ICICI Bank Assistant Manager Interview Questions, Process, and Tips

Q1. Tell me about your graduation
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Q2. Tell me about the banking .
Ans. 
Banking refers to the business of accepting deposits and lending money.
• Banks offer various types of accounts such as savings, current, and fixed deposits.

• They provide loans for personal, business, and other purposes.

• Banks also offer services like credit cards, debit cards, and online banking.

• They play a crucial role in the economy by facilitating transactions and providing financial stability.

• Examples of banks include ...read more
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Q3. Did you have job experience
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Q4. Why this job required
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Q5. Tell me about yourself
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Group discussion was for 1 minutes for each candidate on the mostly current topics

Q1. Introduction about yourself and about your family
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Q2. What your about ICICI and why you want to join with us
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Q3. What is cross-sell in banking term
Ans. 
Cross-selling is the practice of offering customers additional products or services that complement their existing purchases.
• It involves identifying customer needs and suggesting relevant products or services

• Examples include offering a credit card to a savings account holder or a home insurance policy to a mortgage customer

• Cross-selling can increase revenue and customer loyalty when done effectively
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Q4. Are you ready to relocate anywhere in India
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Q5. What are the products of bank
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Banks offer a range of products including savings accounts, loans, credit cards, insurance, and investment options.
• Savings accounts

• Loans (personal, home, car, etc.)

• Credit cards

• Insurance (life, health, home, etc.)

• Investment options (mutual funds, stocks, bonds, etc.)
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Q1. Why Banking Industry
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I am drawn to the banking industry due to its dynamic nature, opportunities for growth, and the chance to work with diverse clients.
• Opportunities for career growth and advancement

• Dynamic and fast-paced environment

• Working with diverse clients and industries

• Opportunity to make a positive impact on individuals and businesses

• Interest in financial markets and economic trends
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Q2. What is ULIP Plan
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ULIP stands for Unit Linked Insurance Plan, a type of insurance product that combines investment and insurance in a single plan.
• ULIPs offer both insurance coverage and investment options

• Policyholders can choose where to invest their premiums, such as in stocks, bonds, or mutual funds

• Returns on ULIPs are linked to the performance of the chosen investments

• ULIPs provide flexibility to switch between different funds based ...read more
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