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Kotak Mahindra Bank Credit Analyst Interview Questions and Answers
Kotak Mahindra Bank Credit Analyst Interview Experiences
2 interviews found
Yashika Garg
(1 Question)
- Q1. Tell me about yourself
- Ans.
I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.
I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.
I am proficient in financial modeling and have a strong understanding of credit risk management.
I have a track record of making sound credit decisions and improving credit processes.
I am skilled in analyzing financial statements, asse...
Mehak Mattoo
I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Sales of the customers I was dealing with and their installed capacity
- Ans.
I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.
I would request sales data from the customers to understand their revenue generation.
I would also gather information on their installed capacity to assess their production capabilities.
This data would help me determine their creditworthiness and ability to repay loans.
For example, if a customer has high sales...
- Q2. How many proposals do I make in a month
Interview Preparation Tips
Interview questions from similar companies
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Selected
(1 Question)
- Q1. Related to fiancials
(1 Question)
- Q1. Basic ques to hr
Jana Anand
(1 Question)
- Q1. Tell me about your school and college exposure
- Ans. This is to check our communication skill
(1 Question)
- Q1. How does a bank analyse the creditworthiness of a company
- Ans.
Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.
Evaluate financial statements to assess profitability, liquidity, and leverage ratios
Review credit history and payment patterns to determine past credit behavior
Analyze industry trends and economic conditions to assess the company's competitive position
Assess the management team's ...
Interview Preparation Tips
Akansha Dave
(2 Questions)
- Q1. Tell me about your self
- Q2. About ratio analysis
Darshan Tomar
Selected
I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.
(1 Question)
- Q1. Introduction and qualifications
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.
Very basic aptitude test post selection.
(1 Question)
- Q1. Previous working experiences
Interview Preparation Tips
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.
Selected
I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. Questions regarding articleship experience mentioned in resume
Credit Analyst Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 6 Sep 2021
I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Related to my last experience and skills about new things related to the dept
Interview Preparation Tips
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Kotak Mahindra Bank Credit Analyst Interview Process
based on 2 interviews
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Kotak Mahindra Bank Credit Analyst Reviews and Ratings
based on 36 reviews
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