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Axis Bank

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based on 24.2k Reviews

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Axis Bank Credit Underwriter Interview Questions and Answers for Experienced

Updated 8 Feb 2022

1 interview found

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Credit Underwriter Interview Questions

user image Anonymous

posted on 8 Feb 2022

I applied via Naukri.com and was interviewed before Feb 2021.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Flow of interview round: - Work experience mentioned on CV - Financial ratios, was given one case with relevant data to analyse as to which all ratios need to b...read more
3

HR Round (5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Why are you looking for a change?
  • Q4. Where do you see yourself in 5 years?
  • Q5. To be associated with bank and see myself as a team leader Reason for change: looking for greater work exposure and added responsibility inorder to grow profess...read more

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be confident
Be prepared on contents of resume
Learn on job profile before hand ( Check on LinkedIn for employees with similar role- their responsibilities, etc.)

Credit Underwriter Jobs at Axis Bank

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Interview questions from similar companies

Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Technical Round (2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
2

Technical Round (2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

Technical Round (1 Question)

  • Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Job Fair and was interviewed in Aug 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Role and responsibilities
  • Q2. Why leave job and RBI guidelines and what is family in microfinance Bank and

Interview Preparation Tips

Interview preparation tips for other job seekers - Hard working and good communication for customer
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via LinkedIn and was interviewed before Jun 2023.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. What is DSCR and ISCR
  • Q2. LTV ratio in LAP

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn the technical term in credit

Skills evaluated in this interview

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 4-6 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed in Apr 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Aptitude Test Round

Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category

3

One-on-one Round (2 Questions)

  • Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experienc...read more
  • Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organis...read more
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed before Apr 2023.

3 Interview Rounds

1

Aptitude Test Round

It's tough if you have not practiced well.

2

Group Discussion Round

Go through current affairs regularly

3

One-on-one Round (1 Question)

  • Q1. Introduce yourself. Why this job after acquiring this degree. General knowledge questions

I applied via Referral and was interviewed in Oct 2021.

3 Interview Rounds

Interview Questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Feel free they will ask you work related questions only

I applied via Company Website and was interviewed in Jun 2021.

1 Interview Round

Interview Questions

  • Q1. Tell us about yourself, CA Articleship, ratio based questions ( B/S ratios), Profile of Credit Manager View Answers (1)

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a fair idea of ratios, Profile etc. Different types of audit. Don't get too caught up in Financials of bank. Chill and good luck.

I applied via Naukri.com and was interviewed in Jul 2021.

1 Interview Round

Interview Questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold
Talkactive
Open heart to share the information
Speak honest

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Credit Underwriter interview for experienced candidates?
Axis Bank interview process for experienced candidates usually has 3 rounds. The most common rounds in the Axis Bank interview process for experienced candidates are Resume Shortlist, One-on-one Round and HR.
How to prepare for Axis Bank Credit Underwriter interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Axis Bank. The most common topics and skills that interviewers at Axis Bank expect are Credit Cards, Credit Underwriting, CRO, Cost Reduction and EMI.

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Axis Bank Credit Underwriter Salary
based on 53 salaries
₹2.6 L/yr - ₹7 L/yr
At par with the average Credit Underwriter Salary in India
View more details

Axis Bank Credit Underwriter Reviews and Ratings

based on 8 reviews

4.4/5

Rating in categories

4.4

Skill development

4.3

Work-Life balance

3.8

Salary & Benefits

4.6

Job Security

4.1

Company culture

4.1

Promotions/Appraisal

4.4

Work Satisfaction

Explore 8 Reviews and Ratings
Credit Analyst (credit underwriter)

Hyderabad / Secunderabad

2-7 Yrs

₹ 5-10 LPA

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