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IIFL SAMASTA Credit Manager Interview Questions and Answers

Updated 6 May 2023

IIFL SAMASTA Credit Manager Interview Experiences

4 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What you know about iifl Samasta
  • Ans. 

    IIFL Samasta is a digital platform that provides financial services to small businesses and individuals.

    • IIFL Samasta offers loans, insurance, and investment products.

    • It uses technology to provide quick and hassle-free services.

    • It has a wide network of partners and agents to reach out to customers in remote areas.

    • It aims to empower small businesses and individuals by providing them with access to financial services.

    • It h...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. What is your current organisation
  • Ans. 

    I am currently working at XYZ Corporation.

    • XYZ Corporation is a multinational company with operations in various industries.

    • As a Credit Manager, my role involves managing the creditworthiness of clients and ensuring timely payments.

    • I work closely with the sales team to evaluate potential clients and set credit limits.

    • I also monitor accounts receivable and work with clients to resolve any payment issues.

    • Overall, my goal ...

  • Answered by AI

I applied via Referral and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Reason for leaving last job ?
  • Ans. I want progress in my profession and timing issue
  • Answered Anonymously
  • Q2. How much salary do you expect ?
  • Q3. 20 to 30% increments to last salary.

Interview Preparation Tips

Topics to prepare for IIFL SAMASTA Credit Manager interview:
  • MS Office
Interview preparation tips for other job seekers - maintain you are dignity.punctuality but without extra pay no overtime fight for right if stand our position but positive way and peacefully because competition too hard and all are educated so already understood.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

Interview Questionnaire 

2 Questions

  • Q1. How many years experience in credi field
  • Ans. 

    I have 8 years of experience in the credit field.

    • I have worked in the credit field for 8 years.

    • During my career, I have gained extensive experience in credit management.

    • I have successfully managed credit portfolios for various companies.

    • I am well-versed in credit analysis, risk assessment, and collections.

    • I have a proven track record of reducing bad debt and improving cash flow.

    • I am familiar with credit policies, proce...

  • Answered by AI
  • Q2. 4 years in this field

Interview Preparation Tips

Interview preparation tips for other job seekers - Clear ly speak

Interview Questionnaire 

1 Question

  • Q1. How to underwriting case to case, and how to the read cibil, and high marked, Experian Equifax Reports, and credit process, and type of business margin, then asked pd process, and credit appraisal process,...
  • Ans. 

    Underwriting process involves analyzing credit reports, business margins, and calculating creditworthiness.

    • Underwriting involves analyzing credit reports from CIBIL, Experian, and Equifax

    • Assessing the type of business and its margins is important in determining creditworthiness

    • Credit appraisal process involves evaluating the borrower's financial history and ability to repay

    • Calculations such as CFA are used to determine...

  • Answered by AI

IIFL SAMASTA interview questions for designations

 Branch Credit Manager

 (10)

 Cluster Credit Manager

 (1)

 Credit Officer

 (2)

 Territory Credit Manager

 (1)

 Branch Manager

 (7)

 Relationship Manager

 (4)

 Assistant Branch Manager

 (2)

 Cluster Manager

 (1)

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Naukri.com and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience you have
  • Q2. Package

Interview Preparation Tips

Interview preparation tips for other job seekers - Can join if you don't care about appraisal
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Policy ,FOIR ,LTV CAM
  • Q2. Underwriting legal and technical
  • Q3. Pd,tele pd case appraisal
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
  • Q2. Sir this work from home
  • Q3. Payment is hand sir
  • Q4. Sir how to my work
  • Q5. Sir good company this very nice
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Financials statement amalysis
  • Q2. Previous experience ....................................
  • Q3. All all all all all
  • Q4. Ok ok ok ok ok
  • Q5. Not not not not not

Interview Preparation Tips

Interview preparation tips for other job seekers - best company good hr policy good manager best package 5 day week

I applied via Approached by Company and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Background, customer handling quality, working experiences and current market scenario and knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear and specific and do not show over of yourself.

IIFL SAMASTA Interview FAQs

How many rounds are there in IIFL SAMASTA Credit Manager interview?
IIFL SAMASTA interview process usually has 2-3 rounds. The most common rounds in the IIFL SAMASTA interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for IIFL SAMASTA Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IIFL SAMASTA. The most common topics and skills that interviewers at IIFL SAMASTA expect are Credit Analysis, Credit Appraisal, Credit Assessment, Credit Management and Credit Underwriting.
What are the top questions asked in IIFL SAMASTA Credit Manager interview?

Some of the top questions asked at the IIFL SAMASTA Credit Manager interview -

  1. How to underwriting case to case, and how to the read cibil, and high marked, E...read more
  2. What you know about iifl Sama...read more
  3. 20 to 30% increments to last sala...read more

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IIFL SAMASTA Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more
IIFL SAMASTA Credit Manager Salary
based on 118 salaries
₹0.9 L/yr - ₹6.8 L/yr
45% less than the average Credit Manager Salary in India
View more details

IIFL SAMASTA Credit Manager Reviews and Ratings

based on 28 reviews

3.9/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.8

Salary

3.7

Job security

3.5

Company culture

3.8

Promotions

3.6

Work satisfaction

Explore 28 Reviews and Ratings
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