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3.9

based on 158 Reviews

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Altum Credo Home Finance Interview Questions, Process, and Tips

Updated 4 Apr 2024

Top Altum Credo Home Finance Interview Questions and Answers

Altum Credo Home Finance Interview Experiences

Popular Designations

5 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Case Study 

Giving loans after doing complete case study, income analysis and finding income deviation after looking at business income and if I am in sales then I know the complete study

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Newspaper Ad

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. About your self
  • Q2. Your experience in this field explain it
  • Ans. 

    I have over 5 years of experience as a Relationship Manager in the banking industry.

    • Managed a portfolio of high net worth clients and provided them with personalized financial solutions

    • Developed and maintained strong relationships with clients to ensure their satisfaction and retention

    • Collaborated with internal teams to identify cross-selling opportunities and increase revenue

    • Provided financial advice and guidance to c...

  • Answered by AI
  • Q3. If you get this job then what you will do my company
  • Ans. 

    If I get this job, I will use my skills and experience to build strong relationships with clients and help the company grow.

    • I will work closely with clients to understand their needs and provide personalized solutions

    • I will maintain regular communication with clients to ensure their satisfaction and address any concerns

    • I will identify opportunities for business growth and work with the team to develop strategies to cap...

  • Answered by AI

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. How much you have experience in Home loan field
  • Q2. What is home loan
  • Ans. 

    A home loan is a type of loan taken to purchase or renovate a property.

    • Home loans are long-term loans with a repayment period of up to 30 years.

    • The loan amount is usually a percentage of the property's value.

    • The interest rate on home loans is generally lower than other types of loans.

    • Home loans can be secured or unsecured, depending on the lender's policies.

    • Examples of home loan providers include banks, credit unions,

  • Answered by AI
  • Q3. How Home loan work
  • Ans. 

    Home loans are a type of loan used to purchase or renovate a property.

    • Home loans are offered by banks and other financial institutions.

    • The loan amount is based on the property value and the borrower's creditworthiness.

    • The loan is repaid in EMIs (Equated Monthly Installments) over a period of time.

    • Interest rates on home loans can be fixed or floating.

    • Defaulting on home loan payments can lead to foreclosure of the proper

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear about Home loan company deal with affordable section of Housing Loan

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

I applied via Recruitment Consultant and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Past experience and information regarding home loan and lap

Interview Preparation Tips

Interview preparation tips for other job seekers - Sales person also eligible for it without having home loan experience

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

Altum Credo Home Finance interview questions for popular designations

 Relationship Manager

 (3)

 Assistant Manager/Manager-(Nontechnical)

 (1)

 Credit Manager

 (1)

I applied via Walk-in and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

7 Questions

  • Q1. Your past work details
  • Q2. Expected salary CTC in increase
  • Ans. 

    The expected salary CTC should ideally increase with the promotion to Assistant Manager/Manager level.

    • The expected salary CTC should reflect the increased responsibilities and higher position.

    • Consider factors such as industry standards, company policies, and market conditions.

    • Research salary ranges for similar positions to have a realistic expectation.

    • Highlight your qualifications, experience, and achievements to negot...

  • Answered by AI
  • Q3.  Your qualifications
  • Q4. Where are you living area
  • Q5. Maximum experience in his sector
  • Ans. 

    The maximum experience in the candidate's sector is 10 years.

    • The candidate has 10 years of experience in the sector.

    • The candidate has worked in various roles within the sector.

    • The candidate has demonstrated growth and expertise in their field.

    • The candidate has received recognition or awards for their work.

    • The candidate has successfully led teams or projects in the sector.

  • Answered by AI
  • Q6. Provide in past reliving letter
  • Q7. Your family background

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and new education apportunity

Assistant Manager/Manager-(Nontechnical) Interview Questions asked at other Companies

Q1. What do you know about the various products of Airtel? Describe about Cloud Services, MPLS, ILL, etc
View answer (6)

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. First round regional head interview ( Done)
  • Q2. Second round head of department interview (Done)
  • Q3. What type fraud checking
  • Ans. 

    Fraud checking involves various types of techniques and methods to detect and prevent fraudulent activities within an organization.

    • Conducting regular audits to identify discrepancies or irregularities in financial records

    • Implementing internal controls such as segregation of duties to prevent fraud

    • Utilizing data analytics tools to detect patterns of fraudulent behavior

    • Performing background checks on employees and vendor...

  • Answered by AI
  • Q4. I want to hear from the member to see if there has been any fraud
  • Q5. You have to tell everything to the member. I have to check which company gives you loan and what other stressful things you have to tell about the company.

Interview Preparation Tips

Topics to prepare for Midland Microfin Limited Internal Auditor interview:
  • Farud
  • Field
Interview preparation tips for other job seekers - A person should not stop. He should move forward towards his goal. The goal will come to you on its own. But you will have to keep investing your time and focus.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Tell me about the projects you have worked on
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Why do you want to join BofA?
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2024. There were 10 interview rounds.

Round 1 - Case Study 

How was handling for litigation in case of any criminal offences located at office from any political party. My answer is I'm handling for minimum legal and protect from female officer co-workers otherwise call from 100 and proceed further.

Round 2 - Assignment 

How was provided for Business legal opinion. My answer is proper document provided from the branch people I got a good legal opinion.

Round 3 - Group Discussion 

The management question is what is the anupantham patta, manaivarithoraya patta and we go through this legal opinion. My answer is patta is mandatory and also related documents is mandatory after that we raise the query and all queries are cleared we go through the good legal opinion that's all.

Round 4 - HR 

(2 Questions)

  • Q1. What is the punchvality
  • Ans. 

    Punchvality is a term that does not have a standard definition in the legal field.

    • Punchvality is not a recognized legal term or concept.

    • It is possible that the interviewer misspoke or meant to ask a different question.

    • It is important to clarify with the interviewer what they meant by 'punchvality.'

  • Answered by AI
  • Q2. Proper dress code must be followed
Round 5 - How was handling for the cust 

(2 Questions)

  • Q1. Hardly handling
  • Q2. Smoothly handling
Round 6 - Technical 

(2 Questions)

  • Q1. How was the recovery of money
  • Ans. 

    The recovery of money was successful through diligent legal actions and negotiations.

    • Implemented strategic legal actions to recover funds

    • Negotiated settlements with debtors to secure payments

    • Utilized legal remedies such as liens or garnishments

    • Collaborated with internal and external stakeholders for successful recovery

    • Monitored and tracked progress of recovery efforts

  • Answered by AI
  • Q2. How do you file in litigation for NPA Customers
  • Ans. 

    Filing in litigation for NPA customers involves following legal procedures to recover unpaid debts.

    • Gather all relevant documentation related to the debt and customer

    • File a complaint with the appropriate court

    • Serve the customer with the complaint and summons

    • Attend court hearings and present evidence to support the claim

    • Seek judgment from the court and enforce it if necessary

  • Answered by AI
Round 7 - Aptitude Test 

Aptitude test I'm pass

Round 8 - Coding Test 

Coding test is I'm pass

Round 9 - Assignment 

My assignment is business legal opinion I'm very experienced for legal opinion so that's all.

Round 10 - One-on-one 

(2 Questions)

  • Q1. What is the SARFAESI
  • Ans. 

    SARFAESI stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act.

    • SARFAESI Act allows banks and financial institutions to auction residential or commercial properties when borrowers default on loan payments.

    • It provides a legal framework for the enforcement of security interests by banks without the intervention of the court.

    • The Act aims to reduce non-performing assets in...

  • Answered by AI
  • Q2. What is the EP

Interview Preparation Tips

Topics to prepare for India Shelter Finance Corporation Senior Manager Legal interview:
  • Legal opinion
  • Sarfaesi
  • Execution petition
  • Sec.138
  • Sec.9
  • Sec 17
  • Sale auction
  • Sale certificate
  • Sec.8(5)
Interview preparation tips for other job seekers - Do my work and no more illegal activities.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There were 3 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Introduce yourself
  • Q2. What was your role in previous company?
  • Ans. 

    I was responsible for leading a team of sales representatives and driving business growth in my territory.

    • Managed a team of sales representatives

    • Developed and implemented sales strategies

    • Analyzed market trends and competitor activity

    • Met sales targets and KPIs

    • Provided training and support to team members

  • Answered by AI
  • Q3. How is that experience relevant to this job?
  • Ans. 

    My experience in sales and team management has equipped me with the skills needed to excel in this role as an Area Business Manager.

    • Successfully led a sales team to exceed targets by 20% in the previous role

    • Implemented strategic sales plans to increase market share and revenue

    • Managed key accounts and developed strong relationships with clients

    • Demonstrated ability to analyze market trends and competitor activities to dr

  • Answered by AI
  • Q4. What is your ambition in life?
Round 2 - HR 

(4 Questions)

  • Q1. Introduce yourself
  • Q2. How did you come to know about this job?
  • Ans. 

    I found out about this job through a job posting on LinkedIn.

    • Saw job posting on LinkedIn

    • Received notification from a recruiter

    • Visited the company's career page

    • Heard about the job from a friend or colleague

  • Answered by AI
  • Q3. How is your previous experience relevant to this job?
  • Q4. What is your salary expectation?
Round 3 - Aptitude Test 

Basic Maths, reasoning and english questions

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Basic civil engineering mic and proportion
Round 2 - One-on-one 

(1 Question)

  • Q1. Autocad test draft of a home
  • Ans. 

    Steps to create a test draft of a home in AutoCAD

    • Start by creating a new drawing in AutoCAD

    • Draw the outline of the home using lines, rectangles, and other shapes

    • Add doors, windows, and other architectural elements

    • Include dimensions and labels for clarity

    • Use layers to organize different components of the draft

    • Apply hatching or shading to indicate materials or textures

    • Check for accuracy and make any necessary adjustments

  • Answered by AI

Altum Credo Home Finance Interview FAQs

How many rounds are there in Altum Credo Home Finance interview?
Altum Credo Home Finance interview process usually has 1-2 rounds. The most common rounds in the Altum Credo Home Finance interview process are Resume Shortlist, HR and Case Study.
How to prepare for Altum Credo Home Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Altum Credo Home Finance. The most common topics and skills that interviewers at Altum Credo Home Finance expect are Home Loans, Lap, Mortgage Loans, Sales and Credit Underwriting.
What are the top questions asked in Altum Credo Home Finance interview?

Some of the top questions asked at the Altum Credo Home Finance interview -

  1. Expected salary CTC in incre...read more
  2. Maximum experience in his sec...read more
  3. How Home loan w...read more

Tell us how to improve this page.

People are getting interviews through

based on 5 Altum Credo Home Finance interviews
WalkIn
Campus Placement
Recruitment Consultant
Referral
20%
20%
20%
20%
20% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Altum Credo Home Finance Reviews and Ratings

based on 158 reviews

3.9/5

Rating in categories

3.9

Skill development

3.8

Work-Life balance

3.9

Salary & Benefits

3.8

Job Security

3.8

Company culture

3.7

Promotions/Appraisal

3.8

Work Satisfaction

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