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based on 38.8k Reviews

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HDFC Bank Credit Underwriter Interview Questions and Answers

Updated 7 Apr 2023

HDFC Bank Credit Underwriter Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Aptitude Test contain basic math , English , psychometric test .

Round 3 - One-on-one 

(2 Questions)

  • Q1. FAMILY BACKGROUND, SITUATION BASED QUESTIONS.
  • Q2. Basic Account questions such as Golden rule and Financial Statements

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and basis account knowledge is required with some situation based questions.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Nov 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Genral Knowledge about banking sector & Day to Day feeds.

Round 3 - Group Discussion 

Topic will be on recent conflict like that time it was : Impact of Ukraine - Russia war on Indian Economy.

Round 4 - One-on-one 

(1 Question)

  • Q1. Situation base questions were there.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't fill yourself with bookish knowledge groom yourself will practical knowledge what should be done if this situation will occur? Think on this.... And the do gather knowledge related to topics & sector.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Case Study 

Case study related to job profile

Round 2 - Group Discussion 

About previous experience, current job profile,work culture

Interview Questionnaire 

1 Question

  • Q1. Normal banking system knowledge based on your experience

I applied via Naukri.com and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Flow of interview round: - Work experience mentioned on CV - Financial ratios, was given one case with relevant data to analyse as to which all ratios need to be looked at, their formulas and how we need t...
  • Ans. Detailed knowledge on key formulas of financial ratios is important
  • Answered Anonymously
Round 3 - HR 

(5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Why are you looking for a change?
  • Q4. Where do you see yourself in 5 years?
  • Q5. To be associated with bank and see myself as a team leader Reason for change: looking for greater work exposure and added responsibility inorder to grow professionally

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be confident
Be prepared on contents of resume
Learn on job profile before hand ( Check on LinkedIn for employees with similar role- their responsibilities, etc.)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you provide some information about yourself?
  • Q2. What is your experience related to this field?l
  • Q3. Your achievements
Round 2 - Aptitude Test 

Reasoning, logical, and mathematical skills.

Round 3 - HR 

(1 Question)

  • Q1. What is your current salary, and how would you like to discuss it?

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining IDFC due to its poor work culture.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Underwriter interview?
HDFC Bank interview process usually has 3 rounds. The most common rounds in the HDFC Bank interview process are Resume Shortlist, Aptitude Test and One-on-one Round.
How to prepare for HDFC Bank Credit Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit Underwriting, Credit, Deviation, Documentation and Implementation.

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HDFC Bank Credit Underwriter Interview Process

based on 1 interview

Interview experience

3
  
Average
View more

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HDFC Bank Credit Underwriter Salary
based on 144 salaries
₹2 L/yr - ₹11 L/yr
40% more than the average Credit Underwriter Salary in India
View more details

HDFC Bank Credit Underwriter Reviews and Ratings

based on 13 reviews

2.9/5

Rating in categories

2.6

Skill development

2.0

Work-life balance

2.3

Salary

3.4

Job security

2.1

Company culture

2.0

Promotions

2.0

Work satisfaction

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