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Altum Credo Home Finance
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I applied via Campus Placement and was interviewed in Mar 2024. There was 1 interview round.
Giving loans after doing complete case study, income analysis and finding income deviation after looking at business income and if I am in sales then I know the complete study
I applied via Newspaper Ad
I have over 5 years of experience as a Relationship Manager in the banking industry.
Managed a portfolio of high net worth clients and provided them with personalized financial solutions
Developed and maintained strong relationships with clients to ensure their satisfaction and retention
Collaborated with internal teams to identify cross-selling opportunities and increase revenue
Provided financial advice and guidance to c...
If I get this job, I will use my skills and experience to build strong relationships with clients and help the company grow.
I will work closely with clients to understand their needs and provide personalized solutions
I will maintain regular communication with clients to ensure their satisfaction and address any concerns
I will identify opportunities for business growth and work with the team to develop strategies to cap...
I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.
A home loan is a type of loan taken to purchase or renovate a property.
Home loans are long-term loans with a repayment period of up to 30 years.
The loan amount is usually a percentage of the property's value.
The interest rate on home loans is generally lower than other types of loans.
Home loans can be secured or unsecured, depending on the lender's policies.
Examples of home loan providers include banks, credit unions,
Home loans are a type of loan used to purchase or renovate a property.
Home loans are offered by banks and other financial institutions.
The loan amount is based on the property value and the borrower's creditworthiness.
The loan is repaid in EMIs (Equated Monthly Installments) over a period of time.
Interest rates on home loans can be fixed or floating.
Defaulting on home loan payments can lead to foreclosure of the proper
I applied via Recruitment Consultant and was interviewed in Sep 2021. There was 1 interview round.
Altum Credo Home Finance interview questions for popular designations
posted on 21 Aug 2020
I applied via Walk-in and was interviewed in Jul 2020. There was 1 interview round.
The expected salary CTC should ideally increase with the promotion to Assistant Manager/Manager level.
The expected salary CTC should reflect the increased responsibilities and higher position.
Consider factors such as industry standards, company policies, and market conditions.
Research salary ranges for similar positions to have a realistic expectation.
Highlight your qualifications, experience, and achievements to negot...
The maximum experience in the candidate's sector is 10 years.
The candidate has 10 years of experience in the sector.
The candidate has worked in various roles within the sector.
The candidate has demonstrated growth and expertise in their field.
The candidate has received recognition or awards for their work.
The candidate has successfully led teams or projects in the sector.
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posted on 13 Sep 2024
I applied via Newspaper Ad and was interviewed in Aug 2024. There was 1 interview round.
Fraud checking involves various types of techniques and methods to detect and prevent fraudulent activities within an organization.
Conducting regular audits to identify discrepancies or irregularities in financial records
Implementing internal controls such as segregation of duties to prevent fraud
Utilizing data analytics tools to detect patterns of fraudulent behavior
Performing background checks on employees and vendor...
posted on 19 Jul 2024
I applied via Referral and was interviewed in Jun 2024. There were 10 interview rounds.
How was handling for litigation in case of any criminal offences located at office from any political party. My answer is I'm handling for minimum legal and protect from female officer co-workers otherwise call from 100 and proceed further.
How was provided for Business legal opinion. My answer is proper document provided from the branch people I got a good legal opinion.
The management question is what is the anupantham patta, manaivarithoraya patta and we go through this legal opinion. My answer is patta is mandatory and also related documents is mandatory after that we raise the query and all queries are cleared we go through the good legal opinion that's all.
Punchvality is a term that does not have a standard definition in the legal field.
Punchvality is not a recognized legal term or concept.
It is possible that the interviewer misspoke or meant to ask a different question.
It is important to clarify with the interviewer what they meant by 'punchvality.'
The recovery of money was successful through diligent legal actions and negotiations.
Implemented strategic legal actions to recover funds
Negotiated settlements with debtors to secure payments
Utilized legal remedies such as liens or garnishments
Collaborated with internal and external stakeholders for successful recovery
Monitored and tracked progress of recovery efforts
Filing in litigation for NPA customers involves following legal procedures to recover unpaid debts.
Gather all relevant documentation related to the debt and customer
File a complaint with the appropriate court
Serve the customer with the complaint and summons
Attend court hearings and present evidence to support the claim
Seek judgment from the court and enforce it if necessary
Aptitude test I'm pass
Coding test is I'm pass
My assignment is business legal opinion I'm very experienced for legal opinion so that's all.
SARFAESI stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
SARFAESI Act allows banks and financial institutions to auction residential or commercial properties when borrowers default on loan payments.
It provides a legal framework for the enforcement of security interests by banks without the intervention of the court.
The Act aims to reduce non-performing assets in...
posted on 16 Aug 2024
I applied via Approached by Company and was interviewed in Jul 2024. There were 3 interview rounds.
I was responsible for leading a team of sales representatives and driving business growth in my territory.
Managed a team of sales representatives
Developed and implemented sales strategies
Analyzed market trends and competitor activity
Met sales targets and KPIs
Provided training and support to team members
My experience in sales and team management has equipped me with the skills needed to excel in this role as an Area Business Manager.
Successfully led a sales team to exceed targets by 20% in the previous role
Implemented strategic sales plans to increase market share and revenue
Managed key accounts and developed strong relationships with clients
Demonstrated ability to analyze market trends and competitor activities to dr
I found out about this job through a job posting on LinkedIn.
Saw job posting on LinkedIn
Received notification from a recruiter
Visited the company's career page
Heard about the job from a friend or colleague
Basic Maths, reasoning and english questions
posted on 12 Dec 2024
Steps to create a test draft of a home in AutoCAD
Start by creating a new drawing in AutoCAD
Draw the outline of the home using lines, rectangles, and other shapes
Add doors, windows, and other architectural elements
Include dimensions and labels for clarity
Use layers to organize different components of the draft
Apply hatching or shading to indicate materials or textures
Check for accuracy and make any necessary adjustments
based on 158 reviews
Rating in categories
Relationship Manager
123
salaries
| ₹2 L/yr - ₹4 L/yr |
Branch Manager
34
salaries
| ₹3.3 L/yr - ₹6.3 L/yr |
Branch Credit Manager
34
salaries
| ₹3 L/yr - ₹5.7 L/yr |
Relationship Officer
14
salaries
| ₹1.8 L/yr - ₹3.8 L/yr |
Collections Manager
10
salaries
| ₹3.4 L/yr - ₹3.6 L/yr |
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