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Altum Credo Home Finance
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Altum Credo Home Finance Credit Manager Interview Questions and Answers
Altum Credo Home Finance Credit Manager Interview Experiences
1 interview found
Selected
I applied via Campus Placement and was interviewed in Mar 2024. There was 1 interview round.
Giving loans after doing complete case study, income analysis and finding income deviation after looking at business income and if I am in sales then I know the complete study
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Interview questions from similar companies
I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. All financial questions
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 15 Nov 2021
Interview Questionnaire
3 Questions
- Q1. How to calculate loan eligibility
- Ans.
Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.
Determine the borrower's income and employment stability
Check the borrower's credit score and credit history
Calculate the borrower's debt-to-income ratio
Consider the loan amount and term
Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a
- Q2. How many years of search required
- Ans.
The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.
The required years of experience may vary depending on the company's size and industry.
The complexity of the job may also affect the required years of experience.
Some companies may require a minimum of 3-5 years of experience, while others may require more.
Experience in credit analy...
- Q3. LTV calculation
Interview Preparation Tips
Give your best
Go through company rate of interest
Profile related knowledge
Credit Manager Interview Questions & Answers
India Shelter Finance Corporation
Mintu Jha
posted on 23 Mar 2024
Selected
I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.
(1 Question)
- Q1. They asked me about banking structure and process
(1 Question)
- Q1. They ask me previous experience and current position and qualifications
I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.
(1 Question)
- Q1. Work profile, experience
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 3 Jul 2024
Selected
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Salary expected
- Q2. Work experience
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed in Dec 2022. There was 1 interview round.
(2 Questions)
- Q1. Tell me about credit underwriting
- Ans.
Credit underwriting involves assessing the creditworthiness of borrowers to determine their ability to repay loans.
Credit underwriting is the process of evaluating the financial information of borrowers to determine their creditworthiness.
It involves analyzing factors such as income, credit history, debt-to-income ratio, and collateral.
The goal of credit underwriting is to assess the risk associated with lending money ...
- Q2. What is Mortgage or unsecured loan
- Ans.
A mortgage is a loan secured by real estate property, while an unsecured loan is not backed by collateral.
Mortgage: A loan where the borrower uses their property as collateral.
Unsecured loan: A loan that is not backed by collateral.
Mortgages typically have lower interest rates compared to unsecured loans.
Examples of unsecured loans include personal loans and credit card debt.
If a borrower defaults on a mortgage, the le...
Interview Preparation Tips
Attitude
How to explore ourselves
Mortgage/unsecured loan
Credit Manager Interview Questions & Answers
Bajaj Housing Finance
Anand Kumar
posted on 22 Feb 2024
Selected
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
(5 Questions)
- Q1. About your self
- Q2. Why you want to change job
- Q3. What's your hobbies
- Q4. Weakness and strength
- Q5. Your notice period
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Noo more questions, here only processing joining formalities
Interview Preparation Tips
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing
Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....
I applied via Referral and was interviewed before May 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. How do you see after 5 years?
- Q2. Work experience
Interview Preparation Tips
Altum Credo Home Finance Interview FAQs
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Interview Questions for Popular Designations
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Altum Credo Home Finance Credit Manager Interview Process
based on 1 interview
Interview experience
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