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Ujjivan Small Finance Bank

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4.1

based on 5.5k Reviews

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Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Credit Officer Interview Questions and Answers for Freshers

Updated 30 Jan 2024

Ujjivan Small Finance Bank Credit Officer Interview Experiences for Freshers

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 30 Aug 2022

I applied via Campus Placement and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction to job profile and job role and mention yearly package
    • Add your answer

Interview Preparation Tips

Topics to prepare for Ujjivan Small Finance Bank Credit Officer interview:
  • Job profile
  • Salary
  • Job location
  • Banking
Interview preparation tips for other job seekers - Introduction job profile and job role first mention job location, salary and bonus

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Interview Tips & Stories
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mrstorm
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Wipro
90 days notice period
"Hi everyone, I have a 90-day notice period and actively seeking new job opportunities. However, I haven't received any interview calls yet due to this notice period. I would appreciate any advice on how to navigate this situation. Additionally, if I update my profile to indicate that I am serving my notice period (even though I’m not), how should I handle questions regarding this during interviews? Any guidance or referrals would be greatly appreciated.I am looking for opportunities in ad tech field now.Thank you!"
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 27 May 2021

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Share details of your previous job.
    • Add your answer
  • Q3. Why are you looking for a change?
    • Add your answer
  • Q4. What are your strengths and weaknesses?
    • Add your answer
  • Q5. Tell me about yourself.
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 23 Jul 2021

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 17 May 2021

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
    • Add your answer
  • Q2. Market knowledge
    • Add your answer
  • Q3. Behavior and body language
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

Credit Officer Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 29 Apr 2020

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
    • Add your answer
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

    • Answered by AI
    Add your answer
  • Q3. How u handle a customer and what question u asked from customer to help credit approval
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

Credit Officer Interview Questions & Answers

AU Small Finance Bank user image Anonymous

posted on 7 Feb 2022

I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer
Round 2 - Selected 

(1 Question)

  • Q1. About salary decisions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and join its a good company

Credit Officer Interview Questions & Answers

AU Small Finance Bank user image Anonymous

posted on 10 Jan 2025

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths and reasoning questions

Round 2 - HR 

(3 Questions)

  • Q1. Finance related questions
    • Add your answer
  • Q2. Cibil related questions
    • Add your answer
  • Q3. About family background
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.

Credit Officer Interview Questions & Answers

AU Small Finance Bank user image Anonymous

posted on 1 Jun 2021

I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. First impression with HR & Business Manager he check my body language family background etc its most important part your family background if you go there for interview than maintain your decorum simple s...
    • Add your answer
  • Q2. All company need hord working person so if you go in pvt sector mentally strong
    • Add your answer
  • Q3. If you go first time for interview and you selected in the company dont asked first for salary its go negative feedback
    • Add your answer
  • Q4. Check company policy work culture and customer service, its most important part in all companies, so dont rude with customer in any work presure
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice to all freshers and experience person first where you go for interview check details all about the company second decent look maintain (formal ) for interview, dont see your watch in interview time, need simple smile on your face ,not tell any thing else other than topics

Credit Officer Interview Questions & Answers

Jana Small Finance Bank user image Anonymous

posted on 31 Aug 2023

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is credit manager profile
  • Ans. 

    Credit manager profile involves assessing creditworthiness, managing credit risk, and ensuring timely repayment of loans.

    • Assessing creditworthiness of individuals or businesses

    • Managing credit risk by setting credit limits and terms

    • Ensuring timely repayment of loans through monitoring and follow-up

    • Analyzing financial statements and credit reports

    • Negotiating payment plans with delinquent borrowers

    • Answered by AI
    Add your answer
  • Q2. Credit question related to profile
    • Add your answer
More about working at Ujjivan Small Finance Bank
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#3 Best Large Banking Company - 2021

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Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Officer interview for freshers?
Ujjivan Small Finance Bank interview process for freshers usually has 1 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process for freshers are HR.
How to prepare for Ujjivan Small Finance Bank Credit Officer interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Credit Management, Financial Analysis, Underwriting, Banking and Business Analysis.
What are the top questions asked in Ujjivan Small Finance Bank Credit Officer interview for freshers?

Some of the top questions asked at the Ujjivan Small Finance Bank Credit Officer interview for freshers -

  1. Interview schedule d...read more
  2. Related all mortg...read more
  3. Because location iss...read more

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Ujjivan Small Finance Bank Credit Officer Salary
based on 358 salaries
₹1.9 L/yr - ₹6 L/yr
18% more than the average Credit Officer Salary in India
View more details

Ujjivan Small Finance Bank Credit Officer Reviews and Ratings

based on 209 reviews

4.1/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

3.7

Salary

4.2

Job security

4.2

Company culture

3.4

Promotions

3.8

Work satisfaction

Explore 209 Reviews and Ratings
Ujjivan Small Finance Bank Salaries in India
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₹1.9 L/yr - ₹6 L/yr

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