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Morgese Loan discussion
I applied via Referral and was interviewed in Apr 2022. There were 2 interview rounds.
L.A.P Loan is a loan against property where the borrower pledges their property as collateral.
L.A.P Loan is a secured loan where the borrower pledges their property as collateral
The loan amount is usually a percentage of the property's market value
The interest rates are lower compared to unsecured loans
To find needy customers, we can target individuals who own properties and are in need of funds for business or persona
Mel Loan is not a commonly known term. It is possible that the interviewer meant something else.
Mel Loan is not a term used in the financial industry or banking sector.
It is possible that the interviewer meant to ask about a different loan product or service.
Without further context or information, it is difficult to provide a more specific answer.
Documents required for secured loan
Proof of identity (Aadhaar card, PAN card, passport, etc.)
Proof of address (electricity bill, telephone bill, etc.)
Proof of income (salary slips, income tax returns, etc.)
Property documents (title deed, sale deed, etc.)
Valuation report of the property
Loan application form
Passport size photographs
What people are saying about IIFL SAMASTA
I applied via Referral and was interviewed before Oct 2021. There was 1 interview round.
IIFL SAMASTA interview questions for designations
I applied via Company Website and was interviewed before May 2019. There were 3 interview rounds.
Money is collected from lenders through various methods such as direct debit, wire transfer, or check.
Direct debit is a common method where the lender authorizes the borrower to withdraw funds from their account on a regular basis.
Wire transfer is another option where the lender can transfer funds directly to the borrower's account.
Checks can also be used, but may take longer to process and clear.
It's important to esta...
I follow up with lenders through regular communication and by providing timely updates on loan applications.
Regularly communicate with lenders to keep them updated on loan applications
Provide timely updates on loan applications to lenders
Respond promptly to any inquiries or requests from lenders
Maintain a professional and courteous relationship with lenders
Ensure all necessary documentation is provided to lenders in a
Funding a customer involves assessing their creditworthiness and providing them with financial resources to meet their needs.
Assess the customer's creditworthiness through credit checks and financial analysis
Determine the appropriate funding option based on the customer's needs and financial situation
Provide the customer with the necessary financial resources, such as loans or credit lines
Monitor the customer's repayme...
Customer's funding intention can be judged by analyzing their financial history, business plan, and credit score.
Analyze customer's financial history to see if they have a good track record of repaying loans
Evaluate the customer's business plan to see if it is feasible and has potential for growth
Check the customer's credit score to determine their creditworthiness
Assess the customer's debt-to-income ratio to see if th...
I applied via Referral and was interviewed before Oct 2020. There were 3 interview rounds.
I applied via Company Website and was interviewed before Mar 2020. There was 1 interview round.
I applied via Walk-in and was interviewed in May 2019. There were 3 interview rounds.
I applied via Recruitment Consulltant and was interviewed before Mar 2021. There was 1 interview round.
I applied via Referral and was interviewed in Oct 2020. There was 1 interview round.
I have 5 years of experience in retail management, including 2 years as an Assistant Manager.
Managed a team of 10 employees and ensured smooth operations
Implemented new sales strategies that increased revenue by 15%
Trained and mentored new hires to improve their performance
Handled customer complaints and resolved issues effectively
Collaborated with the Store Manager to create and execute business plans
based on 2 interviews
Interview experience
based on 43 reviews
Rating in categories
Branch Manager
186
salaries
| ₹2 L/yr - ₹7 L/yr |
Assistant Manager
168
salaries
| ₹2.5 L/yr - ₹6.8 L/yr |
Branch Credit Manager
160
salaries
| ₹1.6 L/yr - ₹4.2 L/yr |
Credit Manager
122
salaries
| ₹0.9 L/yr - ₹6.8 L/yr |
Relationship Manager
104
salaries
| ₹2 L/yr - ₹4.5 L/yr |
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