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Ujjivan Small Finance Bank

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4.1

based on 5.2k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Credit Manager Interview Questions and Answers

Updated 22 Feb 2024

Ujjivan Small Finance Bank Credit Manager Interview Experiences

4 interviews found

Credit Manager Interview Questions & Answers

user image Rajiv Bisht

posted on 29 Sep 2022

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Experience Sallary negotiation Credit policies About ujjvan
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organisation
Banking and MFI is same and working together
Physical PD will be orten
Small ticket size are there 50k to 3 lac

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 7 Oct 2021

I applied via Walk-in and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Customer details
    • Add your answer
  • Q2. Customer business
    • View 1 more answer
  • Q3. Customer record
    • Add your answer
  • Q4. Customer occaption
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Computer knowledge

Credit Manager Interview Questions Asked at Other Companies

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Q1. If a client comes to take a loan & he haven't got any type of ... read more
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asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
View answers (26)
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
View answers (9)
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
View answers (13)
asked in ICICI Bank
Q5. What are the key skills of credit manager?
View answers (12)
View All

Credit Manager Interview Questions & Answers

user image Sudharsan S

posted on 21 Jul 2021

Interview Questionnaire 

2 Questions

  • Q1. Basic questions from credit
    • Add your answer
  • Q2. Simple one
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Great experience

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Describe your experience
    • Add your answer
  • Q2. Describe your current work profile
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Study your resume
Prepare Ratios and analytical skills

Ujjivan Small Finance Bank interview questions for designations

 Cluster Credit Manager

 (2)

 Area Credit Manager

 (2)

 Credit Officer

 (9)

 Credit Analyst

 (1)

 Credit Risk Manager

 (1)

 Senior Credit Officer

 (1)

 Credit Verification Officer

 (1)

 Credit Administrator

 (1)

Top trending discussions

View All
Interview Tips & Stories
1w
an operations executive
Job Market Seems to Be Opening Up Again!
I've been getting more interview calls recently, and after months of silence., it’s a relief! Things are looking better out there. Keep building your skills and applying, guys. Patience does pay off! For context: I have about 5 years of experience in the IT field, currently working as a security analyst (contract role) for the past 6 months. I've been applying for analyst roles at junior/mid-level positions open to hybrid and remote setups. Certifications I’ve done so far include CEH, CCNA, AWS Practitioner, and Splunk Essentials. What’s been your experience with job hunting lately? Let’s help each other out!
Got a question about Ujjivan Small Finance Bank?
Ask anonymously on communities.

Interview questions from similar companies

Credit Manager Interview Questions & Answers

ICICI Bank user image saikiran Thotapally

posted on 24 Jan 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Dec 2024.

Round 1 - Technical 

(2 Questions)

  • Q1. Do you know about CIBIL
    • Add your answer
  • Q2. What are the documents required for salaries persona
    • Add your answer

Credit Manager Interview Questions & Answers

Union Bank of India user image Sumit Kumar

posted on 10 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
    • Add your answer

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
    • Add your answer
  • Q2. Knowledge on ratios
    • Add your answer
  • Q3. Training skills
    • Add your answer
  • Q4. MS office knowledge required
    • Add your answer
  • Q5. Market knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required

Credit Manager Interview Questions & Answers

Bandhan Bank user image Anonymous

posted on 11 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

    • Answered by AI
    Add your answer
  • Q2. Ratios analysis , banking analaysis
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume

Credit Manager Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 20 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
    • Add your answer
  • Q2. FOIR ratio, LTV, DSCR
    • Add your answer
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
    • Add your answer
  • Q2. Accounting related
    • Add your answer

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 17 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
    • Add your answer
  • Q2. About Previous job
    • Add your answer
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

    • Answered by AI
    Add your answer
  • Q4. Policy polrocess related
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
More about working at Ujjivan Small Finance Bank
golden leaf award

#3 Best Large Banking Company - 2021

golden leaf award

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Manager interview?
Ujjivan Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are Resume Shortlist and HR.
How to prepare for Ujjivan Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Risk, Credit Risk Management, Auditing, Credit Analysis and Credit Control.
What are the top questions asked in Ujjivan Small Finance Bank Credit Manager interview?

Some of the top questions asked at the Ujjivan Small Finance Bank Credit Manager interview -

  1. Experience Sallary negotiation Credit policies About ujj...read more
  2. Customer busin...read more
  3. Customer deta...read more

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Ujjivan Small Finance Bank Interviews By Designations

Interview Questions for Popular Designations

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Ujjivan Small Finance Bank Credit Manager Salary
based on 131 salaries
₹2.7 L/yr - ₹10.6 L/yr
28% less than the average Credit Manager Salary in India
View more details

Ujjivan Small Finance Bank Credit Manager Reviews and Ratings

based on 35 reviews

4.3/5

Rating in categories

4.0

Skill development

4.1

Work-life balance

3.9

Salary

4.3

Job security

4.1

Company culture

3.8

Promotions

4.0

Work satisfaction

Explore 35 Reviews and Ratings
Ujjivan Small Finance Bank Salaries in India
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