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BNP Paribas Credit Officer Interview Questions and Answers

Updated 27 Mar 2023

BNP Paribas Credit Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Ratios to identify a healthy company
  • Ans. 

    Healthy companies have high liquidity, profitability, and solvency ratios.

    • Liquidity ratios measure a company's ability to meet short-term obligations. Examples include current ratio and quick ratio.

    • Profitability ratios measure a company's ability to generate profits. Examples include return on assets and return on equity.

    • Solvency ratios measure a company's ability to meet long-term obligations. Examples include debt-to...

  • Answered by AI
  • Q2. Is better to take loan or raise equity for a manufacturing company
  • Ans. 

    It depends on the company's financial situation and goals.

    • If the company has a strong credit history and cash flow, a loan may be a better option as it allows the company to maintain ownership and control.

    • If the company is in a growth phase and needs more capital, raising equity may be a better option as it brings in new investors and can provide more flexibility in terms of repayment.

    • Ultimately, the decision should be...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It was a good experience, learned credit appraisal cycle

Interview questions from similar companies

I applied via Walk-in and was interviewed in Apr 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. I m asking credit related questions
  • Q2. Pls explain credit related all work?
  • Ans. 

    Credit related work involves assessing creditworthiness, setting credit limits, monitoring payments, and managing collections.

    • Assessing creditworthiness of potential borrowers

    • Setting credit limits based on risk assessment

    • Monitoring payments and ensuring timely repayments

    • Managing collections and minimizing bad debt

    • Analyzing financial statements and credit reports

    • Negotiating loan terms and conditions

    • Developing and implem

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep answering proper credit ops related
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Company Website and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. DATA ENTRY GOOD KNOWLEDGE & EXPERT IN EXCEL
  • Q2. CURRENTLY WORKING IN OPERATION
  • Ans. 

    Yes, I am currently working in operations.

    • I am currently responsible for overseeing daily operations within the organization.

    • I ensure smooth functioning of processes and procedures to meet business objectives.

    • I collaborate with various departments to streamline operations and improve efficiency.

    • I analyze data and metrics to identify areas for improvement and implement solutions.

    • I have experience in managing operational

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Need growth in career
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. After telephonic verification they will send on board link
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Have you worked with Excel?
  • Ans. 

    Yes, I have extensive experience working with Excel.

    • Proficient in creating and managing spreadsheets

    • Skilled in using formulas and functions

    • Experience with data analysis and reporting

    • Familiar with creating charts and graphs

    • Have used Excel for financial modeling and forecasting

  • Answered by AI
  • Q2. What is your opinion on the case?
  • Ans. 

    I believe the case requires further analysis and investigation before forming an opinion.

    • The case seems complex and may involve multiple factors that need to be considered.

    • It is important to gather more information and data to make an informed decision.

    • Consulting with other experts or colleagues could provide valuable insights.

    • Considering different perspectives and potential outcomes is crucial in this situation.

  • Answered by AI
  • Q3. Have you considered a reevaluation of the case?
  • Ans. 

    Yes, I have considered a reevaluation of the case to ensure accuracy and fairness.

    • Yes, I have reviewed the case thoroughly to identify any potential errors or discrepancies.

    • I have consulted with colleagues or supervisors to gain different perspectives on the case.

    • I have taken into account any new information or developments that may impact the decision.

    • I have double-checked all calculations and data to ensure accuracy.

    • ...

  • Answered by AI

I applied via Recruitment Consulltant and was interviewed before Feb 2021. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Profile based /process related
Round 3 - One-on-one 

(1 Question)

  • Q1. Profile based/Process related
Round 4 - HR 

(4 Questions)

  • Q1. What are your salary expectations?
  • Q2. Why should we hire you?
  • Q3. Why are you looking for a change?
  • Q4. Compensation negotiation

Interview Preparation Tips

Interview preparation tips for other job seekers - Sodexo/insurance/transport are on top of ctc

I applied via Naukri.com and was interviewed before Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. 1. Explain SCD Type 2 Implementation in Informatica
  • Ans. 

    SCD Type 2 is a technique used to track historical changes in data over time in a data warehouse.

    • SCD Type 2 maintains a separate row for each change in data, with a start and end date.

    • It requires a surrogate key to uniquely identify each row.

    • Informatica provides a built-in SCD Type 2 transformation to implement this technique.

    • Example: tracking changes in customer addresses over time.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Kindly focus on basic BI terminologies, common to trivial scenarios and introductory information on latest trending tools and technologies.

Skills evaluated in this interview

I applied via Referral and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Round 1: Basic python question, generators, decorators, args, kwargs, list comprehensions, oops, MRO, yield function, sorting, string operation, tuple vs list, set vs dictionary.
  • Q2. Round 2: Data Structures, Set implementations, list, reversal of a linked list, find power set.
  • Q3. Round 3: Project round, scope of improvements in existing project structure, performance testing, Scaling(horizontal vs vertical).
  • Q4. HR Round

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep calm. Few rounds may go lengthy. Work on Data Structures. Keep basics clear. Have a smiling face.

I applied via Campus Placement and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. My Strong area , technical questions about my specialisation, some accounting questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Answer logically and question to your interviewer in case of any query.

I applied via Campus Placement and was interviewed before Jan 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Most of the questions were centred around Derivatives and Fixed Income Securities

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a sound knowledge in Financial and Economics oriented topics.

BNP Paribas Interview FAQs

How many rounds are there in BNP Paribas Credit Officer interview?
BNP Paribas interview process usually has 2 rounds. The most common rounds in the BNP Paribas interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in BNP Paribas Credit Officer interview?

Some of the top questions asked at the BNP Paribas Credit Officer interview -

  1. Is better to take loan or raise equity for a manufacturing comp...read more
  2. Ratios to identify a healthy comp...read more

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BNP Paribas Credit Officer Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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