server.

  • It typically uses X...read more

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Q67. findout count of dublicate record in mysql & write a query

Ans.

Query to find count of duplicate records in MySQL

  • Use GROUP BY clause to group the records by the column(s) that may have duplicates

  • Use HAVING clause to filter out the groups with count less than 2

  • Use COUNT() function to count the number of records in each group

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Q68. Different parameters in postman tool?

Ans.

Postman tool allows different parameters to be used for API testing.

  • Query Parameters: Used to filter and sort data in the API response.

  • Path Parameters: Used to identify a specific resource in the API.

  • Header Parameters: Used to provide additional information about the request.

  • Body Parameters: Used to send data in the request body.

  • Form Data Parameters: Used to send data in the form of key-value pairs.

  • Environment Variables: Used to store and reuse values across requests.

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Q69. how to engage with the customers

Ans.

Engaging with customers is crucial for business success. It involves active listening, empathy, and personalized communication.

  • Listen actively to their needs and concerns

  • Show empathy and understanding towards their situation

  • Provide personalized solutions and recommendations

  • Use positive language and tone to create a welcoming environment

  • Follow up with customers to ensure satisfaction and build long-term relationships

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Q70. How would you manage and inspire dealers to do business with bajaj?

Ans.

I would manage and inspire dealers to do business with Bajaj by providing them with training, support, incentives, and clear communication.

  • Provide regular training sessions to educate dealers on Bajaj products and services.

  • Offer incentives such as bonuses or rewards for meeting sales targets.

  • Provide ongoing support and assistance to dealers to help them overcome any challenges they may face.

  • Maintain clear and open communication channels to ensure dealers are informed and moti...read more

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Q71. Are you capable of collecting amounts from customers.

Ans.

Yes, I am capable of collecting amounts from customers.

  • I have experience in debt collection and negotiation.

  • I am skilled in communication and can handle difficult situations.

  • I am familiar with legal procedures and regulations related to debt collection.

  • I am confident in my ability to meet collection targets and maintain customer relationships.

  • For example, in my previous role as a Collection Officer at XYZ Company, I successfully collected overdue payments from several custome...read more

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Q72. What is CVV and how to use it, where its used and what data does it provide?

Ans.

CVV is a security code found on credit and debit cards to help prevent fraud.

  • CVV stands for Card Verification Value

  • It is a 3 or 4 digit code found on the back of Visa, Mastercard, and Discover cards, and on the front of American Express cards

  • CVV is used during online transactions to verify that the person making the purchase has the physical card in their possession

  • It is not stored in the magnetic stripe or chip of the card, making it harder for fraudsters to obtain

  • CVV provid...read more

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Q73. Write Java program for Singleton pattern ?

Ans.

Singleton pattern ensures a class has only one instance and provides a global point of access to it.

  • Create a private static instance of the class

  • Provide a public static method to access the instance

  • Ensure the constructor is private to prevent instantiation

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Q74. Tell something about this glass of water

Ans.

This glass of water is half full.

  • The glass is made of clear glass.

  • The water is at room temperature.

  • There are no visible impurities in the water.

  • The glass is placed on a coaster to prevent water rings on the table.

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Q75. Write an API to send data to particular end point using any langauge

Ans.

API to send data to a specific endpoint using any language

  • Choose a programming language that supports HTTP requests

  • Create a function to send data to the endpoint using HTTP POST method

  • Include necessary headers and parameters in the request

  • Handle any errors or exceptions that may occur

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Q76. Fetch all details from left table and matching records from right table

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Q77. HOW TO SALE'S A PERSONAL LOAN IN NON-INTERESTED CUSTOMER

Ans.

To sell a personal loan to a non-interested customer, focus on benefits, address concerns, offer incentives, and provide personalized solutions.

  • Highlight the benefits of the personal loan such as low interest rates, flexible repayment options, and quick approval process.

  • Address any concerns or objections the customer may have by providing clear and accurate information.

  • Offer incentives such as promotional rates, cashback rewards, or referral bonuses to entice the customer to ...read more

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Q78. Different financial terms such as RTGS, CIBIL, ECS, NACH, FOIR and etc

Ans.

These are various financial terms used in banking and credit management.

  • RTGS (Real Time Gross Settlement) is a system used for fund transfers between banks in real-time.

  • CIBIL (Credit Information Bureau India Limited) is a credit information company that maintains credit records of individuals and companies.

  • ECS (Electronic Clearing Service) is a system used for electronic fund transfers between banks.

  • NACH (National Automated Clearing House) is a system used for bulk electronic...read more

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Q79. What is your experience with software bug fixing?

Ans.

I have experience in identifying and resolving software bugs through thorough testing and collaboration with developers.

  • Identifying bugs by reproducing issues reported by users

  • Collaborating with developers to understand root cause of bugs

  • Testing bug fixes to ensure they are effective

  • Utilizing bug tracking tools like Jira or Bugzilla

  • Experience with regression testing to prevent reoccurrence of bugs

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Q80. May be one customer is missing then how collect you emi

Ans.

In case a customer is missing, we would follow up with reminders and notifications to collect the EMI.

  • Send reminder emails or messages to the customer

  • Contact the customer via phone to remind about the pending EMI

  • Offer alternative payment methods or rescheduling options

  • Consider legal actions as a last resort if necessary

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Q81. How collect money to the customer

Ans.

To collect money from customers, we need to establish clear communication, understand their financial situation, offer payment options, and follow up regularly.

  • Establish clear communication with the customer to understand their financial situation

  • Offer payment options such as payment plans or settlements

  • Follow up regularly to ensure timely payments

  • Use negotiation skills to reach a mutually beneficial agreement

  • Document all communication and payment agreements for future refere...read more

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Q82. How shall convens the customer?

Ans.

Convincing the customer involves active listening, empathy, and offering solutions that meet their needs.

  • Listen actively to the customer's concerns and acknowledge their feelings

  • Show empathy and understanding towards their situation

  • Offer solutions that meet their needs and address their concerns

  • Provide clear and concise information about the options available to them

  • Be patient and persistent in finding a resolution that works for both parties

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Q83. HOW TO SERVIVE WITH THERE CRITICAL CONDITIONS?

Ans.

Surviving in critical conditions requires resilience, adaptability, and resourcefulness.

  • Stay calm and assess the situation

  • Prioritize tasks and focus on immediate needs

  • Utilize available resources effectively

  • Seek help and support from others

  • Maintain a positive mindset and never give up

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Q84. what is diff bet myisam & innodb?

Ans.

MyISAM is faster but doesn't support transactions, while InnoDB is slower but supports transactions and foreign keys.

  • MyISAM is the default storage engine for MySQL, while InnoDB is an alternative.

  • MyISAM is faster for read-heavy applications, while InnoDB is better for write-heavy applications.

  • MyISAM doesn't support transactions or foreign keys, while InnoDB does.

  • MyISAM uses table-level locking, while InnoDB uses row-level locking.

  • MyISAM is more suitable for small to medium-si...read more

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Q85. how my db engine present in mysql?

Ans.

MySQL has multiple storage engines including InnoDB, MyISAM, and more.

  • MySQL has a pluggable storage engine architecture

  • InnoDB is the default storage engine for MySQL

  • MyISAM is another popular storage engine

  • Other storage engines include Memory, CSV, and more

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Q86. How will you cross sell a product to consumer

Ans.

I will identify the customer's needs, showcase the benefits of the additional product, and offer a personalized solution.

  • Understand the customer's current product usage and needs

  • Highlight the benefits of the additional product in relation to their needs

  • Offer a personalized solution tailored to the customer's specific situation

  • Provide examples of how the additional product can enhance their current experience

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Q87. What's is requirement gathering? Do you know what is BRD ? And why it's used for? Please explain how to have sprint planning with the team?

Ans.

Requirement gathering is the process of collecting and documenting requirements from stakeholders.

  • Identify stakeholders and gather their requirements

  • Document requirements in a clear and concise manner

  • Prioritize requirements based on business value and feasibility

  • Review and validate requirements with stakeholders

  • Update requirements as needed throughout the project

  • BRD stands for Business Requirements Document, used to outline the business needs and objectives of a project

  • Sprint...read more

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Q88. Ensure all customers to maintain his own account

Ans.

Customers must maintain their own account. Answer how to ensure this.

  • Educate customers on the importance of maintaining their own account

  • Provide clear instructions on how to access and manage their account

  • Offer customer support and assistance when needed

  • Implement security measures to prevent unauthorized access to accounts

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Q89. what is services, modules, decorators, directive?

Ans.

Services, modules, decorators, and directives are key concepts in Angular development.

  • Services: Reusable code that can be injected into components to provide specific functionality.

  • Modules: Containers for different parts of an Angular application, including components, services, and directives.

  • Decorators: Functions that modify classes or properties in Angular, used for adding metadata or behavior to components.

  • Directives: Extend HTML with custom attributes and elements, allow...read more

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Q90. Authorization in postman tool?

Ans.

Authorization in Postman tool is used to authenticate and authorize requests sent to APIs.

  • Authorization can be set in the Headers tab of a request in Postman

  • Common authorization methods include Basic Auth, OAuth 2.0, and API keys

  • Authorization can also be set globally for all requests in a collection

  • Postman also supports automatic token refresh for OAuth 2.0 authorization

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Q91. how many type of collection?

Ans.

There are several types of collections, including personal, institutional, and public collections.

  • Personal collections are owned by individuals and can include items such as stamps, coins, or artwork.

  • Institutional collections are owned by organizations such as museums or libraries and can include artifacts, books, or documents.

  • Public collections are owned by governments and can include national parks, monuments, or historical sites.

  • Other types of collections include corporate...read more

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Q92. How to see the market .

Ans.

To see the market, one needs to analyze the current trends, customer behavior, and competition.

  • Analyze current trends in the market

  • Observe customer behavior and preferences

  • Study the competition and their strategies

  • Identify potential opportunities and threats

  • Keep track of market changes and adapt accordingly

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Q93. Write an API to fetch the id and JSON from the client.

Ans.

Create an API to fetch id and JSON from the client.

  • Create a RESTful API endpoint that accepts requests from the client

  • Use a GET request to fetch the id and JSON data from the client

  • Implement error handling for invalid requests or missing data

Add your answer

Q94. What is a pivot table?

Ans.

A pivot table is a data summarization tool used in spreadsheet programs like Excel.

  • It allows users to quickly summarize and analyze large amounts of data.

  • Users can group data by different categories and perform calculations on the data.

  • Pivot tables are useful for creating reports and visualizations.

  • Example: A pivot table can be used to summarize sales data by product, region, and time period.

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Q95. What is tuple? Answer in detail

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Q96. what is helpers in coddeigniter?

Ans.

Helpers in CodeIgniter are utility functions that assist in common tasks and can be used throughout the application.

  • Helpers are standalone functions that can be loaded and used anywhere in the application.

  • They provide a way to avoid writing repetitive code by providing ready-to-use functions.

  • CodeIgniter comes with a set of built-in helpers, such as URL, Form, File, and Date helpers.

  • Custom helpers can also be created to extend the functionality of the framework.

  • Helpers are loa...read more

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Q97. How can you analyse maker depending your role?

Ans.

Analyzing market trends, competition, customer needs, and sales data to make informed decisions and strategies.

  • Conduct market research to understand customer needs and preferences

  • Analyze sales data to identify trends and opportunities

  • Monitor competitors' strategies and pricing

  • Stay updated on industry trends and developments

  • Adjust sales strategies based on market analysis

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Q98. How do you use vlookup?

Ans.

VLOOKUP is a function in Excel used to search for a specific value in a table and return a corresponding value.

  • VLOOKUP stands for Vertical Lookup

  • It is used to search for a specific value in the first column of a table and return a corresponding value from another column in the same row

  • It requires four arguments: lookup value, table array, column index number, and range lookup

  • It is commonly used in financial analysis, data management, and reporting

  • Example: =VLOOKUP(A2, B2:C10,...read more

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Q99. What are options and their trading strength?

Ans.

Options are financial contracts that give the buyer the right, but not the obligation, to buy or sell an underlying asset at a predetermined price.

  • Options can be used for hedging or speculation

  • Options trading involves buying and selling of options contracts

  • Options can be traded on various underlying assets such as stocks, commodities, and currencies

  • Options trading strength lies in their flexibility and potential for high returns

  • Options trading requires knowledge of options pr...read more

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Q100. How would you design a mobile app?

Ans.

A mobile app should be designed with user-centric approach, intuitive UI, and seamless navigation.

  • Identify the target audience and their needs

  • Create a user flow and wireframes

  • Design an intuitive UI with easy navigation

  • Ensure the app is responsive and compatible with different devices

  • Test the app thoroughly before launch

  • Incorporate user feedback for continuous improvement

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