Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Altum Credo Home Finance Team. If you also belong to the team, you can get access from here

Altum Credo Home Finance Verified Tick

Compare button icon Compare button icon Compare
3.8

based on 165 Reviews

Filter interviews by

Altum Credo Home Finance Relationship Manager Interview Questions and Answers

Updated 29 May 2023

Altum Credo Home Finance Relationship Manager Interview Experiences

3 interviews found

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Newspaper Ad

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. About your self
  • Q2. Your experience in this field explain it
  • Ans. 

    I have over 5 years of experience as a Relationship Manager in the banking industry.

    • Managed a portfolio of high net worth clients and provided them with personalized financial solutions

    • Developed and maintained strong relationships with clients to ensure their satisfaction and retention

    • Collaborated with internal teams to identify cross-selling opportunities and increase revenue

    • Provided financial advice and guidance to c...

  • Answered by AI
  • Q3. If you get this job then what you will do my company
  • Ans. 

    If I get this job, I will use my skills and experience to build strong relationships with clients and help the company grow.

    • I will work closely with clients to understand their needs and provide personalized solutions

    • I will maintain regular communication with clients to ensure their satisfaction and address any concerns

    • I will identify opportunities for business growth and work with the team to develop strategies to cap...

  • Answered by AI

I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. How much you have experience in Home loan field
  • Q2. What is home loan
  • Ans. 

    A home loan is a type of loan taken to purchase or renovate a property.

    • Home loans are long-term loans with a repayment period of up to 30 years.

    • The loan amount is usually a percentage of the property's value.

    • The interest rate on home loans is generally lower than other types of loans.

    • Home loans can be secured or unsecured, depending on the lender's policies.

    • Examples of home loan providers include banks, credit unions,

  • Answered by AI
  • Q3. How Home loan work
  • Ans. 

    Home loans are a type of loan used to purchase or renovate a property.

    • Home loans are offered by banks and other financial institutions.

    • The loan amount is based on the property value and the borrower's creditworthiness.

    • The loan is repaid in EMIs (Equated Monthly Installments) over a period of time.

    • Interest rates on home loans can be fixed or floating.

    • Defaulting on home loan payments can lead to foreclosure of the proper

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear about Home loan company deal with affordable section of Housing Loan

Relationship Manager Interview Questions Asked at Other Companies

asked in ICICI Bank
Q1. How will you market banking products ? Are you willing to work at ... read more
Q2. If you customer is unhappy with some sort of your behaviour and w ... read more
asked in ICICI Bank
Q3. If customer is so angry in that time how to motivate them
asked in DCB Bank
Q4. What's document required for salaried person to buy property?
asked in Axis Bank
Q5. 1)How will you extend business of bank. 2) How will you pitch the ... read more

I applied via Recruitment Consultant and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Past experience and information regarding home loan and lap

Interview Preparation Tips

Interview preparation tips for other job seekers - Sales person also eligible for it without having home loan experience

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Regarding Loans products

Round 3 - One-on-one 

(5 Questions)

  • Q1. Operation work questions
  • Q2. Regarding MS office
  • Q3. Regarding customer service
  • Q4. Regarding follow-up
  • Q5. Regarding data maintanence
Interview experience
2
Poor
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Normal Interview Q
  • Q2. Tell me About Salf
  • Q3. What Is salary + Insensitive

Interview Preparation Tips

Interview preparation tips for other job seekers - Only Normal
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Privious work experience

Round 2 - Case Study 

Group discussion to the team

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you be managed the collection after sale out the product
  • Ans. 

    I will manage the collection process by implementing a systematic approach, tracking payments, following up with customers, and escalating issues when necessary.

    • Implementing a systematic approach to track payments and monitor outstanding balances

    • Following up with customers regularly to ensure timely payments

    • Escalating collection issues to higher management or legal department if necessary

    • Offering payment plans or negot...

  • Answered by AI
  • Q2. What is your solid skill which can be benifit able to company
Round 2 - HR 

(2 Questions)

  • Q1. What is your expections from us
  • Q2. Have you a team for your product

Interview Preparation Tips

Interview preparation tips for other job seekers - Be in full confidence , speak only when needed , means point to point talk

I applied via Walk-in and was interviewed in May 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell about your dream
  • Q2. Tell about your future income plan
Round 3 - Aptitude Test 

Tell me about you everything.

Interview Preparation Tips

Interview preparation tips for other job seekers - It was nice experience, nice work enviournmet, all are is good for Housing product.

I applied via Naukri.com

Interview Questionnaire 

1 Question

  • Q1. Fast result

Interview Preparation Tips

Interview preparation tips for other job seekers - This is Great interview for me
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Personal Interview 

(3 Questions)

  • Q1. Self introduction
  • Q2. How would you convince customer to take loan
  • Ans. 

    I would highlight the benefits of the loan, tailor the offer to their needs, and provide excellent customer service.

    • Explain the benefits of the loan such as low interest rates, flexible repayment options, and quick approval process.

    • Tailor the loan offer to their specific needs and financial situation, showing them how it can help them achieve their goals.

    • Provide excellent customer service by being attentive, responsive...

  • Answered by AI
  • Q3. How would you convince customer who wants to go for personal loan
  • Ans. 

    I would highlight the benefits of a personal loan such as flexible repayment options, quick approval process, and competitive interest rates.

    • Explain the various flexible repayment options available to suit the customer's financial situation.

    • Highlight the quick approval process of personal loans compared to other types of loans.

    • Emphasize the competitive interest rates offered by the bank for personal loans.

    • Provide examp...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just tell the opposite person whatever you know about loan and etc

Altum Credo Home Finance Interview FAQs

How many rounds are there in Altum Credo Home Finance Relationship Manager interview?
Altum Credo Home Finance interview process usually has 2 rounds. The most common rounds in the Altum Credo Home Finance interview process are Resume Shortlist and HR.
How to prepare for Altum Credo Home Finance Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Altum Credo Home Finance. The most common topics and skills that interviewers at Altum Credo Home Finance expect are Home Loans, Lap, Mortgage Loans, Sales and housing loan.
What are the top questions asked in Altum Credo Home Finance Relationship Manager interview?

Some of the top questions asked at the Altum Credo Home Finance Relationship Manager interview -

  1. How Home loan w...read more
  2. What is home l...read more

Tell us how to improve this page.

Altum Credo Home Finance Relationship Manager Interview Process

based on 3 interviews

Interview experience

3
  
Average
View more
Altum Credo Home Finance Relationship Manager Salary
based on 124 salaries
₹1.9 L/yr - ₹4 L/yr
40% less than the average Relationship Manager Salary in India
View more details

Altum Credo Home Finance Relationship Manager Reviews and Ratings

based on 36 reviews

4.0/5

Rating in categories

3.6

Skill development

3.7

Work-life balance

3.6

Salary

3.6

Job security

3.6

Company culture

3.3

Promotions

3.4

Work satisfaction

Explore 36 Reviews and Ratings
Relationship Manager
124 salaries
unlock blur

₹2 L/yr - ₹4 L/yr

Branch Credit Manager
34 salaries
unlock blur

₹3 L/yr - ₹5.7 L/yr

Branch Manager
34 salaries
unlock blur

₹3.3 L/yr - ₹6.3 L/yr

Relationship Officer
14 salaries
unlock blur

₹1.8 L/yr - ₹3.8 L/yr

Collections Manager
10 salaries
unlock blur

₹3.4 L/yr - ₹3.6 L/yr

Explore more salaries
Compare Altum Credo Home Finance with

HDFC Bank

3.9
Compare

LIC Housing Finance

4.0
Compare

ICICI Bank

4.0
Compare

Axis Bank

3.8
Compare
Did you find this page helpful?
Yes No
write
Share an Interview