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I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.
KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.
KYC is mandatory for financial institutions to comply with regulations.
It involves collecting and verifying personal information such as name, address, and identification documents.
KYC also includes assessing the risk of doing business with a customer.
The process can be done in-person or onlin...
The loan process involves several steps from application to disbursement.
The borrower submits a loan application with necessary documents.
The lender evaluates the borrower's creditworthiness and financial history.
The lender approves or denies the loan application.
If approved, the borrower signs a loan agreement and receives the funds.
The borrower repays the loan with interest over a set period of time.
I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.
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I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.
posted on 3 Jun 2024
I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.
posted on 7 Nov 2024
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
I have over 5 years of experience as a Credit Manager, specializing in risk assessment, credit analysis, and collections.
Managed credit risk by analyzing financial statements and credit reports
Developed and implemented credit policies to minimize bad debt
Negotiated payment terms with customers to ensure timely payments
Worked closely with sales team to evaluate creditworthiness of new customers
I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.
I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.
Nothing , easy only logical and communication
It was easy basic logical reasoning
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Proficient in financial analysis and risk assessment
Strong understanding of credit policies and procedures
Excellent communication and negotiation skills
Proven track record of reducing bad debt and improving cash flow
Documenting credit information is crucial for assessing risk and making informed decisions.
Maintain detailed records of customer credit applications, approvals, and payment history
Include relevant financial statements, credit reports, and references in the documentation
Regularly update and review credit files to ensure accuracy and compliance with policies
Document any communication or agreements regarding credit terms ...
posted on 26 Sep 2023
I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.
I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.
Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.
Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.
Analyzed financial statements, credit reports, and other relevant information to assess ...
I am currently earning a competitive salary based on my experience and qualifications.
My current CTC is in line with industry standards.
I have been receiving regular salary increments based on my performance.
I am satisfied with my current compensation package.
based on 22 reviews
Rating in categories
Branch Manager
376
salaries
| ₹1.9 L/yr - ₹8 L/yr |
Customer Manager
350
salaries
| ₹1.3 L/yr - ₹4 L/yr |
Credit Officer
191
salaries
| ₹1.5 L/yr - ₹3.6 L/yr |
Territory Manager
179
salaries
| ₹4.5 L/yr - ₹13.1 L/yr |
Credit Executive
147
salaries
| ₹1.4 L/yr - ₹3.5 L/yr |
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