Add office photos
Engaged Employer
InCred Finance
3.8
based on 331 Reviews
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Company Overview
Associated Companies
Company Locations
Working at InCred Finance
Company Summary
InCred Finance is a leading financial services company offering a diverse range of solutions, including Personal Loan, Education Loan, and MSME Loan.
Overall Rating
3.8/5
based on 331 reviews
4% below
industry average
Critically rated for
Promotions
Work Policy
Work from office
81% employees reported
Monday to Saturday
37% employees reported
Flexible timing
67% employees reported
No travel
48% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
12 employees reported
Job/Soft skill training
9 employees reported
Cafeteria
6 employees reported
Office cab/shuttle
2 employees reported
View all benefits
About InCred Finance
Founded in2016 (9 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersMumbai, Maharashtra, India
Office Locations
Websiteincred.com
Primary Industry
Other Industries
InCred Finance, the lending arm of the InCred Group, was established in 2016 by Bhupinder Singh. InCred Finance is a new-age, tech and risk-analytics-focused lending institution, offering a diversified portfolio that includes Personal Loan, Education Loan and MSME Loan. The company’s lending approach is built on the twin pillars of domain expertise and risk analytics, supported by a cutting-edge technological architecture that underpins all its operations and processes. The company turned unicorn in late 2023 and has a loan book of over Rs. 10,000 Cr.
For more information, visit www.incred.com
Mission: To be relentless in inculcating and nurturing a culture of continuous innovation and execution excellence by combining cutting edge technology, data science and deep financial domain expertise and delivering the best suited profitable product in the most dignified experience for every customer
Vision: To create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.
AmbitionBox Best Places to Work in India Awards
Best of the best, rated by employees
InCred Finance won India’s Largest Employee Choice Awards in Tech Startups Companies Category.
#8 Top Rated Tech Startups
Share
InCred Finance Ratings
based on 331 reviews
Overall Rating
3.8/5
How AmbitionBox ratings work?
5
156
4
83
3
36
2
14
1
42
Category Ratings
3.7
Work-life balance
3.6
Company culture
3.6
Job security
3.6
Salary
3.5
Skill development
3.5
Work satisfaction
3.1
Promotions
InCred Finance is rated 3.8 out of 5 stars on AmbitionBox, based on 331 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at InCred Finance
based on 301 reviews
3.9
Rated by 47 Women
Rated 4.0 for Job security and 3.9 for Salary
3.8
Rated by 254 Men
Rated 3.8 for Work-life balance and 3.6 for Company culture
Work Policy at InCred Finance
based on 67 reviews in last 6 months
Work from office
81%
Hybrid
14%
Permanent work from home
5%
InCred Finance Reviews
Top mentions in InCred Finance Reviews
+ 5 more
Compare InCred Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.8/5 based on 331 reviews | 4.0/5 based on 38k reviews | 3.9/5 based on 39.3k reviews | 4.0/5 based on 6.6k reviews |
Highly Rated for | No highly rated category | Job security Skill development Company culture | Job security Skill development | Salary Skill development Job security |
Critically Rated for | Promotions | No critically rated category | Promotions | No critically rated category |
Primary Work Policy | Work from office 81% employees reported | Work from office 92% employees reported | Work from office 84% employees reported | Work from office 78% employees reported |
Rating by Women Employees | 3.9 Good rated by 47 women | 3.9 Good rated by 10k women | 3.7 Good rated by 8.2k women | 3.9 Good rated by 585 women |
Rating by Men Employees | 3.8 Good rated by 254 men | 4.0 Good rated by 26.2k men | 3.9 Good rated by 29.1k men | 4.0 Good rated by 5.6k men |
Job security | 3.6 Good | 4.1 Good | 4.0 Good | 3.9 Good |
View more
InCred Finance Salaries
InCred Finance salaries have received with an average score of 3.6 out of 5 by 331 employees.
Sales Manager
(109 salaries)
Unlock
₹2.8 L/yr - ₹9 L/yr
Assistant Sales Manager
(89 salaries)
Unlock
₹3.2 L/yr - ₹5.8 L/yr
Credit Manager
(68 salaries)
Unlock
₹3 L/yr - ₹10.9 L/yr
Credit Officer
(58 salaries)
Unlock
₹2 L/yr - ₹4.5 L/yr
Software Engineer
(57 salaries)
Unlock
₹8 L/yr - ₹25.9 L/yr
Area Sales Manager
(51 salaries)
Unlock
₹4.6 L/yr - ₹13.8 L/yr
Assistant Credit Manager
(45 salaries)
Unlock
₹3.6 L/yr - ₹6 L/yr
Collections Manager
(30 salaries)
Unlock
₹3.8 L/yr - ₹8 L/yr
Senior Software Engineer
(27 salaries)
Unlock
₹12.5 L/yr - ₹30.5 L/yr
Operations Executive
(27 salaries)
Unlock
₹1.5 L/yr - ₹3.5 L/yr
InCred Finance Interview Questions
Interview questions by designation
Top InCred Finance interview questions and answers
Get interview-ready with top interview questions
InCred Finance Jobs
Popular Designations InCred Finance Hires for
Popular Skills InCred Finance Hires for
Current Openings
InCred Finance News
View all
India's InCred Group expands its footprint in the Middle East with Arrow Capital acquisition
- Indian financial services firm InCred Group has acquired Arrow Capital, a boutique financial services firm based in Dubai, expanding its footprint in the Middle East and Africa.
- Arrow Capital offers wealth management, investment advisory, corporate finance, and asset management services to ultra-high-net-worth individuals, families, trusts, and corporate entities.
- With the acquisition, InCred Group strengthens its international reach and expands capabilities in wealth management, investment banking, and asset management, with InCred Global Wealth managing assets exceeding $2 billion.
- The acquisition integrates Arrow Capital into InCred's global operations, enhancing its presence in Dubai and accelerating growth across multiple business lines.
ISN | 17 Feb, 2025
Stock Market Highlights 17 February 2025: Sensex, Nifty crawl up to close marginally higher
- Sensex is getting support near 75,400 with resistance around 77,100. Nifty Bank index's immediate outlook is unclear, finding support near 48,700. Long-term supports include Nifty 50 at 22,500-22,000, Sensex at 74,000-72,000, and Nifty Bank at 48,000-46,600.
- Stock markets rebounded with Sensex closing higher by 57 points, driven by value buying in blue-chip stocks. Indian rupee depreciated against the US dollar due to foreign fund outflows and global uncertainty impacting the forex market.
- Eurobank partners with LTIMindtree to establish a Global Delivery Centre in Pune, enhancing banking operations and IT services. Various stocks like KIOCL Limited and Shakti Pumps (India) witnessed fluctuations in trading on the NSE.
- Arrow Capital, regulated by the Dubai Financial Services Authority (DFSA), has expanded its services globally. InCred acquires Arrow Capital, broadening its financial solutions globally.
- Quality Power Electrical Equipments' IPO saw 62% subscription on day 1, with Ajax Engineering IPO listing at a slight discount. Glenmark Pharma Chairman discussed US tariffs and upcoming launches.
- Financial highlights for various companies, such as Swan Energy, Kitex Garments, and UFLEX, with their net profits and revenues compared year-over-year.
- Earnings data for Q3FY25 & 9MFY25 showed growth in pre-provision operating profit and profit after tax, indicating resilience in the lending sector.
- Q3FY25 results for BSE500 and Nifty companies were modest, with slight improvement sequentially. Earnings downgrades continued, albeit at a slower pace, impacting valuations.
- Institutional flows remained resilient despite market corrections. Macroeconomic events like Federal Reserve meeting minutes and China loan rates are expected to influence market focus in the upcoming week.
- Nifty 50 closed with a loss of 2.68%, while Nifty Bank maintained a 2.11% loss. Weekly fund-flow activities showcased FIIs selling equities and DIIs buying in the cash segment.
HinduBusinessLine | 17 Feb, 2025
InCred Group Buys Financial Advisory Firm Arrow Capital To Expand Middle East Ops
- InCred Group acquires Dubai-based financial and investment advisory firm Arrow Capital to expand operations in the Middle East and Africa.
- The financial terms of the deal have not been disclosed.
- InCred aims to strengthen capabilities in wealth management, investment banking, and asset management.
- Post acquisition, InCred Global Wealth will manage assets exceeding $2 billion.
Inc42 | 17 Feb, 2025
How AssetPlus Turned Mutual Fund Distribution Into A Scalable Tech Ecosystem
- AssetPlus, founded by IIT-Madras alumni Vishranth Suresh and Awanish Raj, has built a platform for mutual fund distributors that equips them with the tools, training and technology required for success.
- The platform offers a suite of services covering mutual fund distribution, corporate fixed deposits, term and health insurance products and retirement planning via the National Pension Scheme.
- With more than 13,000 on-boarded mutual fund distributors managing assets worth INR4500 crore and a SIP book of INR80 crore, AssetPlus has witnessed a revenue growth of 125% between FY 23 and FY 24.
- AssetPlus claims to have built a tech-enabled ecosystem from a single hub in Chennai to help MFDs scale efficiently and grow their reach through a reliable digital presence.
- The platform offers support for a wide range of financial products and a customizable app, which allows asset distributors to increase their market relevance and earning potential.
- AssetPlus was created after Suresh and Raj realised that human intermediaries could help potential investors gain trust and knowledge, bridging the gaps in technology.
- Revenue is generated through transaction fees paid by the asset management companies concerned when transactions are done on the platform, and a portion of these fees is shared with mutual fund distributors.
- AssetPlus plans to expand its network to 50,000 MFDs in five years and reach more than 10 lakh customers through its MFD partners.
- AssetPlus offers a unified app and a suite of services that cover KYC verification, transaction management and advanced portfolio management services from a single dashboard.
- Recently, AssetPlus received funding from institutional investors like Eight Roads, Rainmatter, InCred, and Venture Catalyst.
Inc42 | 3 Feb, 2025
Stock Market Live: GIFT Nifty Trades Below 23,200; Morgan Stanley Cuts RIL Target; HDFC Bank, HUL In Focus
- GIFT Nifty trades below 23,200
- Morgan Stanley cuts RIL target
- HDFC Bank, HUL in focus
- Brokers give ratings and target prices for ICICI Prudential, Tata Technologies, and Incred
Bloomberg Quint | 22 Jan, 2025
InCred Finance appoints Gaurav Maheshwari as CFO, plans to launch IPO
- InCred Finance has appointed Gaurav Maheshwari as its CFO.
- Maheshwari brings over 27 years of experience in financial leadership.
- InCred Finance plans to launch an IPO in the last quarter of 2025.
- The company aims to raise between Rs 4,000 crore and Rs 5,000 crore through the IPO.
ISN | 20 Dec, 2024
InCred Finance names former Standard Chartered exec Gaurav Maheshwari as CFO
- InCred Finance has appointed Gaurav Maheshwari as its Chief Financial Officer.
- Maheshwari brings nearly three decades of financial leadership experience, including at Standard Chartered Bank.
- InCred Finance is looking to raise between Rs 4,000 and 5,000 crore in an IPO next year.
- InCred Group reported a profit before tax of Rs 316.35 crore for FY 2024.
Yourstory | 20 Dec, 2024
InCred Finance Announces Gaurav Maheshwari as CFO
- InCred Finance has appointed Gaurav Maheshwari as its Chief Financial Officer.
- Maheshwari's expertise will play a key role in improving business performance and strengthening governance.
- InCred Finance plans to go public in the last quarter of 2025 and raise funds through its IPO.
- Gaurav Maheshwari has extensive experience in financial leadership, including at Standard Chartered Bank.
VIE Stories | 20 Dec, 2024
InCred Financial Plans INR 5,000 Cr IPO Ahead of Diwali 2025
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr ($470 Mn-$590 Mn) via an IPO in late 2025.
- The company is targeting a valuation between INR 15,000 Cr ($1.78 Bn) and INR 22,500 Cr ($2.6 Bn) for the IPO.
- InCred aims to appoint four banks by January 2025 and launch the IPO by Diwali 2025.
- The IPO will likely include an offer for sale (OFS) for existing investors to divest their stakes.
VIE Stories | 18 Dec, 2024
InCred Financial Eyes INR 5,000 Cr IPO By Diwali Next Year
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr via IPO next year.
- The fintech unicorn aims for a valuation of INR 15,000 Cr to INR 22,500 Cr.
- InCred plans to finalize merchant bankers by January for the IPO launch by Diwali 2025.
- The IPO will include an offer for sale (OFS) component for existing investors to offload stakes.
Inc42 | 18 Dec, 2024
Powered by
InCred Finance Offices
Compare InCred Finance with
Kotak Mahindra Bank
3.8
Axis Bank
3.8
Tata Capital
4.1
Aditya Birla Capital
3.9
Reliance Capital
3.7
Sammaan Capital Limited
3.7
Edelweiss
3.9
Home Credit Finance
4.1
Kogta Financial India Limited
4.7
Hero FinCorp
4.0
BA Continuum
4.2
Hinduja Leyland Finance
4.0
PNB Housing Finance
3.8
Bajaj Housing Finance
3.7
Kotak Mahindra Prime
4.0
Shubham Housing Development Finance
3.9
Kinara Capital
4.4
Vistaar Finance
4.1
Tata Capital Housing Finance
4.1
mPokket
4.1
Contribute & help others!
You can choose to be anonymous
Companies Similar to InCred Finance
Bajaj Finance
Financial Services, NBFC
4.0
• 6.6k reviews
HDFC Bank
Financial Services, Banking, Insurance, NBFC
3.9
• 39.3k reviews
ICICI Bank
Financial Services, Banking
4.0
• 38k reviews
Kotak Mahindra Bank
Financial Services, Banking
3.8
• 16.6k reviews
Axis Bank
Financial Services, Banking
3.8
• 25.3k reviews
Tata Capital
Financial Services, NBFC
4.1
• 2.5k reviews
Aditya Birla Capital
Financial Services, NBFC
3.9
• 1.6k reviews
Reliance Capital
Financial Services
3.7
• 386 reviews
Sammaan Capital Limited
Financial Services, NBFC
3.7
• 2.2k reviews
Edelweiss
Financial Services
3.9
• 1.1k reviews
4.1
• 4.3k reviews
Kogta Financial India Limited
Financial Services, NBFC
4.7
• 3.2k reviews
InCred Finance FAQs
When was InCred Finance founded?
InCred Finance was founded in 2016. The company has been operating for 9 years primarily in the NBFC sector.
Where is the InCred Finance headquarters located?
InCred Finance is headquartered in Mumbai, Maharashtra. It operates in 2 cities such as Mumbai, Bangalore / Bengaluru. To explore all the office locations, visit InCred Finance locations.
How many employees does InCred Finance have in India?
InCred Finance currently has more than 2,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in InCred Finance based on the number of reviews submitted on AmbitionBox.
Does InCred Finance have good work-life balance?
InCred Finance has a Work-Life Balance Rating of 3.7 out of 5 based on 300+ employee reviews on AmbitionBox. 72% employees rated InCred Finance 4 or above, while 28% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read InCred Finance work-life balance reviews for more details
Is InCred Finance good for career growth?
Career growth at InCred Finance is rated as moderate, with a promotions and appraisal rating of 3.1. 28% employees rated InCred Finance 3 or below, while 72% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading InCred Finance promotions/appraisals reviews for more detailed insights.
What are the cons of working in InCred Finance?
Working at InCred Finance does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, based on 300+ employee reviews on AmbitionBox.
Stay ahead in your career. Get AmbitionBox app
Helping over 1 Crore job seekers every month in choosing their right fit company
70 Lakh+
Reviews
5 Lakh+
Interviews
4 Crore+
Salaries
1 Cr+
Users/Month
Contribute to help millions
Get AmbitionBox app
Made with ❤️ in India. Trademarks belong to their respective owners. All rights reserved © 2024 Info Edge (India) Ltd.
Follow us
