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Kotak Mahindra Bank Credit Card Sales Executive Interview Questions and Answers
Kotak Mahindra Bank Credit Card Sales Executive Interview Experiences
3 interviews found
I applied via Walk-in and was interviewed in Mar 2023. There were 2 interview rounds.
(3 Questions)
- Q1. Any experience in other job
- Q2. Credit card means what
- Ans.
Credit card is a financial tool that allows individuals to make purchases on credit and borrow money from a bank or financial institution.
Credit card is a form of payment that allows users to make purchases without using cash.
It is a plastic card issued by a bank or financial institution that enables the cardholder to borrow funds to make purchases.
Credit cards come with a predetermined credit limit, which is the maxim...
- Q3. Who giving to credit card
- Ans. Only for above 60000 salry person 60age below , person only giving credit card
Interview Preparation Tips
- Credit Cards
- Sales
- Project Management
I applied via Walk-in and was interviewed in Mar 2023. There were 2 interview rounds.
(4 Questions)
- Q1. Any experience in bank
- Q2. Credit card means what
- Ans.
Credit card is a financial tool that allows individuals to make purchases on credit and borrow money from a bank or financial institution.
Credit card is a form of payment that allows users to make purchases without using cash.
It is a plastic card issued by a bank or financial institution to its customers.
Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.
Users can make purchases...
- Q3. Who give to credit card
- Ans. Which person are above 70000 give to credit card age limit 50 only give to credit card
- Q4. DC means what full form
- Ans.
DC stands for Direct Current.
DC is a type of electric current that flows in one direction.
It is commonly used in batteries, electronic devices, and power transmission.
DC is the opposite of AC (Alternating Current), which changes direction periodically.
Examples of DC-powered devices include smartphones, laptops, and electric vehicles.
Interview Preparation Tips
- Credit card
- Sales
- Calling
- Sales Executive Activities
Arthi Raj
I was interviewed before Oct 2021.
(3 Questions)
- Q1. General questions about your self
- Q2. General questions what about yours family
- Q3. Only one round not final round 🤣
(1 Question)
- Q1. What's about yours self
Interview Preparation Tips
What people are saying about Kotak Mahindra Bank
Interview questions from similar companies
Selected
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Screening,Hr round then technical
- Q2. 1.tell me what is not in your cv? 2.what is credit card and work pressure?
- Ans.
I have not mentioned my experience in handling difficult customers in my CV. Credit cards involve high work pressure.
My experience in handling difficult customers has not been mentioned in my CV.
Credit cards involve high work pressure due to targets and deadlines.
The job requires constant communication with customers and meeting sales targets.
Handling customer complaints and resolving issues is a crucial part of the jo...
Credit Card Sales Executive Interview Questions & Answers
ICICI Bank
Anonymous
posted on 29 Oct 2022
I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What is the benefit of credit card?
- Ans.
Credit cards offer convenience, financial flexibility, rewards, and protection against fraud.
Convenience: Credit cards allow you to make purchases without carrying cash or writing checks.
Financial flexibility: Credit cards provide a line of credit that can be used for unexpected expenses or emergencies.
Rewards: Many credit cards offer rewards programs, such as cashback, travel points, or discounts on purchases.
Protecti...
- Q2. What is the difference between credit card and debit cards
- Ans.
Credit cards allow users to borrow money up to a certain limit, while debit cards allow users to spend money directly from their bank account.
Credit cards provide a line of credit that allows users to borrow money from the card issuer.
Debit cards are linked directly to the user's bank account and allow them to spend money they already have.
Credit cards charge interest on the borrowed amount, while debit cards do not.
Cr...
- Q3. Debit card is only used account balances.The credit card is use ful for financial aid any time at the same your account is insufficient balances
Interview Preparation Tips
- Credit limits
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Selected
I was interviewed in Jul 2024.
(3 Questions)
- Q1. Can you provide some information about yourself?
- Q2. What is your experience related to this field?l
- Q3. Your achievements
Reasoning, logical, and mathematical skills.
(1 Question)
- Q1. What is your current salary, and how would you like to discuss it?
Interview Preparation Tips
Selected
(2 Questions)
- Q1. How do you fund a applicant
- Ans.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
- Q2. Ratios analysis , banking analaysis
Interview Preparation Tips
akshay nagdeve
Selected
I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.
Verbal and novarbal questions
(2 Questions)
- Q1. About your self?
- Q2. Tell about your previous experience?
Interview Preparation Tips
- Previous experience
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Kotak Mahindra Bank Credit Card Sales Executive Interview Process
based on 2 interviews
1 Interview rounds
- Resume Shortlist Round
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Kotak Mahindra Bank Credit Card Sales Executive Reviews and Ratings
based on 7 reviews
Rating in categories
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12.7k
salaries
|  ₹1.1 L/yr - ₹5 L/yr |
|
Deputy Manager
11.3k
salaries
| ₹1.6 L/yr - ₹8.5 L/yr |
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Manager
5.4k
salaries
| ₹4 L/yr - ₹12 L/yr |
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Senior Manager
3.5k
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