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Altum Credo Home Finance Interview Questions, Process, and Tips

Updated 4 Apr 2024

Top Altum Credo Home Finance Interview Questions and Answers

Altum Credo Home Finance Interview Experiences

Popular Designations

5 interviews found

I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. How much you have experience in Home loan field
  • Q2. What is home loan
  • Ans. 

    A home loan is a type of loan taken to purchase or renovate a property.

    • Home loans are long-term loans with a repayment period of up to 30 years.

    • The loan amount is usually a percentage of the property's value.

    • The interest rate on home loans is generally lower than other types of loans.

    • Home loans can be secured or unsecured, depending on the lender's policies.

    • Examples of home loan providers include banks, credit unions,

  • Answered by AI
  • Q3. How Home loan work
  • Ans. 

    Home loans are a type of loan used to purchase or renovate a property.

    • Home loans are offered by banks and other financial institutions.

    • The loan amount is based on the property value and the borrower's creditworthiness.

    • The loan is repaid in EMIs (Equated Monthly Installments) over a period of time.

    • Interest rates on home loans can be fixed or floating.

    • Defaulting on home loan payments can lead to foreclosure of the proper

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear about Home loan company deal with affordable section of Housing Loan

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (48)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Case Study 

Giving loans after doing complete case study, income analysis and finding income deviation after looking at business income and if I am in sales then I know the complete study

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (23)
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Newspaper Ad

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. About your self
  • Q2. Your experience in this field explain it
  • Ans. 

    I have over 5 years of experience as a Relationship Manager in the banking industry.

    • Managed a portfolio of high net worth clients and provided them with personalized financial solutions

    • Developed and maintained strong relationships with clients to ensure their satisfaction and retention

    • Collaborated with internal teams to identify cross-selling opportunities and increase revenue

    • Provided financial advice and guidance to c...

  • Answered by AI
  • Q3. If you get this job then what you will do my company
  • Ans. 

    If I get this job, I will use my skills and experience to build strong relationships with clients and help the company grow.

    • I will work closely with clients to understand their needs and provide personalized solutions

    • I will maintain regular communication with clients to ensure their satisfaction and address any concerns

    • I will identify opportunities for business growth and work with the team to develop strategies to cap...

  • Answered by AI

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (48)

I applied via Recruitment Consultant and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Past experience and information regarding home loan and lap

Interview Preparation Tips

Interview preparation tips for other job seekers - Sales person also eligible for it without having home loan experience

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (48)

Altum Credo Home Finance interview questions for popular designations

 Relationship Manager

 (3)

 Credit Manager

 (1)

 Assistant Manager/Manager-(Nontechnical)

 (1)

I applied via Walk-in and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

7 Questions

  • Q1. Your past work details
  • Ans. 

    I have 5 years of experience in retail management, overseeing daily operations and leading a team of 20+ employees.

    • Managed inventory and merchandising to optimize sales performance

    • Implemented training programs to improve staff productivity

    • Responsible for budgeting and financial reporting

    • Handled customer complaints and resolved issues effectively

  • Answered by AI
  • Q2. Expected salary CTC in increase
  • Ans. 

    The expected salary CTC should ideally increase with the promotion to Assistant Manager/Manager level.

    • The expected salary CTC should reflect the increased responsibilities and higher position.

    • Consider factors such as industry standards, company policies, and market conditions.

    • Research salary ranges for similar positions to have a realistic expectation.

    • Highlight your qualifications, experience, and achievements to negot...

  • Answered by AI
  • Q3.  Your qualifications
  • Ans. 

    I have a Bachelor's degree in Business Administration and 5 years of experience in retail management.

    • Bachelor's degree in Business Administration

    • 5 years of experience in retail management

    • Strong leadership and communication skills

    • Experience in team management and customer service

    • Proficient in budgeting and inventory management

  • Answered by AI
  • Q4. Where are you living area
  • Q5. Maximum experience in his sector
  • Ans. 

    The maximum experience in the candidate's sector is 10 years.

    • The candidate has 10 years of experience in the sector.

    • The candidate has worked in various roles within the sector.

    • The candidate has demonstrated growth and expertise in their field.

    • The candidate has received recognition or awards for their work.

    • The candidate has successfully led teams or projects in the sector.

  • Answered by AI
  • Q6. Provide in past reliving letter
  • Q7. Your family background
  • Ans. 

    My family background is diverse and has greatly influenced my values and work ethic.

    • My family consists of my parents, siblings, and extended relatives who have always been supportive of my goals.

    • Growing up, I learned the importance of hard work and perseverance from my parents who worked multiple jobs to provide for us.

    • My family has a strong emphasis on education and continuous learning, which has shaped my own pursuit

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and new education apportunity

Assistant Manager/Manager-(Nontechnical) Interview Questions asked at other Companies

Q1. What do you know about the various products of Airtel? Describe about Cloud Services, MPLS, ILL, etc
View answer (6)

Interview questions from similar companies

I applied via Walk-in and was interviewed in Sep 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. About marketing and customer relationship
  • Q2. What about your target achievement
  • Q3. How to lead your team

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident and positive mind set always achievement about target and respect, kindness to customer.

I applied via Naukri.com

Interview Questionnaire 

1 Question

  • Q1. Fast result

Interview Preparation Tips

Interview preparation tips for other job seekers - This is Great interview for me

I applied via Campus Placement and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How did many files you logged?
  • Ans. 

    I logged a total of 500 files.

    • I logged 500 files in my previous role as a Relationship Manager.

    • I maintained a detailed record of each file, including client information and transaction history.

    • The files were organized and easily accessible for reference and analysis.

    • I ensured accuracy and completeness in logging the files, minimizing errors and discrepancies.

    • The files included various types of documents such as contrac

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Incentive base

I applied via Walk-in and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. If any employee in your company doing 6 month 3cr and he is pressurised by BM for regination and he did than why your HR department not call to ask employee for regintation
  • Ans. 

    The HR department does not call employees for resignation as it is not their responsibility.

    • HR department is responsible for hiring, onboarding, and managing employee benefits

    • The decision to terminate an employee is made by the employee's manager or higher-ups

    • HR may facilitate the termination process, but they do not initiate it

    • If an employee feels pressured to resign, they should speak to HR or higher-ups for support

    • H...

  • Answered by AI
  • Q2. Why HR don't support to LO

Interview Preparation Tips

Interview preparation tips for other job seekers - Call to jaipur 4 last 5 employee why all of them resion this company

I applied via Walk-in and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. How much business you do in your last company.
  • Q2. How large market you have how maany connectors/DSAs/ connected with you.
  • Ans. 

    We have a large market with a significant number of connectors/DSAs connected with us.

    • Our market is extensive, covering various industries and sectors.

    • We have a strong network of connectors/DSAs who help us reach out to potential clients.

    • Currently, we have around 50 connectors/DSAs connected with us.

    • Our focus is on building and maintaining long-term relationships with our clients and partners.

  • Answered by AI
  • Q3. How much incentive you earn in last months

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm one pro tip is that they can only hire experience person with almost 1/1.5yrs.

Altum Credo Home Finance Interview FAQs

How many rounds are there in Altum Credo Home Finance interview?
Altum Credo Home Finance interview process usually has 1-2 rounds. The most common rounds in the Altum Credo Home Finance interview process are Resume Shortlist, HR and Case Study.
How to prepare for Altum Credo Home Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Altum Credo Home Finance. The most common topics and skills that interviewers at Altum Credo Home Finance expect are Home Loans, Lap, Mortgage Loans, Sales and Credit Underwriting.
What are the top questions asked in Altum Credo Home Finance interview?

Some of the top questions asked at the Altum Credo Home Finance interview -

  1. Expected salary CTC in incre...read more
  2. Maximum experience in his sec...read more
  3. How Home loan w...read more

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Altum Credo Home Finance Interview Process

based on 7 interviews

Interview experience

4
  
Good
View more

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Altum Credo Home Finance Reviews and Ratings

based on 139 reviews

3.9/5

Rating in categories

3.7

Skill development

3.7

Work-life balance

3.9

Salary

3.7

Job security

3.7

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 139 Reviews and Ratings
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