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Utkarsh Small Finance Bank

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3.8

based on 3.2k Reviews

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Utkarsh Small Finance Bank Credit Officer Interview Questions and Answers for Freshers

Updated 22 May 2024

Utkarsh Small Finance Bank Credit Officer Interview Experiences for Freshers

5 interviews found

Credit Officer Interview Questions & Answers

user image SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
    • Add your answer
  • Q2. No other Question just description by Regional Head
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 30 May 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Mobaile software
    • Add your answer
Round 3 - Group Discussion 

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

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Credit Officer Interview Questions & Answers

user image Anonymous

posted on 27 Dec 2022

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

GK, GS,Math, reasoning, economy

Round 3 - HR 

(2 Questions)

  • Q1. What do you work this time.
    • Add your answer
  • Q2. Please explain the bank and bank functions
  • Ans. 

    A bank is a financial institution that accepts deposits from the public and creates credit. Its functions include providing loans, accepting deposits, and facilitating transactions.

    • Banks accept deposits from customers and pay interest on them

    • They provide loans to individuals and businesses

    • Banks facilitate transactions such as wire transfers, bill payments, and ATM withdrawals

    • They offer various financial services such a...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Credit Officer interview:
  • Tell about
  • Yourself
Interview preparation tips for other job seekers - All is good don't panic free minded exam qualification

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 26 Feb 2022

I applied via Walk-in

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. They just ask some calculation related questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Visit HR office at patna , they will take a written exam , if u get pass in this they will interview and finally if u succeed u will get the job .

Utkarsh Small Finance Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Manager

 (6)

 Area Credit Manager

 (1)

 Collection Officer

 (3)

 Banking Officer

 (1)

 Customer Service Officer

 (14)

 Casa Sales Officer

 (1)

 Senior Relationship Officer

 (1)

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 15 Feb 2021

Interview Questionnaire 

2 Questions

  • Q1. Written test
    • Add your answer
  • Q2. Math, resoning, general awernes, english
    • Add your answer

Top trending discussions

View All
Human Resources
11h
a system engineer
Why so many recruiters are bad at their jobs?
It happens to me a lot. I get an email from a recruiter with just the job title and description. I replied, "Thanks, can you tell me the company name and salary?" Most of the time they tell me. But sometimes, they say things like, "It's a company in banking." I ask again, "Which company? And how much will they pay?" Why is it so hard for them to give me this simple information? And their follow-up is terrible. They don't even remember our conversation. It's ridiculous.
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Equitas Small Finance Bank user image Anonymous

posted on 19 Jan 2018

I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now current job profile.I have give satisfy answer...
    • Add your answer
  • Q2. I am asking about what is the job profile of the company , how study new file.
    • Add your answer
  • Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .
    • Add your answer
  • Q4. What is the timing daily work.
    • Add your answer

Interview Preparation Tips

Round: Resume Shortlist
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.

General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.

Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week

Credit Officer Interview Questions & Answers

Cholamandalam Investment & Finance user image Anonymous

posted on 11 Oct 2020

I applied via Walk-in and was interviewed in Apr 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. I m asking credit related questions
    • Add your answer
  • Q2. Pls explain credit related all work?
  • Ans. 

    Credit related work involves assessing creditworthiness, setting credit limits, monitoring payments, and managing collections.

    • Assessing creditworthiness of potential borrowers

    • Setting credit limits based on risk assessment

    • Monitoring payments and ensuring timely repayments

    • Managing collections and minimizing bad debt

    • Analyzing financial statements and credit reports

    • Negotiating loan terms and conditions

    • Developing and implem

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep answering proper credit ops related

Credit Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 8 Apr 2021

I applied via Walk-in and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About Credit and types of Loan. About previous work experience. Personal information, about UJJIVAN.
    • View 2 more answers

Interview Preparation Tips

Interview preparation tips for other job seekers - Be true to your words. And confident with believe in yourself. Interview begins with personal details after that lots of question about past work experience. Lastly it was about current Job profile, how your previous experience will help to grow in current job.

Credit Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 25 Dec 2020

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Related all mortgage
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Credit Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 30 Aug 2022

I applied via Campus Placement and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction to job profile and job role and mention yearly package
    • Add your answer

Interview Preparation Tips

Topics to prepare for Ujjivan Small Finance Bank Credit Officer interview:
  • Job profile
  • Salary
  • Job location
  • Banking
Interview preparation tips for other job seekers - Introduction job profile and job role first mention job location, salary and bonus
More about working at Utkarsh Small Finance Bank
golden leaf award

#3 Best Mid-Sized Banking Company - 2021

golden leaf award

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Credit Officer interview for freshers?
Utkarsh Small Finance Bank interview process for freshers usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process for freshers are Resume Shortlist, One-on-one Round and Aptitude Test.
How to prepare for Utkarsh Small Finance Bank Credit Officer interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, NBFC, Sales, Credit Operations and liabilities.
What are the top questions asked in Utkarsh Small Finance Bank Credit Officer interview for freshers?

Some of the top questions asked at the Utkarsh Small Finance Bank Credit Officer interview for freshers -

  1. Please explain the bank and bank functi...read more
  2. No other Question just description by Regional H...read more
  3. Apne bare m btao, Famile ke baare m btao in hin...read more

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Utkarsh Small Finance Bank Interviews By Designations

Interview Questions for Popular Designations

Utkarsh Small Finance Bank Credit Officer Interview Process for Freshers

based on 3 interviews

1 Interview rounds

  • Resume Shortlist Round
View more

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Utkarsh Small Finance Bank Credit Officer Salary
based on 240 salaries
₹1.4 L/yr - ₹4.1 L/yr
28% less than the average Credit Officer Salary in India
View more details

Utkarsh Small Finance Bank Credit Officer Reviews and Ratings

based on 168 reviews

3.9/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.8

Salary

3.8

Job security

3.7

Company culture

3.5

Promotions

3.6

Work satisfaction

Explore 168 Reviews and Ratings
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