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Mahindra Rural Housing Finance Credit Executive Interview Questions and Answers for Experienced

Updated 4 Mar 2022

Mahindra Rural Housing Finance Credit Executive Interview Experiences for Experienced

2 interviews found

I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is KYC ?
  • Ans. 

    KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.

    • KYC is mandatory for financial institutions to comply with regulations.

    • It involves collecting and verifying personal information such as name, address, and identification documents.

    • KYC also includes assessing the risk of doing business with a customer.

    • The process can be done in-person or onlin...

  • Answered by AI
  • Q2. Tell me about yourself
  • Q3. What is your experience
  • Q4. Telling me about loan process
  • Ans. 

    The loan process involves several steps from application to disbursement.

    • The borrower submits a loan application with necessary documents.

    • The lender evaluates the borrower's creditworthiness and financial history.

    • The lender approves or denies the loan application.

    • If approved, the borrower signs a loan agreement and receives the funds.

    • The borrower repays the loan with interest over a set period of time.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview time no any one language is compulsory.. If candidate not comfortable on any one language.

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Work experience and previous employer designation and work process

Interview Preparation Tips

Interview preparation tips for other job seekers - Just share and be confident with previous work process in interview

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Credit team interview 

(4 Questions)

  • Q1. Job duties and responsibility in previous company and overall experience in credit?
  • Q2. Education qualification?
  • Q3. Reason for looking new job?
  • Q4. Family details?
Round 2 - HR 

(3 Questions)

  • Q1. Previous employment and salary?
  • Q2. Education qualification?
  • Q3. Previous Net salary and expectation?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. About experience
  • Q2. About process in deep

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What's your work profile and CTS
  • Ans. 

    I have over 5 years of experience as a Credit Manager, specializing in risk assessment, credit analysis, and collections.

    • Managed credit risk by analyzing financial statements and credit reports

    • Developed and implemented credit policies to minimize bad debt

    • Negotiated payment terms with customers to ensure timely payments

    • Worked closely with sales team to evaluate creditworthiness of new customers

  • Answered by AI
  • Q2. Business Underwriting for Unsecured secured business loan and my current CTC **** and expected ****

Interview Preparation Tips

Interview preparation tips for other job seekers - Must be prepare for ratio and having knowledge about Financial like, balance sheet different between Manufacturing Co and trading Co. Etc
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - RM INTERVIEW 

(1 Question)

  • Q1. How can do the work with you channel
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

Nothing , easy only logical and communication

Round 2 - Aptitude Test 

It was easy basic logical reasoning

Round 3 - HR 

(2 Questions)

  • Q1. Introduction of yourself
  • Ans. 

    I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.

    • Over 5 years of experience in credit management

    • Proficient in financial analysis and risk assessment

    • Strong understanding of credit policies and procedures

    • Excellent communication and negotiation skills

    • Proven track record of reducing bad debt and improving cash flow

  • Answered by AI
  • Q2. Document in credit
  • Ans. 

    Documenting credit information is crucial for assessing risk and making informed decisions.

    • Maintain detailed records of customer credit applications, approvals, and payment history

    • Include relevant financial statements, credit reports, and references in the documentation

    • Regularly update and review credit files to ensure accuracy and compliance with policies

    • Document any communication or agreements regarding credit terms ...

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience details
  • Ans. 

    I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.

    • Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.

    • Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.

    • Analyzed financial statements, credit reports, and other relevant information to assess ...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Work experience details
  • Q2. Current CTC how much
  • Ans. 

    I am currently earning a competitive salary based on my experience and qualifications.

    • My current CTC is in line with industry standards.

    • I have been receiving regular salary increments based on my performance.

    • I am satisfied with my current compensation package.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very bad of my view very too much timings and holidays are not comfortable

Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Credit Executive interview for experienced candidates?
Mahindra Rural Housing Finance interview process for experienced candidates usually has 1 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process for experienced candidates are One-on-one Round.
How to prepare for Mahindra Rural Housing Finance Credit Executive interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Rural Housing Finance. The most common topics and skills that interviewers at Mahindra Rural Housing Finance expect are Disbursement and Valuation.
What are the top questions asked in Mahindra Rural Housing Finance Credit Executive interview for experienced candidates?

Some of the top questions asked at the Mahindra Rural Housing Finance Credit Executive interview for experienced candidates -

  1. Telling me about loan proce...read more
  2. What is KYC...read more

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based on 2 Mahindra Rural Housing Finance interviews
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Mahindra Rural Housing Finance Credit Executive Salary
based on 147 salaries
₹1.4 L/yr - ₹3.5 L/yr
At par with the average Credit Executive Salary in India
View more details

Mahindra Rural Housing Finance Credit Executive Reviews and Ratings

based on 22 reviews

4.0/5

Rating in categories

3.8

Skill development

4.1

Work-Life balance

3.2

Salary & Benefits

4.1

Job Security

4.0

Company culture

3.6

Promotions/Appraisal

3.6

Work Satisfaction

Explore 22 Reviews and Ratings
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