Federal Bank Credit Analyst Interview Questions and Answers

Python packages are pre-written code libraries that can be imported and used in Python programs.

• Packages contain modules, which contain functions and classes

• Packages can be installed using pip or conda

• Popular packages include NumPy, Pandas, and Matplotlib

I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.

• I would request sales data from the customers to understand their revenue generation.

• I would also gather information on their installed capacity to assess their production capabilities.

• This data would help me determine their creditworthiness and ability to repay loans.

• For example, if a customer has high sales...read more

Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.

• Loans such as personal loans, home loans, and car loans

• Credit cards with various rewards and benefits

• Savings accounts with competitive interest rates

• Investment options such as mutual funds and fixed deposits

As a Credit Analyst, I would collect details about the business to assess its creditworthiness.

• Business financial statements (income statement, balance sheet, cash flow statement)

• Credit history and payment behavior

• Industry trends and market conditions

• Management team and their experience

• Collateral and assets

• Legal and regulatory compliance

• Customer base and revenue streams