SBI Cards & Payment Services Trainer Interview Questions and Answers

A simple assessment with 50 Aptitude Questions and 2 Coding Questions of Easy difficulty.

Q1. Simple Interview with discussion on OOPS, Java, SQL, Previous Internship Roles and technical inclination in general. The level was easy if you have revised the topics, the questions were based on the basic...read more
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Q1. Discussion on resume and past experiences in internship, goals as a Graduate Engineer Trainee, why Sun Life, discussion on family and past achievements as well.
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Q1. Discussion on other offers in hand at the moment of giving the interview. Also a discussion on why Sun Life, growth opportunities as well as other regular HR questions such as were do you see yourself in 5...read more
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Networking infrastructure

Q1. Database ,SQL, networking
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Q2. Lan , wan ,man all networking
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Q3. How many layer?
Ans. 
The question is unclear and lacks context. It could be referring to layers in a specific context such as networking, software development, or material science.
• Ask for clarification on which specific field or context the question is referring to.

• Provide examples of layers in different contexts such as OSI model in networking, software architecture layers, or layers in materials like soil.

• Explain the importance of unders...read more
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Q1. What are derivatives
Ans. 
Derivatives are financial contracts that derive their value from an underlying asset or security.
• Derivatives can be used for hedging or speculation.

• Examples of derivatives include futures, options, and swaps.

• Derivatives can be traded on exchanges or over-the-counter.

• Derivatives can be complex and involve significant risk.

• Derivatives are widely used in finance and investment management.
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Q2. What are your views regarding Indian economy?
Ans. 
Indian economy is a developing economy with a huge potential for growth.
• India is the world's sixth-largest economy by nominal GDP and third-largest by purchasing power parity.

• The economy is driven by the service sector, followed by agriculture and manufacturing.

• India has a young and growing population, which can be a huge asset for the economy.

• The government has taken several initiatives like Make in India, Digital Ind...read more
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Q1. Types of Market? Types of Mutual fund? About Yourself? About company itself?
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Q2. Deep study of Mutual Fund
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Basic Quants, LR and Verbal test

Q1. Financial Ratios you know of
Ans. 
Financial ratios are tools used to analyze a company's financial health and performance.
• Liquidity ratios: measure a company's ability to meet short-term obligations

• Profitability ratios: measure a company's ability to generate profits

• Debt ratios: measure a company's leverage and ability to repay debt

• Activity ratios: measure a company's efficiency in managing assets

• Examples include current ratio, return on equity, debt-t
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Q2. How is discount rate decided
Ans. 
Discount rate is decided based on various factors such as inflation, risk, market conditions, and opportunity cost.
• Discount rate is the rate at which future cash flows are discounted to their present value.

• It is determined by considering the prevailing market interest rates, inflation rates, and the level of risk associated with the investment.

• The opportunity cost of investing in one project over another is also taken ...read more
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Q3. Investment portfolio you'll make if you had 50 Lakhs
Ans. 
I would invest in a diversified portfolio with a mix of stocks, bonds, and mutual funds.
• Allocate 50% to stocks, 30% to bonds, and 20% to mutual funds

• Invest in blue-chip stocks with a proven track record

• Choose bonds with a high credit rating and low risk

• Select mutual funds with a mix of equity and debt instruments

• Rebalance the portfolio periodically to maintain the desired asset allocation
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Q1. Introduce yourself about background and education
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Q2. About the current market
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Abstract topics are given to check how creative one can be or how can you see things differently.

Q1. 1.Tell me about yourself 2.Workex 3.Summer Internship 4.Scrum 5.Family background 6.Relationship with friends 7.Why MBA in pandemic 8.Life at MBA 9.any questions for us
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Q1. What are your salary expectations?
Ans. 
I am open to discussing salary based on the responsibilities and opportunities offered in the role.
• I believe that salary should be commensurate with the responsibilities and opportunities provided in the role.

• I am open to negotiation and would like to discuss the salary range for this position.

• I am more interested in the growth and learning opportunities that this role offers rather than just the salary.

• I am confident ...read more
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Q2. What is your family background?
Ans. 
My family background is diverse and includes members from various professions and cultural backgrounds.
• My father is a doctor and my mother is a teacher.

• I have two siblings, one is an engineer and the other is a lawyer.

• We come from a multicultural family, with relatives from different countries.

• My grandparents were entrepreneurs and owned a successful business.

• We value education and have a strong emphasis on personal gr
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Q3. Where do you see yourself in 5 years?
Ans. 
In 5 years, I see myself as a successful manager, leading a team and driving organizational growth.
• Leading a team of high-performing individuals

• Implementing strategic initiatives to drive growth

• Continuously learning and developing my leadership skills

• Building strong relationships with clients and stakeholders

• Contributing to the overall success of the organization
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Q4. Tell me about yourself.
Ans. 
I am a motivated and ambitious individual with a strong background in management and a passion for learning and growth.
• Bachelor's degree in Business Administration

• Experience in leadership roles during college

• Completed internships in various departments of a multinational company

• Strong problem-solving and decision-making skills

• Excellent communication and interpersonal skills

• Proven ability to work well in a team and lead...read more
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