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Utkarsh Small Finance Bank
3.8
based on 3.3k Reviews
Video summary
Company Overview
Company Locations
Utkarsh Small Finance Bank Reviews
Updated 10 Apr, 2025
Overall Rating
3.8/5
based on 3.3k reviews
On-Par with industry's average
know moreRating Distribution
5
1.5k (45.7%)
4
728 (22%)
3
450 (13.6%)
2
199 (6%)
1
415 (12.6%)
Category Ratings
3.7
Job Security
3.6
Work-Life Balance
3.6
Skill Development
3.5
Company Culture
3.5
Salary
3.5
Work Satisfaction
3.4
Promotions
What employees say about Utkarsh Small Finance Bank?
Insights from employee reviews on AmbitionBox
Workplace insights
Work from office
88% employees reported
Monday to Saturday
44% employees reported
Flexible timing
40% employees reported
Within city
47% employees reported
View more detailed insights
Gender based rating
3.5
Rated by Women
475 reviews
3.8
Rated by Men
2.7k reviews
Utkarsh Small Finance Bank is rated
3.8 out of 5 stars on
AmbitionBox, based on 3.3k company reviews.This rating
reflects an average employee experience, indicating moderate satisf... Read more
Detailed Utkarsh Small Finance Bank Employee Reviews
Likes: The products of the bank are good. Having high interest rate for savings account and fixed deposits. And having zero balance UPI Current account is good for self employed individuals Dislikes: I worked in many banks. And I recommend friends to those banks. But I never ever recommend to join UTKARSH SMF KOCHI BRANCH.
UTKARSH SFB KOCHI BRANCH WILL SPOIL YOUR CAREER.
Because in kochi Branch they recruiting employees by GIVING FALSE/ FAKE RESPONSIBILITIES. At the time of interview they said that
•"70% leads will give from the... Read More
Work Details
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Likes: Things I like about Utkarsh Small Finance Bank:
1. Customer service: Utkarsh Small Finance Bank has very good customer service.
2. Financial solutions: The bank offers various financial solutions, such as loans, deposits, and investments.
3. Technological facilities: The bank's online and mobile banking facilities are very good.
4. B... Read More
Dislikes: Things I dislike:
1. Fees and rates: The bank's fees and rates can be high at times.
2. Delays in customer support: Sometimes customer support can be delayed.
3. Limited range of products: The bank's range of products can be limited.
4. Technical issues: Sometimes online and mobile banking can have technical issues.
5. Lack of branch... Read More
Work Details
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City, International Travel, Travel Within Country.
View all detailed Utkarsh Small Finance Bank employee reviews
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Explore Reviews by Department
View AllTop Mentions in Utkarsh Small Finance Bank Reviews
3.3k reviews found
Sort By: Popular
Likes: Utkarsh is one of the best employer & they really invest their time & energy to build people & make them productive.
Dislikes: This Bank and branch is so good but there are not seating every person and branch is very poor. There are toilet only one, I request to you please separate your toilet, There are more than politics every person. There are seating every political person.
Likes: Only. The top management Dislikes: Everything specially timings , payscale and promotion
Skilled and deserving candidates has to wait while the staff who only does the chaaplusi of seniors (wanted to add this word in Hindi because that's what the cheap staff has to do all the day) gets the promotion and salary hike tooo. 
Work Details
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
What people are saying about Utkarsh Small Finance Bank
View All
a hr executive generalist1d
Looking for a Job Change
Hi, I've 2 years 2 months of experience in End to End Recruitment in a Bank working on a third party payroll sue to which I'm too much underpaid. I'm looking for growth and want to switch my job. Currently working in Navi-Mumbai and prefer to work in Navi-Mumbai or Kalyan-Dombivli. Also, if there's some good opportunity I'm okay to relocate in any state.
Looking forward to get some referrals here. My salary expectations is 5 LPA
Got a question about Utkarsh Small Finance Bank?Ask anonymously on communities.
Likes: I appreciate working at Utkarsh Small Finance Bank because of its dynamic and inclusive work culture. The bank provides excellent opportunities for professional growth and learning, with a strong focus on employee development. Additionally, the organization's commitment to financial inclusion and serving underbanked communities makes... Read More
Dislikes: NA
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within City.
Top Utkarsh Small Finance Bank Interview Questions
Get interview-ready with top interview questions
Likes: Here I get more job security and good salary hike and very helpful and friendly higher officials
Dislikes: I didn't find any dislikes
Work Details
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This is a desk job.
Latest Utkarsh Small Finance Bank Employee Reviews
View AllLikes: Nothing in likes Dislikes: If anything happens will go for HR, but HR itself were very toxic, if your got any option in this Bank better to avoid
Work Details
Work timings: Strict Timings
Work related travel: This is a desk job.
Read Utkarsh Small Finance Bank Reviews based on designations
Likes: Good environment to work
Dislikes: HR NOT CORPORATE WITH EMPLOYEE. .
Work Details
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Likes: Bank is very good. Bank thinks about employees. But due to certain upper level
Employees think they are the owner of the bank. 
Dislikes: Seniors.
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
You are reading trusted reviews. Keep reading to find out more about Utkarsh Small Finance Bank.
Likes: No likes. They are closing Asset Depa. In all over INdia . This I am typing as on 07-02-2025. I was posted in Gujarat and I got call from NCM and RCM and also head HRwho are already resigned that bank is closing his lending depa. Dislikes: Do NOT JOIN. They will spoil your career and life. I grown all portfolio in Amdavad Gujarat even got call that all asset department is closing as bank has invited loss.
Work Details
Work timings: Strict Timings
Likes: Appraisal part is best
Dislikes: Process not proper defined
Challange for IT related and many more things
On holiday they call for the work
Work Details
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
Likes: Bank is good but working people’s are not qualify to work at bank poor environment poor culture not knowlegeable BM and BOMs
Dislikes: Working environment are very poor
Work Details
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Likes: New challenges and their solutions provided by me for observation/complaint received from business and customers during the working tenure beginning to till now.
Dislikes: Monitoring process are very weak at branch level for lon recovery process
Technology intiative and controls to be there like other small finance/private sector banks.
Likes: I'm Yashwant Yadav utkarsh small finance bank experience Most likely culture business & team management process fantastic energy all team members excellent work experience
Dislikes: I like utkarsh small finance bank & very good Quality management process work
Work Details
Work days: Monday to Friday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Likes: Can be best organization because of good appraisal benifit and RNR for every little achievement which gives you lime light.
Dislikes: Lower level politics that makes you leave organization. Though organization is good but can't help with bad people in it and nobody is there to monitor.
Likes: For someone who just wants to stay fit, working here is the best option. Dislikes: Here, those who really work do not get any appreciation, only those who do the buttering work are good here.
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
Likes: I am working from two years at Utkarsh Small Finance Bank in Assets Department. Currently I am in disbursement team and working experience overall to good. Mostly I like 100% operations work in this organisation. Like a five star rating Utkarsh Tower Office in Varanasi.
Dislikes: Nothing.
Likes: Anything not here for likes Dislikes: They are asking for join 4th Saturday while 4th Saturday is off working day and also they are saying you will be lost your job anytime
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: Annual appraisal are good
Dislikes: Promotion policy
IT services provided to the customer are not reliable
Internal process of account opening
Softwares are pathetic
Back end services are not good
Employee knowledge level at back end is very poor
Professional attitude and work culture at process and support level is not good
Likes: Nothing Dislikes: Toxic environment and never supported new joining guy's and always use abusing language by senior.never give petrol expenses by reporting manager doing complen hr but hr never responded.
Work Details
Work days: Monday to Saturday (Strict Timings)
Likes: Utkarsh is one of the best employer & they really invest their time & energy to build people & make them productive.
Dislikes: They should relook their grading structure & same should be as per competition.
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within Country.
Likes: By working at utkarsh we have Little bit relaxation with our work there is not any mental pressure which is good.
Dislikes: Annual appraisal not at all satisfied with it. Appraisal done by supervisor on the basics of your closeness with them rather than on your performance throughout the year which is very much disappointed
Work Details
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
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People also ask about Utkarsh Small Finance Bank
Is Utkarsh Small Finance Bank a good place to work for?
The experience of working at any company can vary based on factors like team, manager, role, company policy etc. However, with an overall rating of 3.8 out of 5 from over 3.3k employee reviews, it's clear that most employees have an average experience working at Utkarsh Small Finance Bank.
Job Security holds the highest rating at 3.7, while career growth is rated the lowest amongst all factors at 3.4.
Read reviews about
job security
and
career growth
on AmbitionBox.
How does Utkarsh Small Finance Bank’s employee rating compare to the industry average?
Utkarsh Small Finance Bank’s employee rating of 3.8 out of 5 is consistent with the industry average of 3.8 out of 5 for companies within the Banking sector. This alignment reflects that Utkarsh Small Finance Bank’s employee satisfaction levels are on par with other companies in the industry, suggesting that the experiences and perceptions of Utkarsh Small Finance Bank employees are similar to those of their peers in the sector.
Does Utkarsh Small Finance Bank pay their employees well?
According to AmbitionBox reviews, Utkarsh Small Finance Bank employees rate their salary and benefits at 3.5 out of 5, based on 3.3k reviews. The rating reflects an average level of satisfaction among employees regarding compensation and benefits, indicating that while employees find the compensation and benefits acceptable, there is room for improvement in these areas. You can know more about Utkarsh Small Finance Bank salaries
here
and to read reviews specifically about salary and benefits at Utkarsh Small Finance Bank,
click here
.
How is the work culture at Utkarsh Small Finance Bank?
Work culture at Utkarsh Small Finance Bank is rated 3.5 out of 5 by 3.3k employees on AmbitionBox, indicating an average environment. Work culture encompasses aspects like collaboration, support, and overall employee satisfaction. The rating reflects that while some aspects of the work culture are satisfactory, there is room for improvement in certain areas.To read reviews specifically about work culture at Utkarsh Small Finance Bank,
click here
.
How is the job security at Utkarsh Small Finance Bank?
Based on 3.3k reviews on AmbitionBox, Utkarsh Small Finance Bank employees rate job security at 3.7 out of 5. This lower rating indicates that a significant number of employees may have concerns about their job stability and the reliability of their roles at Utkarsh Small Finance Bank. To read reviews about job security at Utkarsh Small Finance Bank,
click here
.
Is work from home available at Utkarsh Small Finance Bank?
According to AmbitionBox, 4% of Utkarsh Small Finance Bank employees work from home permanently, 88% work from the office, and 8% follow a hybrid model, based on 560 reviews in the last 6 months. This indicates an inclination for in-office work arrangements with fewer remote options. To read reviews specifically about work-life balance,
click here.
How do I get a job at Utkarsh Small Finance Bank?
To get a job at Utkarsh Small Finance Bank, start by browsing the current open positions
here
and apply for roles that align with your skills and interests. It’s crucial to tailor your resume and cover letter to highlight relevant experience. Additionally, research top Utkarsh Small Finance Bank interview questions and practice your responses to prepare thoroughly.
Utkarsh Small Finance Bank Reviews by Locations
- Utkarsh Small Finance Bank Varanasi Reviews
- Utkarsh Small Finance Bank New Delhi Reviews
- Utkarsh Small Finance Bank Patna Reviews
- Utkarsh Small Finance Bank Mumbai Reviews
- Utkarsh Small Finance Bank Kolkata Reviews
- Utkarsh Small Finance Bank Nagpur Reviews
- Utkarsh Small Finance Bank Gorakhpur Reviews
- Utkarsh Small Finance Bank Ranchi Reviews
- Utkarsh Small Finance Bank Lucknow Reviews
- Show more
Utkarsh Small Finance Bank Reviews by Designations
- Utkarsh Small Finance Bank Customer Service Officer Reviews
- Utkarsh Small Finance Bank Sales Executive Reviews
- Utkarsh Small Finance Bank Assistant Manager Reviews
- Utkarsh Small Finance Bank Credit Officer Reviews
- Utkarsh Small Finance Bank Relationship Officer Reviews
- Utkarsh Small Finance Bank Brach Operation Manager Reviews
- Show more
By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.
AmbitionBox has 3.3k Utkarsh Small Finance Bank reviews submitted by Utkarsh Small Finance Bank employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Utkarsh Small Finance Bank is the right company for you. ...Utkarsh Small Finance Bank Salaries in India
| Customer Service Officer 612 salaries |   Unlock₹1 L/yr - ₹4.5 L/yr |
| Assistant Manager 611 salaries | Unlock ₹2.2 L/yr - ₹5.3 L/yr |
| Senior Executive 413 salaries | Unlock ₹1.8 L/yr - ₹3.8 L/yr |
| Sales Executive 403 salaries | Unlock ₹1 L/yr - ₹3.6 L/yr |
| Relationship Officer 400 salaries | Unlock ₹1.5 L/yr - ₹4 L/yr |
Employee Benefits at Utkarsh Small Finance Bank
Office cab/shuttle
42 total responses
Free meal
17 total responses
International/On-site exposure
10 total responses
Relocation bonus
3 total responses
Compare Utkarsh Small Finance Bank with
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3.7
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3.7
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