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Kotak Mahindra Bank Credit Underwriter Interview Questions and Answers

Updated 19 Jul 2024

2 interviews found

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Credit Underwriter Interview Questions

user image Anonymous

posted on 19 Oct 2023

Interview experience
4
Good
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Oct 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Behavioral Round (2 Questions)

  • Q1. What is ltv and what is residual incom
  • Q2. What is foir and inir

Credit Underwriter Interview Questions

user image Anonymous

posted on 19 Jul 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jul 2023.

2 Interview Rounds

1

Case Study Round

Case study related to job profile

2

Group Discussion Round

About previous experience, current job profile,work culture

Interview questions from similar companies

Credit Underwriter Interview Questions

Bandhan Bank user image Shwetank Saurabh

posted on 29 Nov 2023

Interview experience
5
Excellent
Difficulty level
Hard
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Nov 2022.

4 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Aptitude Test Round

Genral Knowledge about banking sector & Day to Day feeds.

3

Group Discussion Round

Topic will be on recent conflict like that time it was : Impact of Ukraine - Russia war on Indian Economy.

4

One-on-one Round (1 Question)

  • Q1. Situation base questions were there.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't fill yourself with bookish knowledge groom yourself will practical knowledge what should be done if this situation will occur? Think on this.... And the do gather knowledge related to topics & sector.
Interview experience
3
Average
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Aptitude Test Round

Aptitude Test contain basic math , English , psychometric test .

3

One-on-one Round (2 Questions)

  • Q1. FAMILY BACKGROUND, SITUATION BASED QUESTIONS.
  • Q2. Basic Account questions such as Golden rule and Financial Statements

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and basis account knowledge is required with some situation based questions.

Interview Questions

  • Q1. Normal banking system knowledge based on your experience Add Answer

I applied via Naukri.com and was interviewed before Feb 2021.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Flow of interview round: - Work experience mentioned on CV - Financial ratios, was given one case with relevant data to analyse as to which all ratios need to b...read more
3

HR Round (5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Why are you looking for a change?
  • Q4. Where do you see yourself in 5 years?
  • Q5. To be associated with bank and see myself as a team leader Reason for change: looking for greater work exposure and added responsibility inorder to grow profess...read more

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be confident
Be prepared on contents of resume
Learn on job profile before hand ( Check on LinkedIn for employees with similar role- their responsibilities, etc.)
Interview experience
5
Excellent
Difficulty level
Easy
Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024.

1 Interview Round

1

Technical Round (2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts
Interview experience
3
Average
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024.

1 Interview Round

1

One-on-one Round (4 Questions)

  • Q1. Self introduction
  • Q2. About Previous job
  • Q3. Job change reason
  • Q4. Policy polrocess related

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
Interview experience
5
Excellent
Difficulty level
-
Duration
-
Result
-

2 Interview Rounds

1

Aptitude Test Round

IBPS takes test moderate to high

2

One-on-one Round (2 Questions)

  • Q1. Assessment of working capital
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident

Credit Officer Interview Questions

Utkarsh Small Finance Bank user image SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024.

2 Interview Rounds

1

Aptitude Test Round

No duration some math and GK questions

2

One-on-one Round (2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Credit Underwriter interview?
Kotak Mahindra Bank interview process usually has 2 rounds. The most common rounds in the Kotak Mahindra Bank interview process are Resume Shortlist, Behavioral and Case Study.
How to prepare for Kotak Mahindra Bank Credit Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Credit Analysis, Credit Cards, Credit Underwriting and Underwriting.
What are the top questions asked in Kotak Mahindra Bank Credit Underwriter interview?

Some of the top questions asked at the Kotak Mahindra Bank Credit Underwriter interview -

  1. What is ltv and what is residual in...read more
  2. What is foir and i...read more

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People are getting interviews through

based on 2 Kotak Mahindra Bank interviews
Referral
50%
50% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Kotak Mahindra Bank Credit Underwriter Salary
based on 32 salaries
₹1.8 L/yr - ₹8.4 L/yr
16% less than the average Credit Underwriter Salary in India
View more details

Kotak Mahindra Bank Credit Underwriter Reviews and Ratings

based on 3 reviews

5.0/5

Rating in categories

4.4

Skill development

5.0

Work-Life balance

4.4

Salary & Benefits

5.0

Job Security

5.0

Company culture

4.4

Promotions/Appraisal

5.0

Work Satisfaction

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