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Ujjivan Small Finance Bank

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4.1

based on 5.1k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Credit Manager Interview Questions and Answers

Updated 22 Feb 2024

Ujjivan Small Finance Bank Credit Manager Interview Experiences

4 interviews found

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 7 Oct 2021

I applied via Walk-in and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Customer details
    • Add your answer
  • Q2. Customer business
    • View 1 more answer
  • Q3. Customer record
    • Add your answer
  • Q4. Customer occaption
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Computer knowledge

Credit Manager Interview Questions & Answers

user image Rajiv Bisht

posted on 29 Sep 2022

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Experience Sallary negotiation Credit policies About ujjvan
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organisation
Banking and MFI is same and working together
Physical PD will be orten
Small ticket size are there 50k to 3 lac

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
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asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
View answers (26)
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
View answers (9)
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
View answers (13)
asked in ICICI Bank
Q5. What are the key skills of credit manager?
View answers (12)
View All

Credit Manager Interview Questions & Answers

user image Sudharsan S

posted on 21 Jul 2021

Interview Questionnaire 

2 Questions

  • Q1. Basic questions from credit
    • Add your answer
  • Q2. Simple one
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Great experience

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Describe your experience
    • Add your answer
  • Q2. Describe your current work profile
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Study your resume
Prepare Ratios and analytical skills

Ujjivan Small Finance Bank interview questions for designations

 Area Credit Manager

 (2)

 Cluster Credit Manager

 (2)

 Credit Officer

 (9)

 Credit Analyst

 (1)

 Credit Risk Manager

 (1)

 Senior Credit Officer

 (1)

 Credit Verification Officer

 (1)

 Credit Administrator

 (1)

Top trending discussions

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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
    • Add your answer
  • Q2. Knowledge on ratios
    • Add your answer
  • Q3. Training skills
    • Add your answer
  • Q4. MS office knowledge required
    • Add your answer
  • Q5. Market knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required

Credit Manager Interview Questions & Answers

Bandhan Bank user image Anonymous

posted on 11 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

    • Answered by AI
    Add your answer
  • Q2. Ratios analysis , banking analaysis
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume

Credit Manager Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 20 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
    • Add your answer
  • Q2. FOIR ratio, LTV, DSCR
    • Add your answer
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
    • Add your answer
  • Q2. Accounting related
    • Add your answer

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 17 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
    • Add your answer
  • Q2. About Previous job
    • Add your answer
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

    • Answered by AI
    Add your answer
  • Q4. Policy polrocess related
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.

Credit Manager Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 1 Feb 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job role and responsibilities, case studies, job role relavent questions, Banking terms and other knowledge
    • Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. Job role and responsibilities relavent question.
    • Add your answer

Credit Manager Interview Questions & Answers

Jana Small Finance Bank user image kuldeep patil

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
    • Add your answer
  • Q2. Credit Underwriting
    • Add your answer
More about working at Ujjivan Small Finance Bank
golden leaf award

#3 Best Large Banking Company - 2021

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Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Manager interview?
Ujjivan Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are Resume Shortlist and HR.
How to prepare for Ujjivan Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Risk, Credit Risk Management, Auditing, Credit Analysis and Credit Control.
What are the top questions asked in Ujjivan Small Finance Bank Credit Manager interview?

Some of the top questions asked at the Ujjivan Small Finance Bank Credit Manager interview -

  1. Experience Sallary negotiation Credit policies About ujj...read more
  2. Customer busin...read more
  3. Customer deta...read more

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Ujjivan Small Finance Bank Interviews By Designations

Interview Questions for Popular Designations

People are getting interviews through

based on 3 Ujjivan Small Finance Bank interviews
Referral
WalkIn
67%
33%
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Ujjivan Small Finance Bank Credit Manager Salary
based on 131 salaries
₹2.7 L/yr - ₹9.2 L/yr
30% less than the average Credit Manager Salary in India
View more details

Ujjivan Small Finance Bank Credit Manager Reviews and Ratings

based on 34 reviews

4.3/5

Rating in categories

4.0

Skill development

4.0

Work-Life balance

3.9

Salary & Benefits

4.4

Job Security

4.1

Company culture

4.0

Promotions/Appraisal

4.1

Work Satisfaction

Explore 34 Reviews and Ratings
Ujjivan Small Finance Bank Salaries in India
Cluster Manager
375 salaries
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₹4.5 L/yr - ₹11.5 L/yr

Credit Officer
358 salaries
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₹1.9 L/yr - ₹6 L/yr

Relationship Officer
345 salaries
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₹1.6 L/yr - ₹4.2 L/yr

Collection Officer
329 salaries
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₹0.8 L/yr - ₹4.5 L/yr

Branch Manager
310 salaries
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₹4.5 L/yr - ₹14.5 L/yr

Explore more salaries
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