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Utkarsh Small Finance Bank

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3.8

based on 3.3k Reviews

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Utkarsh Small Finance Bank Credit Officer Interview Questions and Answers for Freshers

Updated 22 May 2024

Utkarsh Small Finance Bank Credit Officer Interview Experiences for Freshers

5 interviews found

Credit Officer Interview Questions & Answers

user image SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
    • Add your answer
  • Q2. No other Question just description by Regional Head
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 30 May 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Mobaile software
    • Add your answer
Round 3 - Group Discussion 

GLG Format of interview

Interview Preparation Tips

Interview preparation tips for other job seekers - My tips is better Hoby

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Q2. How to manage portfolio at risk?
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asked in Utkarsh Small Finance Bank
Q3. Please explain the bank and bank functions
View answer (1)
asked in IIFL SAMASTA
Q4. What is your experience in MFI?
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Q5. What are the social corporate responsibilities?
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Credit Officer Interview Questions & Answers

user image Anonymous

posted on 27 Dec 2022

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

GK, GS,Math, reasoning, economy

Round 3 - HR 

(2 Questions)

  • Q1. What do you work this time.
    • Add your answer
  • Q2. Please explain the bank and bank functions
  • Ans. 

    A bank is a financial institution that accepts deposits from the public and creates credit. Its functions include providing loans, accepting deposits, and facilitating transactions.

    • Banks accept deposits from customers and pay interest on them

    • They provide loans to individuals and businesses

    • Banks facilitate transactions such as wire transfers, bill payments, and ATM withdrawals

    • They offer various financial services such a...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Credit Officer interview:
  • Tell about
  • Yourself
Interview preparation tips for other job seekers - All is good don't panic free minded exam qualification

What people are saying about Utkarsh Small Finance Bank

View All
a hr executive generalist
2d
Looking for a Job Change
Hi, I've 2 years 2 months of experience in End to End Recruitment in a Bank working on a third party payroll sue to which I'm too much underpaid. I'm looking for growth and want to switch my job. Currently working in Navi-Mumbai and prefer to work in Navi-Mumbai or Kalyan-Dombivli. Also, if there's some good opportunity I'm okay to relocate in any state. Looking forward to get some referrals here. My salary expectations is 5 LPA
Got a question about Utkarsh Small Finance Bank?
Ask anonymously on communities.

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 26 Feb 2022

I applied via Walk-in

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. They just ask some calculation related questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Visit HR office at patna , they will take a written exam , if u get pass in this they will interview and finally if u succeed u will get the job .

Utkarsh Small Finance Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Manager

 (6)

 Credit Analyst

 (1)

 Area Credit Manager

 (1)

 Collection Officer

 (4)

 Banking Officer

 (1)

 Customer Service Officer

 (16)

 Casa Sales Officer

 (2)

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 15 Feb 2021

Interview Questionnaire 

2 Questions

  • Q1. Written test
    • Add your answer
  • Q2. Math, resoning, general awernes, english
    • Add your answer

Interview questions from similar companies

Credit Officer Interview Questions & Answers

Ujjivan Small Finance Bank user image Anonymous

posted on 16 Nov 2020

I applied via Walk-in and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Interview schedule date
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical bone but was manorly a stress test.It lasted for about 1 hour 10 minutes.The interviewer wanted to test both my knowledge and communication skills.

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 27 May 2021

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Share details of your previous job.
    • Add your answer
  • Q3. Why are you looking for a change?
    • Add your answer
  • Q4. What are your strengths and weaknesses?
    • Add your answer
  • Q5. Tell me about yourself.
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 23 Jul 2021

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Credit Officer Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 17 May 2021

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
    • Add your answer
  • Q2. Market knowledge
    • Add your answer
  • Q3. Behavior and body language
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language
More about working at Utkarsh Small Finance Bank
golden leaf award

#3 Best Mid-Sized Banking Company - 2021

golden leaf award

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Credit Officer interview for freshers?
Utkarsh Small Finance Bank interview process for freshers usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process for freshers are Resume Shortlist, One-on-one Round and Aptitude Test.
How to prepare for Utkarsh Small Finance Bank Credit Officer interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Fresher Instrumentation, Microfinance, Banking, Bulk Hiring and Field Sales.
What are the top questions asked in Utkarsh Small Finance Bank Credit Officer interview for freshers?

Some of the top questions asked at the Utkarsh Small Finance Bank Credit Officer interview for freshers -

  1. Please explain the bank and bank functi...read more
  2. No other Question just description by Regional H...read more
  3. Apne bare m btao, Famile ke baare m btao in hin...read more

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Utkarsh Small Finance Bank Interviews By Designations

Interview Questions for Popular Designations

Utkarsh Small Finance Bank Credit Officer Interview Process for Freshers

based on 3 interviews

1 Interview rounds

  • Resume Shortlist Round
View more

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Utkarsh Small Finance Bank Credit Officer Salary
based on 238 salaries
₹1.5 L/yr - ₹4.1 L/yr
29% less than the average Credit Officer Salary in India
View more details

Utkarsh Small Finance Bank Credit Officer Reviews and Ratings

based on 170 reviews

3.9/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.8

Salary

3.8

Job security

3.7

Company culture

3.6

Promotions

3.6

Work satisfaction

Explore 170 Reviews and Ratings
Credit Officer Jobs at Utkarsh Small Finance Bank
Credit Officer

Purba Champaran,

Muzaffarpur

+1

0-5 Yrs

₹ 1.25-3.5 LPA

Credit Officer

Jabalpur

0-5 Yrs

₹ 0.6-2.25 LPA

Credit Officer

Kanpur

1-3 Yrs

Not Disclosed

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Utkarsh Small Finance Bank Salaries in India
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