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Bajaj Finserv
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Naukri.com and was interviewed in Sep 2024. There was 1 interview round.
Lazy loading is a technique used in web development to defer loading non-essential resources until they are needed.
Lazy loading helps improve page load times by only loading necessary resources initially.
It is commonly used in Angular applications to load modules, components, or routes on demand.
Lazy loading can be implemented using Angular's loadChildren property in the routing configuration.
switchMap is an operator in RxJS that projects each source value to an Observable which is merged in the output Observable.
switchMap is used to switch to a new Observable whenever the source Observable emits a new value.
It cancels the previous Observable subscription when a new value is emitted.
Example: source$.pipe(switchMap(value => new Observable(value)))
?? is the nullish coalescing operator, while ? is the optional chaining operator in Angular.
?? is used to provide a default value when a variable is null or undefined.
? is used to safely access nested properties of an object without causing errors if a property is null or undefined.
Services, modules, decorators, and directives are key concepts in Angular development.
Services: Reusable code that can be injected into components to provide specific functionality.
Modules: Containers for different parts of an Angular application, including components, services, and directives.
Decorators: Functions that modify classes or properties in Angular, used for adding metadata or behavior to components.
Directiv...
Multicasting is the process of sending data from one source to multiple destinations simultaneously.
In multicasting, a single sender sends data to a group of receivers at the same time.
It is commonly used in streaming services where one server sends data to multiple clients.
Multicasting is more efficient than unicasting (one-to-one communication) when sending data to multiple recipients.
RxJS is a library for reactive programming using Observables to handle asynchronous data streams.
RxJS stands for Reactive Extensions for JavaScript.
It allows you to work with asynchronous data streams and events.
Operators like map, filter, mergeMap, switchMap, etc., can be used to manipulate and combine streams.
Example: Using RxJS to handle HTTP requests in Angular applications.
The login process involves entering credentials to access a secure system or platform.
Enter username and password on the login page
Click on 'Login' button to submit credentials
System verifies credentials and grants access if correct
The login process for a point of sale (POS) system involves entering credentials to access the system.
Enter username and password on the login screen
Click 'Login' or press 'Enter' to submit credentials
Access granted if credentials are correct, otherwise error message displayed
I applied via Walk-in and was interviewed in Aug 2024. There were 6 interview rounds.
My name is John Smith.
Full name is John Smith
Common name in English-speaking countries
Easy to remember and pronounce
I applied via Naukri.com and was interviewed in Jul 2024. There were 2 interview rounds.
First we sit in a room in which we are about 10 members. And we got a blank page where we have to write our points related to our GD topic then we have to represent our points in discussion.
Experienced sales professional with a proven track record of exceeding targets and building strong client relationships.
Over 5 years of sales experience in the technology industry
Consistently met or exceeded sales targets by 20% each quarter
Built and maintained strong relationships with key clients, resulting in repeat business and referrals
I am passionate about the products/services offered by this company and believe in its mission.
I admire the company's innovative approach to sales
I resonate with the company's values and culture
I see great potential for growth and development in this role
I was working as a sales associate at a retail store.
Worked as a sales associate at a retail store
Responsible for assisting customers with their purchases
Managed inventory and restocked shelves
Handled cash transactions and processed returns
Collaborated with team members to meet sales goals
My hobbies include playing guitar, hiking, and cooking.
Playing guitar: I enjoy learning new songs and practicing different techniques.
Hiking: I love exploring nature trails and challenging myself with long hikes.
Cooking: I like experimenting with new recipes and creating delicious meals for friends and family.
I expect to exceed sales targets, build strong relationships with clients, and contribute to the growth of the company.
Exceed sales targets by implementing effective sales strategies
Build strong relationships with clients to ensure repeat business
Contribute to the growth of the company through innovative sales techniques
Stay updated on industry trends and competitors to stay ahead in the market
Bajaj Finserv interview questions for popular designations
I applied via Walk-in and was interviewed in Aug 2024. There were 4 interview rounds.
JUST NORMAL BASICS GK QUESTIONS
HOW TO SALE'S A PERSONAL LOAN IN NON-INTERESTED CUSTOMER
To sell a personal loan to a non-interested customer, focus on benefits, address concerns, offer incentives, and provide personalized solutions.
Highlight the benefits of the personal loan such as low interest rates, flexible repayment options, and quick approval process.
Address any concerns or objections the customer may have by providing clear and accurate information.
Offer incentives such as promotional rates, cashba...
IIR stands for Internal Rate of Return, a metric used to evaluate the profitability of an investment. ROI stands for Return on Investment, a measure of the gain or loss generated on an investment relative to the amount of money invested.
IIR is a financial metric used to calculate the profitability of an investment by determining the discount rate that makes the net present value of all cash flows from the investment eq...
B2C sale refers to business-to-consumer sales, where businesses sell products or services directly to individual consumers.
In B2C sales, the focus is on selling products or services to individual consumers rather than to other businesses.
Examples of B2C sales include retail stores, online shopping websites, and direct sales companies.
B2C sales often involve marketing strategies aimed at reaching a wide consumer audienc...
I was a Senior Financial Analyst responsible for analyzing financial data and preparing reports for management.
Prepared financial reports for management
Analyzed financial data to identify trends and make recommendations
Assisted in budgeting and forecasting processes
Seeking new opportunities for growth and development in a different company.
Looking for a new challenge and opportunity to expand my skills
Interested in a company with better growth prospects
Seeking a more supportive work environment
Want to explore new industry trends and practices
My salary expectation is negotiable and based on the responsibilities and benefits offered.
Research industry standards for similar positions
Consider cost of living in the area
Factor in benefits such as healthcare and retirement plans
Be prepared to discuss salary range rather than a specific number
Bajaj Finserv is a leading financial services company in India offering a wide range of products including personal loans.
Bajaj Finserv is a part of Bajaj Holdings & Investments Limited.
They offer personal loans, home loans, business loans, and other financial products.
Bajaj Finserv has a strong presence in the Indian market and is known for its quick loan approval process.
They have a customer-friendly approach and off
I am comfortable with both B2B and B2C sales, understanding the unique dynamics of each.
I have experience in building relationships with businesses (B2B) and individual consumers (B2C).
I am adept at identifying the needs and pain points of different types of clients.
I can tailor my sales approach to suit the specific requirements of B2B and B2C customers.
I have a track record of success in both B2B and B2C sales, with
Get interview-ready with Top Bajaj Finserv Interview Questions
I applied via Campus Placement and was interviewed in Oct 2024. There were 3 interview rounds.
My name is John Smith.
Full name is John Smith
Common name
No middle name or initial
I have a Bachelor's degree in Finance, 5 years of experience in banking, and a certification in mortgage lending.
Bachelor's degree in Finance
5 years of experience in banking
Certification in mortgage lending
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
I applied via AngelList and was interviewed in Nov 2024. There were 4 interview rounds.
VERY NICE I LOVE TO EAT BREAKFAST AND DO KULLI WORK
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The duration of Bajaj Finserv interview process can vary, but typically it takes about less than 2 weeks to complete.
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