Ujjivan Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.
Top trending discussions
I appeared for an interview before Dec 2020.
I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.
You can just prepare well and be confident and you will get selected
DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.
DSCR is calculated by dividing a company's net operating income by its total debt service.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.
Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.
For example, ...
Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.
Current Ratio = Current Assets / Current Liabilities
A higher current ratio indicates a better ability to pay off short-term debts
A lower current ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be
I applied via Referral and was interviewed before Apr 2021. There was 1 interview round.
I have extensive experience as a Credit Manager, overseeing credit operations and managing risk.
Managed a team of credit analysts and implemented credit policies and procedures.
Evaluated creditworthiness of customers and set credit limits.
Monitored and analyzed credit trends and identified potential risks.
Implemented strategies to minimize bad debt and improve collections.
Negotiated payment terms with customers and res...
posted on 16 Sep 2020
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.
based on 4 reviews
Rating in categories
Credit Officer
358
salaries
| ₹1.9 L/yr - ₹6 L/yr |
Loan Officer
354
salaries
| ₹1.7 L/yr - ₹4.3 L/yr |
Relationship Officer
339
salaries
| ₹1.6 L/yr - ₹4.5 L/yr |
Sales Officer
317
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Branch Manager
311
salaries
| ₹4.4 L/yr - ₹14.5 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank