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Mahindra Rural Housing Finance Credit Executive Interview Questions and Answers

Updated 4 Mar 2022

Mahindra Rural Housing Finance Credit Executive Interview Experiences

2 interviews found

I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is KYC ?
  • Ans. 

    KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.

    • KYC is mandatory for financial institutions to comply with regulations.

    • It involves collecting and verifying personal information such as name, address, and identification documents.

    • KYC also includes assessing the risk of doing business with a customer.

    • The process can be done in-person or onlin...

  • Answered by AI
  • Q2. Tell me about yourself
  • Q3. What is your experience
  • Q4. Telling me about loan process
  • Ans. 

    The loan process involves several steps from application to disbursement.

    • The borrower submits a loan application with necessary documents.

    • The lender evaluates the borrower's creditworthiness and financial history.

    • The lender approves or denies the loan application.

    • If approved, the borrower signs a loan agreement and receives the funds.

    • The borrower repays the loan with interest over a set period of time.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview time no any one language is compulsory.. If candidate not comfortable on any one language.

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Work experience and previous employer designation and work process

Interview Preparation Tips

Interview preparation tips for other job seekers - Just share and be confident with previous work process in interview

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

  • Answered by AI
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

  • Answered by AI
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell About yourself
  • Q2. Tell about any topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proper and speak clearly
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Job Portal and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. When was microfinance established
  • Ans. 

    Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.

    • Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

    • The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

    • Microfinance institutions offer small loans, savings accounts, and ot...

  • Answered by AI
  • Q2. Muthoot MICROFIN CEO
  • Q3. The company was set up muthoot
  • Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - RM INTERVIEW 

(1 Question)

  • Q1. How can do the work with you channel

Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Credit Executive interview?
Mahindra Rural Housing Finance interview process usually has 1 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are One-on-one Round.
How to prepare for Mahindra Rural Housing Finance Credit Executive interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Rural Housing Finance. The most common topics and skills that interviewers at Mahindra Rural Housing Finance expect are Disbursement and Valuation.
What are the top questions asked in Mahindra Rural Housing Finance Credit Executive interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Credit Executive interview -

  1. Telling me about loan proce...read more
  2. What is KYC...read more

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based on 2 Mahindra Rural Housing Finance interviews
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Mahindra Rural Housing Finance Credit Executive Salary
based on 147 salaries
₹1.4 L/yr - ₹3.5 L/yr
At par with the average Credit Executive Salary in India
View more details

Mahindra Rural Housing Finance Credit Executive Reviews and Ratings

based on 23 reviews

4.2/5

Rating in categories

4.0

Skill development

3.9

Work-Life balance

3.0

Salary & Benefits

3.9

Job Security

4.2

Company culture

3.1

Promotions/Appraisal

3.4

Work Satisfaction

Explore 23 Reviews and Ratings
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