AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
Filter interviews by
Clear (1)
State Bank of India Credit Analyst Interview Questions and Answers
State Bank of India Credit Analyst Interview Experiences
2 interviews found
Anonymous
Selected
I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.
Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category
(2 Questions)
- Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experience and satisfactory answers to the questions a...
- Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organisation? Why you want to Join SBI?
- Ans.
Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.
Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.
Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.
Processing a Working Capital Loan ...
Selected
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. Golden rules of Accounting
- Ans.
Golden rules of Accounting are basic principles that guide the process of recording financial transactions.
There are three golden rules of accounting: Debit what comes in, Credit what goes out, Debit the receiver, Credit the giver, Debit all expenses and losses, Credit all incomes and gains.
These rules help maintain the balance sheet and ensure accurate financial reporting.
For example, when a company receives cash from...
Top trending discussions
Interview questions from similar companies
Selected
I applied via Company Website and was interviewed in May 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Tell me about your previous assigmenment
- Q2. Technical are raised
Interview Preparation Tips
harsh solanki
Selected
I applied via Newspaper Ad and was interviewed before Jan 2023. There was 1 interview round.
(6 Questions)
- Q1. What is the difference between Hypothecation and pledge?
- Ans.
Hypothecation is when an asset is pledged as collateral without transferring ownership, while pledge involves transferring ownership of an asset as collateral.
Hypothecation allows the borrower to retain possession and use of the asset.
In a pledge, the lender takes ownership of the asset until the debt is repaid.
Hypothecation is commonly used in loans for vehicles, where the lender holds the vehicle's registration paper...
- Q2. What did you work in your previous job in BSNL?
- Ans. Job profile of my work as Jr. account's Officer.
- Q3. Are you ready to work PAN India?
- Q4. Difference between INDAS and US GAAP?
- Ans.
INDAS and US GAAP are accounting standards used in different countries.
INDAS stands for Indian Accounting Standards, while US GAAP stands for Generally Accepted Accounting Principles used in the United States.
INDAS is based on International Financial Reporting Standards (IFRS), while US GAAP is based on a mixture of IFRS and local accounting principles.
INDAS is used by companies in India, while US GAAP is used by compa...
- Q5. Ratios use in Analysis?
- Ans.
Ratios are essential tools in financial analysis to assess a company's performance and financial health.
Ratios help evaluate a company's profitability, liquidity, solvency, and efficiency.
Common ratios include the current ratio, debt-to-equity ratio, return on equity, and gross profit margin.
These ratios provide insights into a company's ability to meet short-term obligations, manage debt, generate profits, and control...
- Q6. Hi!! Harsh How r you? Tell us about your self and past work done.
- Ans. I answered M Harsh From Gujarat Told my background that CA. College complete from HLCC Gujarat Worked at BSNL and discussed my work profile
Interview Preparation Tips
- Finance
- Accounts Finalisation
- Ratio Analysis
- Balance Sheet Finalisation
- Credit Analysis
- Due Diligence Review
- Cibil
- ASM
- Crilc
- Net worth
- IndAs
- CARO 2020
- General knowledge
- Latest news
Chill this is not first and last interview so Be yourself.
Be confident!!
Do not window dress anything..
What ever you know tell it !!
What ever you don't know, tell it "you don't know" - simple hai so don't complicate it ever.
I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Asked about career expectations
Interview Preparation Tips
Interview Preparation Tips
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.
Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.
Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.
Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.
Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What products would you process with Axis Bank .?
- Ans.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
- Q2. How do you deal with your customers.?
- Q3. Wht are the details of Business you would collect.?
- Ans.
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
Interview Preparation Tips
I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basel regulatory
- Q2. Implementation knowledge
Interview Preparation Tips
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Aug 2020. There were 4 interview rounds.
Interview Questionnaire
6 Questions
- Q1. SQL JOINS
- Q2. Python Packages
- Ans.
Python packages are pre-written code libraries that can be imported and used in Python programs.
Packages contain modules, which contain functions and classes
Packages can be installed using pip or conda
Popular packages include NumPy, Pandas, and Matplotlib
- Q3. Python Projects mentioned in the resume
- Q4. Basic HR questions
- Q5. Puzzles
- Q6. Basics about loans default in banking
Interview Preparation Tips
Revise SQL, SAS, and Python if you are targeting a role in the business intelligence unit of axis bank
State Bank of India Interview FAQs
Recently Viewed
CAMPUS PLACEMENT
SSG Pareek College, Jaipur
JOBS
Unilog Content Solutions ( P)
No Jobs
INTERVIEWS
Tata Motors
No Interviews
SALARIES
J. Kumar Infraprojects
JOBS
Atos
No Jobs
SALARIES
DXC Technology
REVIEWS
Kalpataru Projects International
No Reviews
REVIEWS
Kalpataru Projects International
No Reviews
REVIEWS
Kalpataru Projects International
No Reviews
REVIEWS
Kalpataru Projects International
No Reviews
Tell us how to improve this page.
State Bank of India Interviews By Designations
- State Bank of India Probationary Officer Interview Questions
- State Bank of India Assistant Manager Interview Questions
- State Bank of India Banking Officer Interview Questions
- State Bank of India Account Assistant Interview Questions
- State Bank of India Branch Relationship Executive Interview Questions
- State Bank of India Chief Manager Interview Questions
- State Bank of India Relationship Manager Interview Questions
- State Bank of India Branch Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Assistant Credit Manager Interview Questions
- Show more
State Bank of India Credit Analyst Interview Process
based on 2 interviews
Interview experience
Credit Analyst Interview Questions from Similar Companies
Fast track your campus placements
State Bank of India Credit Analyst Reviews and Ratings
based on 22 reviews
Rating in categories
|
Deputy Manager
570
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Manager
520
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Assistant Manager
509
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Chief Manager
362
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Branch Manager
289
salaries
| ₹0 L/yr - ₹0 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
Punjab National Bank
- Home >
- Interviews >
- State Bank of India Interview Questions >
- State Bank of India Credit Analyst Interview Questions
