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InCred Finance Credit Manager Interview Questions and Answers

Updated 8 May 2022

InCred Finance Credit Manager Interview Experiences

1 interview found

I appeared for an interview in May 2021.

Interview Preparation Tips

Interview preparation tips for other job seekers - Start with introducing yourself then speak about your previous role if you're having experience.

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Naukri.com and was interviewed before Jan 2024. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Can join if you don't care about appraisal
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

Interview Preparation Tips

Interview preparation tips for other job seekers - best company good hr policy good manager best package 5 day week

I appeared for an interview before Apr 2016.

Interview Questionnaire 

5 Questions

  • Q1. Which clauses are important in 3CD while sanctioning loan
  • Ans. 

    Important clauses in 3CD for loan sanctioning

    • Clause 4 - Purpose of loan

    • Clause 5 - Amount of loan

    • Clause 6 - Repayment terms

    • Clause 7 - Security for loan

    • Clause 8 - Interest rate

    • Clause 9 - Default and consequences

  • Answered by AI
  • Q2. Tell me profit and loss ratios
  • Ans. 

    Profit and loss ratios are financial metrics used to assess the profitability of a company.

    • Profit ratio measures the percentage of profit earned on sales.

    • Gross profit ratio is calculated by dividing gross profit by net sales.

    • Net profit ratio indicates the percentage of net profit earned on sales.

    • Operating profit ratio measures the profitability of core operations.

    • Return on investment (ROI) is a common profitability rat

  • Answered by AI
  • Q3. Balance sheet ratios
  • Q4. Diffrence between concurrent audit and statutory audit
  • Ans. 

    Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.

    • Concurrent audit is performed concurrently with the operations of the organization.

    • Statutory audit is conducted to ensure compliance with legal and regulatory requirements.

    • Concurrent audit helps in detecting and preventing frauds and errors in real-time.

    • Statutory audit provides an ...

  • Answered by AI
  • Q5. If someone is earning less than EMI should he take a loan or not
  • Ans. 

    No, someone earning less than EMI should not take a loan.

    • Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.

    • It is important to have a stable income that can comfortably cover the loan repayment.

    • If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.

    • It is advisable to explore alternative options such as...

  • Answered by AI

Interview Preparation Tips

College Name: ICAI

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - be thorough with ratios and processes. Have knowledge on financial analysis

I applied via Recruitment Consulltant and was interviewed before Aug 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Ratios and analyzing of Financial statements are important
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InCred Finance Interview FAQs

How many rounds are there in InCred Finance Credit Manager interview?
InCred Finance interview process usually has 2 rounds. The most common rounds in the InCred Finance interview process are Resume Shortlist and Technical.
How to prepare for InCred Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at InCred Finance. The most common topics and skills that interviewers at InCred Finance expect are Credit Underwriting, Underwriting, Lap, Mortgage Loans and Credit Management.

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InCred Finance Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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InCred Finance Credit Manager Salary
based on 73 salaries
₹4.1 L/yr - ₹11.4 L/yr
At par with the average Credit Manager Salary in India
View more details

InCred Finance Credit Manager Reviews and Ratings

based on 14 reviews

4.5/5

Rating in categories

4.2

Skill development

4.2

Work-life balance

3.8

Salary

3.9

Job security

4.3

Company culture

3.2

Promotions

4.0

Work satisfaction

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