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Kotak Mahindra Bank Credit Analyst Interview Questions and Answers

Updated 17 Oct 2024

Kotak Mahindra Bank Credit Analyst Interview Experiences

2 interviews found

Credit Analyst Interview Questions & Answers

user image Yashika Garg

posted on 17 Oct 2024

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.

    • I am proficient in financial modeling and have a strong understanding of credit risk management.

    • I have a track record of making sound credit decisions and improving credit processes.

    • I am skilled in analyzing financial statements, asse...

  • Answered by AI

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I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Sales of the customers I was dealing with and their installed capacity
  • Ans. 

    I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.

    • I would request sales data from the customers to understand their revenue generation.

    • I would also gather information on their installed capacity to assess their production capabilities.

    • This data would help me determine their creditworthiness and ability to repay loans.

    • For example, if a customer has high sales...

  • Answered by AI
  • Q2. How many proposals do I make in a month

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about your existing clients in detail

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I appeared for an interview before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Take me through your cv
Round 3 - Aptitude Test 

You can just prepare well and be confident and you will get selected

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy process keep up the attitude and do well in the one to one round you will get selected

Interview Questionnaire 

1 Question

  • Q1. Work related questions
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Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Credit Analyst interview?
Kotak Mahindra Bank interview process usually has 1 rounds. The most common rounds in the Kotak Mahindra Bank interview process are HR.
How to prepare for Kotak Mahindra Bank Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Credit Appraisal, Credit Analysis, Credit Underwriting, Presentation Skills and Written Communication.

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Kotak Mahindra Bank Credit Analyst Interview Process

based on 2 interviews

Interview experience

4
  
Good
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Saint-Gobain

We thank our employees for rating us 4/5 on AmbitionBox

Kotak Mahindra Bank Credit Analyst Salary
based on 242 salaries
₹5.9 L/yr - ₹16.2 L/yr
11% more than the average Credit Analyst Salary in India
View more details

Kotak Mahindra Bank Credit Analyst Reviews and Ratings

based on 36 reviews

3.8/5

Rating in categories

3.6

Skill development

3.5

Work-life balance

3.4

Salary

4.1

Job security

3.5

Company culture

2.8

Promotions

3.5

Work satisfaction

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