Aavas Financiers Assistant Branch Head Interview Questions and Answers

Q1. Can you provide a self-introduction that includes details about your studies, overall work experience, job roles and responsibilities, personal struggles, life goals, family background, and hobbies?
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Q2. How do you manage your work-life balance while being the sole earner in your family, and what strategies do you use to handle your responsibilities?
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The test you will take will be related to the profile for which you are interviewing, such as sales or aptitude, meaning that it will assess your abilities and knowledge. It will evaluate your verbal language skills, reasoning capabilities, and overall eligibility. This test is designed to analyze your thought process, including how quickly you can solve the questions, as well as to measure your intelligence.

This test includes questions related to sales, such as how to create a pipeline, how to follow up with cold and warm leads, and how to shortlist leads. It also addresses customer handling, product pitching, and conditions for selling a product according to the customer’s needs, as well as how to highlight key points and features. Additionally, it discusses negotiation strategies, mathematical problems, questions related to English language passages, and techniques for solving math problems. Finally, it mentions that you will be given a paragraph or a task on which you are required to write about 400 to 600 words according to your understanding.

Q1. Regarding financial questions
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Q2. Balances sheet related questions
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Q1. Kisi bhi employee ko selection k time sabhi condition batye jay
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Q2. Jis bhi staff ka interview ho usko company ka work khul k bataya jay
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Q3. Jo bhi other company k employee ka interview liya jay usi time uska previous work palace ka history and cb chek kiya jay uske baad hi joining di jay
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Uska nature kaisa hai kya hum jis feild k liye usko bharti kar rai hai kya bo is kaam ko kar sakta

Employee ka interview lete time sabhi ka ek group discussion hona chye

Q1. Ab jab campany digital process follow kar rai hai too candidate technical hi hona chye iska bhi ek test liya jay
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Q2. Company k jo bhi roule hai ispe agar candidate follow kar raha hai tabhi uska final selection kiya jay
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Employees ko interview k time hi sabhi hr policy clear kar dena chye koi bhi aisi baat na bataye jo Employee jab branch pauche too ye bolo ki humko ye cheez na batayegai

Q1. What is Gold valuation
Ans. 
Gold valuation is the process of determining the worth of gold based on factors like purity, weight, and market value.
• Gold valuation involves assessing the purity of the gold, usually measured in karats.

• The weight of the gold is also a key factor in determining its value.

• Market value fluctuations can impact the valuation of gold.

• Methods of gold valuation include acid testing, XRF analysis, and electronic gold testers.
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Q2. What is Gold loan
Ans. 
Gold loan is a type of secured loan where gold jewelry is used as collateral for borrowing money.
• Gold loan is a type of secured loan where the borrower pledges their gold jewelry as collateral.

• The loan amount is determined based on the value of the gold provided as collateral.

• Interest rates for gold loans are usually lower compared to unsecured loans.

• If the borrower fails to repay the loan, the lender has the right to ...read more
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Q1. SELF INTERACTION EDUCATION DETAILS
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Q2. WORK EXPERIENCE PERFORMANCE DETAILS
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Basic maths and common science exam

Q1. Inroduce urself
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Q2. What is loan procurement
Ans. 
Loan procurement is the process of obtaining a loan from a financial institution or lender.
• Involves submitting an application for a loan

• Includes providing necessary documentation such as income verification and credit history

• May require meeting certain eligibility criteria set by the lender

• Can involve negotiating loan terms and interest rates

• Examples: applying for a mortgage, car loan, or personal loan
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They take face to face interview in the office and have a discussion

Q1. Salary discussion
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Q2. Location discussion
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Business growth and team handling