InCred Finance Software Engineer Salaries by 50+ Employees (Updated 2025)

1 - 5 years exp.

₹7 Lakhs - ₹28 Lakhs

Salary of majority employees

102% more than the average Software Engineer Salary in NBFC Companies for 1 - 5 years of experience

Interested in this particular role?

Salaries in different departments

Engineering - Software & QA Software Engineer Salary 1 - 5 years exp. (49 salaries)	₹8.3 L/yr - ₹31.6 L/yr
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Data Science & Analytics Software Engineer Salary 1 - 4 years exp. (AmbitionBox Estimate)	₹7 L/yr - ₹17.8 L/yr

Last Updated: 16 Mar 2025

Companies similar to InCred Finance for Software Engineer

Company name	Avg Annual Salary	Open Jobs
Google Software Engineer Salary 0 - 20 years exp. (2k salaries)	₹20 L/yr - ₹75 L/yr 176% more	4 job openings
Amazon Software Engineer Salary 0 - 6 years exp. (1.7k salaries)	₹12 L/yr - ₹45 L/yr 71% more	5 job openings
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Microsoft Corporation Software Engineer Salary 0 - 8 years exp. (2.1k salaries)	₹13 L/yr - ₹50 L/yr 87% more
Flipkart Software Engineer Salary 1 - 5 years exp. (255 salaries)	₹8.4 L/yr - ₹32 L/yr 14% more
Ola Cabs Software Engineer Salary 1 - 6 years exp. (65 salaries)	₹11 L/yr - ₹40 L/yr 36% more
Paytm Software Engineer Salary 0 - 4 years exp. (1.4k salaries)	₹6 L/yr - ₹23 L/yr 24% less
Infosys Software Engineer Salary 0 - 6 years exp. (5.7k salaries)	₹2.9 L/yr - ₹10.9 L/yr 60% less
TCS Software Engineer Salary 0 - 8 years exp. (23.3k salaries)	₹3 L/yr - ₹11.4 L/yr 58% less
Wipro Software Engineer Salary 0 - 8 years exp. (14k salaries)	₹2 L/yr - ₹15.8 L/yr 51% less	8 job openings
IBM Software Engineer Salary 0 - 9 years exp. (5.5k salaries)	₹5.5 L/yr - ₹22.3 L/yr 27% less
BA Continuum Software Engineer Salary 1 - 9 years exp. (405 salaries)	₹7.1 L/yr - ₹26.1 L/yr 2% less
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HDFC Bank Software Engineer Salary 1 - 6 years exp. (90 salaries)	₹2.6 L/yr - ₹12.9 L/yr 56% less
Bajaj Finance Software Engineer Salary 0 - 3 years exp. (82 salaries)	₹4.8 L/yr - ₹15 L/yr 31% less	3 job openings
ICICI Bank Software Engineer Salary 0 - 5 years exp. (76 salaries)	₹2.9 L/yr - ₹11.9 L/yr 55% less
Axis Bank Software Engineer Salary 0 - 5 years exp. (66 salaries)	₹2.3 L/yr - ₹10.3 L/yr 60% less
Sammaan Capital Limited Software Engineer Salary 0 - 8 years exp. (47 salaries)	₹2 L/yr - ₹9 L/yr 66% less
Aditya Birla Capital Software Engineer Salary 0 - 6 years exp. (43 salaries)	₹3 L/yr - ₹13 L/yr 57% less
Kotak Mahindra Bank Software Engineer Salary 2 - 7 years exp. (36 salaries)	₹10.7 L/yr - ₹20.9 L/yr 27% less
Edelweiss Software Engineer Salary 1 - 7 years exp. (23 salaries)	₹4.2 L/yr - ₹16.2 L/yr 45% less
Ugro Capital Software Engineer Salary 1 - 3 years exp. (21 salaries)	₹7 L/yr - ₹11 L/yr 51% less

View all

Software Engineer salary at InCred Finance ranges between ₹7 Lakhs to ₹28 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 57 latest salaries received from various employees of InCred Finance.

Experience wise InCred Finance Software Engineer salaries

Last Updated: 16 Mar 2025

Experience	Avg Annual Salary
1 year (4 salaries)	₹7 L/yr - ₹22.6 L/yr
2 years (18 salaries)	₹8.3 L/yr - ₹20 L/yr
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3 years (15 salaries)	₹11.5 L/yr - ₹25 L/yr
4 years (14 salaries)	₹12.1 L/yr - ₹31.6 L/yr
5 years (6 salaries)	₹15.4 L/yr - ₹25 L/yr

Similar Designation salaries in InCred Finance

Senior Engineer Salary

(AmbitionBox Estimate)

₹12.6 L/yr - ₹16.1 L/yr

Senior Software Engineer Salary

(27 salaries)

₹12.5 L/yr - ₹30.5 L/yr

Lead Engineer Salary

(AmbitionBox Estimate)

₹12.6 L/yr - ₹16.1 L/yr

Software Developer Salary

(11 salaries)

₹8.45 L/yr - ₹27 L/yr

Associate Software Engineer Salary

(AmbitionBox Estimate)

₹10.1 L/yr - ₹12.9 L/yr

Software Development Engineer Salary

(AmbitionBox Estimate)

₹23.4 L/yr - ₹29.9 L/yr

Team Lead Salary

(5 salaries)

₹2.65 L/yr - ₹9.25 L/yr

Senior Associate Salary

(AmbitionBox Estimate)

₹21.4 L/yr - ₹27.4 L/yr

Senior Software Developer Salary

(4 salaries)

₹23 L/yr - ₹30 L/yr

Technical Lead Salary

(4 salaries)

₹37 L/yr - ₹94 L/yr

Top skills at InCred Finance for Software Engineer

sdk rxjava Computer Accounting Case Cost Audit Aix Induction Motors Requirement Analysis

Salary related reviews for InCred Finance

2.4

Rated by 6 employees for salary & benefits

Operations Executive in New Delhi

Other Department

5.0

• posted on 31 Mar 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Credit Manager

Credit Department

5.0

• posted on 07 Jan 2019

4.0

for Salary and Benefits

Likes

I like my team and the product I am working for. I joined when InCred was just a start-up, have seen it growing and have contributed in this growth. It feels really good when we are working in a environment where you meet different people teammates and other team's people accounts, legal, operations, clients, learn something that helps with your career growth. You also get appreciation for your hard work.

Salary - Good

+4 more

Dislikes

I have observed some people are just there for salary. They don't have that ownership qualities. Just waiting for the day when they are asked to leave. No programs, functions and good facilities for employees. Some are getting higher salary and doing nothing compared to the hard workers who are working at much lesser salary. It's basically depends on the team you are working with.

Sales Officer in Bangalore / Bengaluru

Full Time

Sales & Business Development Department

1.0

• posted on 05 Dec 2024

1.0

for Salary and Benefits

Likes

Mr. Rakesh madia in supply chain finance always harassed and molested every junior under him...he not only exploited the junior managers and MT's in Ugro, hero fincorp and TVS credit in his last roles but molested several Employees since last 15 years..Corrupt HR and under the table dealing managers have recruited him to make additional money.... Kindly check with the POSH team and Central HR in his last five organizations.... Corrupt nbfc recruits such exploitors..

Dislikes

Induction of Corrupt leadership managers. How can a company recruit someone who had a history of taking bribes?

Salary - Bad

+6 more

Credit Co-Ordinator in Chennai

Full Time

Finance & Accounting Department

3.0

• posted on 04 Oct 2024

3.0

for Salary and Benefits

Likes

Team managers are supportive

Dislikes

Some vintage staffs turns rules for their purposes and who are adjusting or mingled with them only able to survive here. Even keep distance with them and see our work also they cornering in work

Work satisfaction - Poor

+2 more

Sales Manager in Kuppam

Full Time

Sales & Business Development Department

2.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

Nothing to like . I was placed in a wrong room where people don’t have hearts & being kind is crime in this office . Managers morph anything and everything according to their time being !!

Dislikes

Worst environment to work & full of internal politics But no one cares , their only motive by EOD is Business, only business no Benefits & no respect too !! They never celebrate an employee win but criticise at their low times cause they need only business .

Skill development - Poor

+2 more

see more salary related reviews

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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InCred Finance Software Engineer Salary FAQs

What is the salary of Software Engineer at InCred Finance ?

The average salary of a Software Engineer at InCred Finance in India typically ranges from ₹7.0 Lakhs to ₹28.0 Lakhs per year, depending on experience (from 1 year to 5 years).

The top 10% of Software Engineer at InCred Finance earn more than ₹25.0 Lakhs per year, and the top 1% earn over ₹31.2 Lakhs per year. Software Engineer Salaries at InCred Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ InCred Finance employees in India.

What is the estimated take home salary of a Software Engineer at InCred Finance in India?

The estimated take-home salary of a Software Engineer at InCred Finance in India typically ranges from ₹1,14,992 to ₹1,18,197 per month. This is based on the average salary range of ₹7.0 Lakhs to ₹28.0 Lakhs per year for employees with experience ranging from 1 year to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of InCred Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Software Engineer at InCred Finance ?

To be a Software Engineer at InCred Finance in india, the key skills required include:

- sdk
- rxjava
- Computer Accounting
- Case
- Cost Audit

These skills are highly valued at InCred Finance and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than InCred Finance for Software Engineer in India?

Google	₹20.0 Lakhs to ₹75.0 Lakhs per year
Microsoft Corporation	₹13.0 Lakhs to ₹50.0 Lakhs per year
Amazon	₹12.0 Lakhs to ₹45.0 Lakhs per year
Ola Cabs	₹11.0 Lakhs to ₹40.0 Lakhs per year
Flipkart	₹8.4 Lakhs to ₹32.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by InCred Finance, depending on the role and experience level.

What is the salary of a Software Engineer in companies similar to InCred Finance in India?

The salary of a Software Engineer at companies similar to InCred Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

BA Continuum	₹7.1 Lakhs to ₹26.1 Lakhs per year
Hero FinCorp	₹9.7 Lakhs to ₹16.5 Lakhs per year
Paytm	₹6.0 Lakhs to ₹23.0 Lakhs per year
Kotak Mahindra Bank	₹10.7 Lakhs to ₹20.9 Lakhs per year
IBM	₹5.5 Lakhs to ₹22.3 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Software Engineer at InCred Finance in India?

The salary growth for a Software Engineer at InCred Finance depends on factors such as experience, performance, and promotions. On average, a Software Engineer can expect the following growth trajectory at InCred Finance:

Experience	Average Salary Range
1 year	₹7.0 Lakhs to ₹22.6 Lakhs per year
2 years	₹8.3 Lakhs to ₹20.0 Lakhs per year
3 years	₹11.5 Lakhs to ₹25.0 Lakhs per year
4 years	₹12.1 Lakhs to ₹31.6 Lakhs per year

and so on.

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InCred Finance Software Engineer Salaries

InCred Finance Software Engineer salary in India ranges between ₹7 Lakhs to ₹28 Lakhs with an average annual salary of ₹. Salary estimates are based on 57 InCred Finance latest salaries received from various employees of InCred Finance.