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IIFL SAMASTA

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3.8

based on 1.3k Reviews

Video summary

Filter interviews by

IIFL SAMASTA Credit Manager Interview Questions and Answers

Updated 12 May 2025

IIFL SAMASTA Credit Manager Interview Experiences

5 interviews found

Credit Manager Interview Questions & Answers

Anonymous

posted on 12 May 2025

Interview experience

Average

Difficulty level

Process Duration

Result

Q1. Job details and work experience

Add your answer

Q2. Personal details

Add your answer

Q3. Company details

Add your answer

Q4. Product details

Add your answer

Q5. Collection details and par

Add your answer

Credit Manager Interview Questions & Answers

Anonymous

posted on 6 May 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via LinkedIn and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

View all tips

Round 2 - One-on-one

(1 Question)

Q1. What you know about iifl Samasta

Ans.

IIFL Samasta is a digital platform that provides financial services to small businesses and individuals.

IIFL Samasta offers loans, insurance, and investment products.
It uses technology to provide quick and hassle-free services.
It has a wide network of partners and agents to reach out to customers in remote areas.
It aims to empower small businesses and individuals by providing them with access to financial services.
It h...

Answered by AI

View 1 more answer

Round 3 - HR

(1 Question)

Q1. What is your current organisation

Ans.

I am currently working at XYZ Corporation.

XYZ Corporation is a multinational company with operations in various industries.
As a Credit Manager, my role involves managing the creditworthiness of clients and ensuring timely payments.
I work closely with the sales team to evaluate potential clients and set credit limits.
I also monitor accounts receivable and work with clients to resolve any payment issues.
Overall, my goal ...

Answered by AI

Add your answer

Credit Manager Interview Questions & Answers

Anonymous

posted on 26 Jun 2022

I applied via Referral and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - HR

(3 Questions)

Q1. Reason for leaving last job ?

Ans. I want progress in my profession and timing issue

Answered Anonymously

Add your answer

Q2. How much salary do you expect ?

Add your answer

Q3. 20 to 30% increments to last salary.

Add your answer

Interview Preparation Tips

Topics to prepare for IIFL SAMASTA Credit Manager interview:

MS Office

Interview preparation tips for other job seekers - maintain you are dignity.punctuality but without extra pay no overtime fight for right if stand our position but positive way and peacefully because competition too hard and all are educated so already understood.

Credit Manager Interview Questions & Answers

Anonymous

posted on 9 Nov 2021

Interview Questionnaire

2 Questions

Q1. How many years experience in credi field

Ans.

I have 8 years of experience in the credit field.

I have worked in the credit field for 8 years.
During my career, I have gained extensive experience in credit management.
I have successfully managed credit portfolios for various companies.
I am well-versed in credit analysis, risk assessment, and collections.
I have a proven track record of reducing bad debt and improving cash flow.
I am familiar with credit policies, proce...

Answered by AI

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Q2. 4 years in this field

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Clear ly speak

What people are saying about IIFL SAMASTA

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maddymax

works at

IIFL SAMASTA

APPRAISAL

Hi, I need your suggestions on this. As usual, our company’s appraisal cycle started a bit late. Despite consistently working hard, taking on new responsibilities, and delivering efficiently, many of us haven’t received any appraisal or promotion. On the other hand, those with minimal productivity seem to have been rewarded with promotions. Before the appraisal cycle began, we had discussed salary corrections, and the promotion, General Manager had responded positively. However, now I’ve been given the lowest rating, which is quite disappointing. What should I do in this situation?

Got a question about IIFL SAMASTA?

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Credit Manager Interview Questions & Answers

Anonymous

posted on 14 Jul 2021

Interview Questionnaire

1 Question

Q1. How to underwriting case to case, and how to the read cibil, and high marked, Experian Equifax Reports, and credit process, and type of business margin, then asked pd process, and credit appraisal process,...

Ans.

Underwriting process involves analyzing credit reports, business margins, and calculating creditworthiness.

Underwriting involves analyzing credit reports from CIBIL, Experian, and Equifax
Assessing the type of business and its margins is important in determining creditworthiness
Credit appraisal process involves evaluating the borrower's financial history and ability to repay
Calculations such as CFA are used to determine...

Answered by AI

View 1 more answer

Interview questions from similar companies

Credit Manager Interview Questions & Answers

HDB Financial Services

Anonymous

posted on 8 Apr 2022

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - HR

(1 Question)

Q1. Tell me about yourself.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head

Credit Manager Interview Questions & Answers

HDB Financial Services

Anonymous

posted on 29 Dec 2021

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire

3 Questions

Q1. What is finance Company

View 1 more answer

Q2. What is your work in this company

Add your answer

Q3. To whom will you give loan on what terms?

View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .

Are these interview questions helpful?

Credit Manager Interview Questions & Answers

SMFG India Credit

Anonymous

posted on 2 Feb 2022

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - Technical

(2 Questions)

Q1. Basic policy test of underwriting and brief introduction of self at starting

Add your answer

Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.

Add your answer

Round 3 - HR

(3 Questions)

Q1. What are your salary expectations?

Ans.

I expect a competitive salary that reflects my experience and the industry standards for a Credit Manager role.

Research industry standards: For example, the average salary for a Credit Manager in my region is around $80,000 to $100,000.
Consider my experience: With over 5 years in credit management, I believe a salary in the upper range is justified.
Include benefits: I value a comprehensive benefits package, including h...

Answered by AI

Add your answer

Q2. What is your family background?

Add your answer

Q3. Share details of your previous job.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing as such.
No problem if reporting Manager finaalizes you.

Credit Manager Interview Questions & Answers

Piramal Capital Housing Finance

Pravin Kolaki

posted on 11 Dec 2021

I applied via Recruitment Consultant and was interviewed in Jun 2021. There were 4 interview rounds.

Interview Questionnaire

1 Question

Q1. Previous experience detailed explanation and nature of current work

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - It’s been wonderful experience to exhibit myself

Credit Manager Interview Questions & Answers

Bajaj Finance

Anonymous

posted on 7 Dec 2021

I applied via Referral and was interviewed in Nov 2021. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Ratio Analysis

Ans. Effects on financial ratio after addition of capital

Answered Anonymously

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confident & self assessment with knowledge

IIFL SAMASTA Interview FAQs

How many rounds are there in IIFL SAMASTA Credit Manager interview?

IIFL SAMASTA interview process usually has 2-3 rounds. The most common rounds in the IIFL SAMASTA interview process are Resume Shortlist, HR and One-on-one Round.

How to prepare for IIFL SAMASTA Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IIFL SAMASTA. The most common topics and skills that interviewers at IIFL SAMASTA expect are Credit Analysis, Credit Appraisal, Credit Assessment, Credit Management and Credit Underwriting.

What are the top questions asked in IIFL SAMASTA Credit Manager interview?

Some of the top questions asked at the IIFL SAMASTA Credit Manager interview -

How to underwriting case to case, and how to the read cibil, and high marked, E...read more
What you know about iifl Sama...read more
Job details and work experie...read more

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IIFL SAMASTA Interviews By Designations

Interview Questions for Popular Designations

4.3/5

based on 3 interview experiences

Difficulty level

Moderate 100%

Duration

Less than 2 weeks 100%

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View all

IIFL SAMASTA Credit Manager Salary

based on 127 salaries

₹2.5 L/yr - ₹6.8 L/yr

46% less than the average Credit Manager Salary in India

View more details

IIFL SAMASTA Salaries in India

Branch Credit Manager 205 salaries	₹1.6 L/yr - ₹4.2 L/yr
Branch Manager 192 salaries	₹2.2 L/yr - ₹6.5 L/yr
Assistant Manager 163 salaries	₹2.5 L/yr - ₹7.3 L/yr
Credit Manager 127 salaries	₹2.5 L/yr - ₹6.8 L/yr
Relationship Manager 123 salaries	₹2 L/yr - ₹4.5 L/yr