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Aavas Financiers
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Aavas Financiers Interview Questions and Answers
Aavas Financiers Interview Experiences
91 interviews found
Anonymous
If case is lap.. And property is SORP. then we will fund on this or not.????
(3 Questions)
- Q1. Market value of property is 20 lac. And circles rate are 2000 sq mt. Then.. Which is valuable for us..?????
- Ans.
The market value of the property is more valuable for us than the circle rate.
Market value is determined by the actual selling price of the property in the market.
Circle rate is the minimum value at which the government values a property for taxation purposes.
In this case, the market value of 20 lac is more valuable as it reflects the true worth of the property.
The circle rate of 2000 sq mt may not accurately represent
- Q2. Can we fund on gift deed latest . And latest registry of 2023..can we fund on this
- Q3. Wt is the process of techical.. On behalf of market value or technical vale
Interview Preparation Tips
Assistant Branch Head Interview Questions asked at other Companies
(2 Questions)
- Q1. General Discussion
- Q2. General aptitude and attitude
(1 Question)
- Q1. General Discussion about life
Associate Vice President Interview Questions asked at other Companies
Selected
I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. What about your education?
- Q2. What about your experience in previous company
Collection Officer Interview Questions asked at other Companies
Selected
(1 Question)
- Q1. My Experience and Our Performance Questions and I Selected.
Senior Relationship Manager Interview Questions asked at other Companies
Aavas Financiers interview questions for popular designations
Selected
I appeared for an interview in Aug 2024.
(3 Questions)
- Q1. Mean mode median
- Q2. Questions related to power bi visuals
- Q3. SQL queries
Selected
I applied via Recruitment Consulltant
(5 Questions)
- Q1. Salary expectation
- Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
- Q3. Work experience
- Q4. Income analysis
- Q5. How to settle income FOIR
- Ans.
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
Interview Preparation Tips
Area Credit Manager Interview Questions asked at other Companies
Jobs at Aavas Financiers
Rakshat Pareek
(2 Questions)
- Q1. About yourself??
- Q2. Tell me about your family background and education?
- Ans.
I come from a supportive family that values education, which has shaped my personal and professional growth.
My parents emphasized the importance of education, leading me to pursue a degree in Business Administration.
I have two siblings; we often collaborate on projects, enhancing our teamwork skills.
Family gatherings are frequent, fostering strong communication and relationship-building skills.
My father is a banker, wh...
Interview Preparation Tips
Relationship Officer Interview Questions asked at other Companies
(2 Questions)
- Q1. How are you from
- Q2. What is your last ctc
Operations Manager Interview Questions asked at other Companies
Selected
I appeared for an interview in Aug 2024.
(2 Questions)
- Q1. Can you provide a self-introduction?
- Ans.
I am a highly motivated and results-driven telesales executive with a proven track record of exceeding sales targets.
I have X years of experience in telesales, consistently meeting and exceeding sales targets.
I am skilled in cold calling, lead generation, and closing deals over the phone.
I have a strong understanding of sales techniques and customer relationship management.
I am a team player and thrive in a fast-paced,...
- Q2. What is a home loan?
- Ans.
A home loan is a type of loan taken from a financial institution to purchase or renovate a home.
A home loan is a type of secured loan where the property being purchased or renovated is used as collateral.
The borrower repays the loan amount plus interest over a set period of time, usually in monthly installments.
Home loans can have fixed or adjustable interest rates.
Defaulting on a home loan can result in foreclosure, w...
Tele Sales Executive Interview Questions asked at other Companies
Selected
I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
(2 Questions)
- Q1. Income assessment done by me ?
- Ans.
Income assessment is a crucial part of my role as a Branch Credit Manager.
I assess income through pay stubs, tax returns, bank statements, and employment verification.
I analyze the consistency and stability of income to determine creditworthiness.
I consider sources of income, such as salary, bonuses, commissions, and rental income.
I calculate debt-to-income ratios to assess the borrower's ability to repay loans.
I may a...
- Q2. How to do income assessment of Vada Pav Vendor ?
- Ans.
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
Calculate average daily sales by observing customer traffic and pricing.
Consider expenses such as ingredients, rent, utilities, and labor costs.
Evaluate the location's foot traffic and potential for growth.
Assess the vendor's customer base and loyalty.
Analyze competition in the area and pricing stra...
Interview Preparation Tips
Branch Credit Manager Interview Questions asked at other Companies
(2 Questions)
- Q1. ITIL change incident
- Q2. Carrier plan GRC pas job experience and learnings
Manager Interview Questions asked at other Companies
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Aavas Financiers Interview FAQs
The duration of Aavas Financiers interview process can vary, but typically it takes about less than 2 weeks to complete.
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Aavas Financiers Interviews By Designations
- Aavas Financiers Relationship Officer Interview Questions
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Interview Questions for Popular Designations
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New Delhi,
Delhi/Ncr
1-6 Yrs
₹ 1.25-3.5 LPA
|
Relationship Officer
351
salaries
|  ₹1.1 L/yr - ₹3.6 L/yr |
|
Credit Manager
273
salaries
| ₹2.5 L/yr - ₹8.5 L/yr |
|
Branch Head
251
salaries
| ₹3 L/yr - ₹12 L/yr |
|
Assistant Manager
226
salaries
| ₹2.1 L/yr - ₹7.7 L/yr |
|
Relationship Manager
213
salaries
| ₹1.5 L/yr - ₹4.9 L/yr |
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