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based on 37.1k Reviews

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ICICI Bank Senior Relationship Manager Interview Questions and Answers

Updated 10 Jan 2025

ICICI Bank Senior Relationship Manager Interview Experiences

7 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
-

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(8 Questions)

  • Q1. Questions on Professional experience
  • Q2. How you will process a working capital loan and what are various methods.
  • Ans. 

    Working capital loan processing involves assessing the borrower's financials and determining the appropriate loan amount and repayment terms.

    • Assess the borrower's financials, including cash flow, revenue, and expenses

    • Determine the appropriate loan amount and repayment terms based on the borrower's financials and creditworthiness

    • Consider various methods of working capital financing, such as lines of credit, invoice fina...

  • Answered by AI
  • Q3. Definitions of DER, DSCR, and other financial ratios and it's importance.
  • Ans. 

    DER, DSCR, and other financial ratios are important for assessing a company's financial health.

    • DER (Debt-to-Equity Ratio) measures a company's leverage and indicates how much debt is used to finance assets.

    • DSCR (Debt Service Coverage Ratio) measures a company's ability to pay its debt obligations and indicates the amount of cash flow available to cover debt payments.

    • Other financial ratios like Current Ratio, Quick Rati...

  • Answered by AI
  • Q4. What are the Risk mitigation factors in credit appraisal.
  • Ans. 

    Risk mitigation factors in credit appraisal

    • Assessing creditworthiness of borrower

    • Collateral evaluation

    • Credit history check

    • Industry and market analysis

    • Financial analysis of borrower

    • Loan structuring and covenants

    • Regular monitoring and review

  • Answered by AI
  • Q5. Why you are choosing ICICI Bank, any specific reason
  • Q6. Why you are leaving from your current organisation and what are reasons
  • Q7. How you are assuming the future in ICICI
  • Q8. Why should I consider you?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepare about your academic qualification s , achievements and experiences. Share your achievements.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. How is your work experience relevant?
  • Q2. Are you ok with doing only sales ?
  • Q3. Self Introduction ?
  • Q4. Are you ok to travel with in the city ?
Round 2 - One-on-one 

(2 Questions)

  • Q1. How is your work experience relevant for this job profile
  • Q2. Are you ok doing sales ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't join here if you are the only family member who earns money.

Senior Relationship Manager Interview Questions Asked at Other Companies

Q1. Difference between Participating product &non participating p ... read more
Q2. What would be your perspective about the portfolio of a client if ... read more
Q3. How to sell a pen? What makes you fit for this job? What is the s ... read more
Q4. Do u handling DSA & Connector
Q5. Best way to protect your holding with fear of falling price
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. About our knowledge on bankin and bank

Interview Preparation Tips

Interview preparation tips for other job seekers - High level of pressure.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Balance sheet management
  • Q2. Ratio analysis, general banking questions were asked
Round 2 - HR 

(1 Question)

  • Q1. What was the last drawn salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Be well prepared and open minded

ICICI Bank interview questions for designations

 Relationship Manager

 (288)

 Senior Relationship Officer

 (2)

 Asset Relationship Manager

 (2)

 Key Relationship Manager

 (1)

 Relationship Manager Preferred Banking

 (1)

 Deputy Relationship Manager

 (2)

 Branch Relationship Manager

 (9)

 NRI Relationship Manager

 (5)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Normal questions on business development
  • Q2. Relocation preference

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and upfront. Dont fake anything in resume.

I applied via Naukri.com and was interviewed in Mar 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Awereness of the location, product knowledge and finally movement of NCR during Covid scenario.
  • Q2. Previous work experience of delhi location. Known of products and many of employees are regularly working in this s Covid scenario. So tha I moved here.

Interview Preparation Tips

Interview preparation tips for other job seekers - Sufficient knowledge of job profile and agree to movable for job location any where.

I applied via Company Website and was interviewed before Nov 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Introduction of Candidates
  • Q2. Description of Current Work
  • Q3. Achievements of work
  • Q4. Family Background and Details

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy ...Basic Banking Knowledge and Sales Acumen is checked

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on Experience
  • Q2. No of proposal procees

Interview Preparation Tips

Interview preparation tips for other job seekers - Recruitment for MSME Relationship Manager. Kindly prepare the below.

1. Ratio Analysis ( Current Ratio, Debt to Equity Ratio, DSCR , Interest Coverage Ratio, Tangible network, Networth )
2. Through Knowledge on Working capital, Supply chain Finance , Bank Guarantee, Letter of Credit )
3. Balance sheet and profit and loss statement analysis. Question will be asked on this.
4. CIBIL ( Commercial and individual)
5. Equitable Mortgage and Loan Against property details.
6. No of case and portfolio Handling.
7. Channel Partner Knowledge of local Area.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

78% of employees would recommend working at IDFC first bank to a friend and 81% have a positive outlook for the business.

Round 3 - One-on-one 

(1 Question)

  • Q1. Why do you want to join IDFC?
  • Ans. If you want to join a team that is passionate and able beyond the sum of individual capabilities you are at the right place.
  • Answered Anonymously
Round 4 - HR 

(1 Question)

  • Q1. What are your career goals
  • Ans. Career goals are targets.things, positive situations related to your professional life that you have set your mind on achieving.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep your resume updated.
Tidy up your social media.
Be your self.
Practice self care.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Digital round 

(2 Questions)

  • Q1. Tell me about your current profile
  • Q2. What are your targets and achievements

Interview Preparation Tips

Interview preparation tips for other job seekers - Be clear about your role and explain you are perfect for the role but planning for growth and want to explore new opportunities

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Senior Relationship Manager interview?
ICICI Bank interview process usually has 1-2 rounds. The most common rounds in the ICICI Bank interview process are One-on-one Round, Resume Shortlist and Technical.
How to prepare for ICICI Bank Senior Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Bank. The most common topics and skills that interviewers at ICICI Bank expect are Corporate Banking, Wholesale banking, Balance Sheet, Banking and Commercial Banking.
What are the top questions asked in ICICI Bank Senior Relationship Manager interview?

Some of the top questions asked at the ICICI Bank Senior Relationship Manager interview -

  1. How you will process a working capital loan and what are various metho...read more
  2. Definitions of DER, DSCR, and other financial ratios and it's importan...read more
  3. What are the Risk mitigation factors in credit apprais...read more

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ICICI Bank Senior Relationship Manager Interview Process

based on 3 interviews in last 1 year

Interview experience

3.3
  
Average
ICICI Bank Senior Relationship Manager Salary
based on 510 salaries
₹12.4 L/yr - ₹31 L/yr
224% more than the average Senior Relationship Manager Salary in India
View more details

ICICI Bank Senior Relationship Manager Reviews and Ratings

based on 90 reviews

4.1/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.6

Salary

4.2

Job security

3.6

Company culture

3.6

Promotions

3.5

Work satisfaction

Explore 90 Reviews and Ratings
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