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Engaged Employer

InCred Finance

3.9
based on 297 Reviews
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

Working at InCred Finance

Company Summary

InCred Finance is a leading financial services company offering a diverse range of solutions, including Personal Loan, Education Loan, and MSME Loan.

Overall Rating

3.9/5
based on 297 reviews
highly rated categories
7% above
industry average
highly rated categories
Critically rated for

Promotions/Appraisal

Work Policy
Work from office
Work from office
77% employees reported
Monday to Friday
Monday to Friday
38% employees reported
Flexible timing
Flexible timing
68% employees reported
No travel
No travel
46% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
Health insurance
12 employees reported
Job/Soft skill training
Job/Soft skill training
9 employees reported
Cafeteria
Cafeteria
6 employees reported
Office cab/shuttle
Office cab/shuttle
2 employees reported
View all benefits

About InCred Finance

Founded in2016 (8 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersMumbai, Maharashtra, India
Websiteincred.com
Primary Industry
Other Industries

InCred Finance, the lending arm of the InCred Group, was established in 2016 by Bhupinder Singh. InCred Finance is a new-age, tech and risk-analytics-focused lending institution, offering a diversified portfolio that includes Personal Loan, Education Loan and MSME Loan. The company’s lending approach is built on the twin pillars of domain expertise and risk analytics, supported by a cutting-edge technological architecture that underpins all its operations and processes. The company turned unicorn in late 2023 and has a loan book of over Rs. 10,000 Cr.


For more information, visit www.incred.com

Mission: To be relentless in inculcating and nurturing a culture of continuous innovation and execution excellence by combining cutting edge technology, data science and deep financial domain expertise and delivering the best suited profitable product in the most dignified experience for every customer
Vision: To create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.
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AmbitionBox Best Places to Work in India Awards

Awards 2024
Awards 2022
Best of the best, rated by employees
InCred Finance won India’s Largest Employee Choice Awards in Tech Startups Companies Category.
#8 Top Rated Tech Startups
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InCred Finance Ratings

based on 297 reviews

Overall Rating

3.9/5
How AmbitionBox ratings work?
5
149
4
71
3
30
2
12
1
35

Category Ratings

3.7

Work-Life Balance

3.7

Company Culture

3.6

Salary & Benefits

3.6

Job Security

3.6

Skill Development

3.5

Work Satisfaction

3.1

Promotions/Appraisal

InCred Finance is rated 3.9 out of 5 stars on AmbitionBox, based on 297 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at InCred Finance
based on 267 reviews
4.2
Rated by 43 Women
Rated 4.2 for Salary & Benefits and 4.1 for Skill Development
3.9
Rated by 224 Men
Rated 3.7 for Work-Life Balance and 3.7 for Company Culture

Work Policy at InCred Finance

based on 43 reviews in last 6 months
Work from office
77%
Hybrid
18%
Permanent work from home
5%

InCred Finance Reviews

Top mentions in InCred Finance Reviews

+ 5 more

Compare InCred Finance with Similar Companies

InCred Finance
ICICI Bank
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Bajaj Finance
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Overall Rating
3.9/5
based on 297 reviews
4.0/5
based on 36.6k reviews
3.9/5
based on 37.4k reviews
4.0/5
based on 6.2k reviews
Highly Rated for
No highly rated category
Job Security
Skill development
Company culture
Job Security
Skill development
Salary & Benefits
Skill development
Job Security
Critically Rated for
Promotion/Appraisals
No critically rated category
Promotion/Appraisals
No critically rated category
Primary Work Policy
Work from office
77% employees reported
Work from office
92% employees reported
Work from office
85% employees reported
Work from office
79% employees reported
Rating by Women Employees
4.2
Good
rated by 43 women
3.9
Good
rated by 9.6k women
3.7
Good
rated by 7.6k women
4.0
Good
rated by 553 women
Rating by Men Employees
3.9
Good
rated by 224 men
4.0
Good
rated by 25.2k men
3.9
Good
rated by 27.8k men
4.0
Good
rated by 5.3k men
Job Security
3.6
Good
4.1
Good
4.0
Good
3.9
Good
View more

InCred Finance Salaries

3.6
rated by 297 employees for salaries

Sales Manager

(112 salaries)
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₹2.8 L/yr - ₹8.5 L/yr

Assistant Sales Manager

(92 salaries)
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₹3.2 L/yr - ₹5.5 L/yr

Credit Manager

(71 salaries)
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₹4.1 L/yr - ₹10.5 L/yr

Software Engineer

(57 salaries)
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₹8.4 L/yr - ₹25.9 L/yr

Credit Officer

(55 salaries)
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₹2 L/yr - ₹4.5 L/yr

Area Sales Manager

(55 salaries)
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₹4.6 L/yr - ₹14 L/yr

Assistant Credit Manager

(49 salaries)
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₹3.6 L/yr - ₹6 L/yr

Senior Software Engineer

(30 salaries)
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₹14 L/yr - ₹36 L/yr

Operations Executive

(29 salaries)
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₹1.4 L/yr - ₹3.5 L/yr

Collections Manager

(28 salaries)
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₹3.3 L/yr - ₹8.7 L/yr

InCred Finance Interview Questions

Interview Process at InCred Finance

based on 9 interviews in last 1 year
Interview Experience
3.9
Good
Difficulty level
Easy
50%
Moderate
50%

People are getting interviews through

based on 11 InCred Finance interviews
Job Portal
37%
Referral
18%
Campus Placement
18%
*27% candidates got the interview through other sources
stats-bars
High confidence

Compare InCred Finance with

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3.8
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3.8
Tata Capital
4.1
Aditya Birla Capital
4.0
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3.7
Sammaan Capital Limited
3.8
Edelweiss
3.9
Home Credit Finance
4.1
Kogta Financial India Limited
4.8
Hero FinCorp
4.1
BA Continuum
4.2
Hinduja Leyland Finance
4.0
PNB Housing Finance
3.8
Bajaj Housing Finance
3.8
Shubham Housing Development Finance
3.9
Kotak Mahindra Prime
4.0
Kinara Capital
4.5
Vistaar Finance
4.1
mPokket
4.1
Tata Capital Housing Finance
4.1

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InCred Finance FAQs

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