HDFC Bank Interview Questions, Process, and Tips

Q1. Experience and qualifications
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Q2. Roles and responsibilities
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Q1. Negotiable percentage
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Q2. Banking details
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Q1. Why should be hire you
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Q2. What is RTGS and NEFT
Ans. 
RTGS and NEFT are electronic payment systems used for transferring funds between banks in India.
• RTGS stands for Real Time Gross Settlement and is used for high-value transactions with immediate transfer of funds.

• NEFT stands for National Electronic Funds Transfer and is used for transferring funds in batches with settlement in hourly intervals.

• RTGS has no minimum or maximum limit for fund transfer, while NEFT has a maxi...read more
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Q3. What is the reason behind you leave your last job.
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Q4. Explain what is NEFT
Ans. 
NEFT stands for National Electronic Funds Transfer, a system that enables electronic transfer of funds from one bank to another.
• NEFT is a nationwide payment system facilitating one-to-one funds transfer.

• It operates on a deferred net settlement basis, which means transactions are processed in batches.

• NEFT transactions are settled in hourly batches with multiple settlements taking place during the day.

• There is no minimum...read more
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Q1. What is the process off collection .
Ans. 
The process of collection involves contacting individuals or businesses to recover outstanding debts or payments.
• Contacting debtors via phone calls, emails, or letters to remind them of their outstanding payments

• Negotiating payment plans or settlements with debtors to recover the owed amount

• Recording all communication and payment agreements for documentation purposes

• Escalating collection efforts by involving legal acti...read more
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Tell me about your self.

Q1. What do you mean Team DRR.
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Q1. What is ur current ctc and ratings
Ans. 
My current CTC is $80,000 per year and I have consistently received top ratings in my performance reviews.
• Current CTC is $80,000 per year

• Consistently received top ratings in performance reviews
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Q2. About ur self and families
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Q1. Tell me about your self
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Q2. What about life insurance
Ans. 
Life insurance provides financial protection for your loved ones in case of your death.
• Life insurance pays out a lump sum to beneficiaries upon the policyholder's death

• It can help cover funeral expenses, pay off debts, and provide financial security for dependents

• There are different types of life insurance policies such as term life, whole life, and universal life

• Premiums are based on factors like age, health, and cove
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Q1. What is The sales
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