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India Shelter Finance Corporation Credit Manager Interview Questions and Answers

Updated 23 Mar 2024

India Shelter Finance Corporation Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked me about banking structure and process
Round 2 - HR 

(1 Question)

  • Q1. They ask me previous experience and current position and qualifications

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Market knowledge about loan products.
  • Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
  • Ans. 

    Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.

    • Types of credit assessment include credit reports, financial statements, and credit scoring models.

    • Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.

    • To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Stability review in previous company
  • Q2. Attitude and intention and work ethics

Interview Preparation Tips

Interview preparation tips for other job seekers - Be professional in reply and be open in giving out what you know.
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience
  • Q2. Refered person name in previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About loan , basic genral knowledge questions regarding finance
Round 2 - One-on-one 

(1 Question)

  • Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. He is asking about credit policy
  • Q2. Ask about ca
  • Q3. What about pd customer background verification
  • Ans. 

    Background verification of pd customers is an essential step in assessing creditworthiness.

    • Background verification helps in evaluating the financial history and creditworthiness of potential customers.

    • It involves checking the customer's credit score, payment history, and any outstanding debts.

    • Verification may also include contacting references, employers, and conducting criminal record checks.

    • The process helps in minim...

  • Answered by AI
  • Q4. What about cible
  • Q5. Underwriter and followp policy

Interview Preparation Tips

Interview preparation tips for other job seekers - Be loyalty
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily

I was interviewed in May 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Tell them about your role and the process
  • Q2. They will put some case studies and you have to answer it logically

Interview Preparation Tips

Interview preparation tips for other job seekers - Start with introducing yourself then speak about your previous role if you're having experience.

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

  • Answered by AI
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

  • Answered by AI
  • Q3. LTV calculation

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge

India Shelter Finance Corporation Interview FAQs

How many rounds are there in India Shelter Finance Corporation Credit Manager interview?
India Shelter Finance Corporation interview process usually has 2 rounds. The most common rounds in the India Shelter Finance Corporation interview process are HR and One-on-one Round.
How to prepare for India Shelter Finance Corporation Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at India Shelter Finance Corporation. The most common topics and skills that interviewers at India Shelter Finance Corporation expect are Home Loans, Lap, Mortgage Loans, Team Handling and hl.

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India Shelter Finance Corporation Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more
India Shelter Finance Corporation Credit Manager Salary
based on 96 salaries
₹2.9 L/yr - ₹6.5 L/yr
39% less than the average Credit Manager Salary in India
View more details

India Shelter Finance Corporation Credit Manager Reviews and Ratings

based on 18 reviews

2.9/5

Rating in categories

3.2

Skill development

2.3

Work-life balance

3.0

Salary

3.1

Job security

2.3

Company culture

2.5

Promotions

2.5

Work satisfaction

Explore 18 Reviews and Ratings
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₹2.7 L/yr - ₹8 L/yr

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