HDFC Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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Amcat online test having objective question
NPA stands for Non-Performing Asset, which refers to a loan or advance for which the principal or interest payment remains overdue for a specific period of time.
NPA indicates the financial health of a bank or financial institution.
It is classified into different categories based on the length of time the loan has been overdue.
Banks need to set aside provisions for NPAs to cover potential losses.
Examples of NPAs include...
CIBIL stands for Credit Information Bureau (India) Limited, which is a credit information company that collects and maintains credit records of individuals and commercial entities.
CIBIL is a credit information company in India
It collects and maintains credit records of individuals and commercial entities
Lenders use CIBIL reports to evaluate creditworthiness of borrowers
FOIR stands for Freedom of Information Request.
FOIR is a legal right that allows individuals to request information from public authorities.
It promotes transparency and accountability in government.
Examples of FOIR requests include asking for government spending details or environmental reports.
DSCR stands for Debt Service Coverage Ratio, a financial metric used to evaluate a company's ability to pay its debts.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
A DSCR below 1 suggests that a company may have difficulty meeting its debt obligations.
Lenders often re...
I applied via Referral and was interviewed in Oct 2023. There was 1 interview round.
What people are saying about HDFC Bank
I have consistently exceeded sales targets and received multiple awards for customer service excellence.
Consistently exceeded sales targets by 20% each quarter
Received 'Top Performer' award for highest customer satisfaction ratings in region
Implemented new customer retention strategies resulting in 15% increase in client base
I will remain calm, listen actively, empathize with the customer, and offer solutions to address their concerns.
Remain calm and composed
Listen actively to understand the customer's concerns
Empathize with the customer's frustrations
Offer solutions to address the customer's issues
Seek feedback to ensure the customer is satisfied
HDFC Bank interview questions for popular designations
Any documention in bank sector
Get interview-ready with Top HDFC Bank Interview Questions
Banks are financial institutions that provide various financial services such as deposits, loans, and investments.
Banks accept deposits from customers and provide interest on those deposits.
Banks offer loans to individuals and businesses for various purposes.
Banks facilitate transactions through checking accounts, savings accounts, and online banking.
Banks provide investment services such as wealth management and retir...
I applied via Naukri.com and was interviewed in Apr 2024. There was 1 interview round.
Passive payment system is a method of payment where the payer authorizes the payee to withdraw funds from their account without further action.
Payer gives permission for payee to withdraw funds
No further action required from payer once authorization is given
Commonly used for recurring payments like subscriptions or utility bills
I applied via Walk-in and was interviewed in Oct 2023. There were 5 interview rounds.
Oral communication with Hindi marathi
Courcess assignment completed
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Passion for building relationships and achieving targets through effective communication and negotiation.
Sales allows me to utilize my interpersonal skills to build relationships with clients and understand their needs.
The process involves prospecting, qualifying leads, presenting solutions, handling objections, and closing deals.
Examples of sales techniques include consultative selling, relationship selling, and solut
I am a dedicated and experienced Relationship Manager with a strong background in customer service and client retention.
Over 5 years of experience in relationship management
Skilled in building and maintaining client relationships
Proven track record of exceeding sales targets
Excellent communication and negotiation skills
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Interview experience
based on 38.6k reviews
Rating in categories
Deputy Manager
15.1k
salaries
| ₹2 L/yr - ₹10.2 L/yr |
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.5 L/yr |
Assistant Manager
9.4k
salaries
| ₹1.7 L/yr - ₹7.3 L/yr |
Relationship Manager
6.2k
salaries
| ₹2.4 L/yr - ₹12.5 L/yr |
Senior Manager
6k
salaries
| ₹8 L/yr - ₹24 L/yr |
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