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HDFC Bank Deputy Manager Interview Questions and Answers

Updated 17 Jun 2025

21 Interview questions

🔥 Asked by recruiter 2 times
A Deputy Manager was asked 1mo ago
Q. Why are you interested in sales?
Ans. 

I am drawn to sales for its dynamic nature, the opportunity to build relationships, and the satisfaction of meeting customer needs.

  • Sales allows me to engage with diverse clients, understanding their unique needs and providing tailored solutions.

  • I thrive in competitive environments where I can set and achieve targets, as seen in my previous role where I exceeded sales goals by 20%.

  • Building long-term relationships w...

A Deputy Manager was asked 1mo ago
Q. What are unsecured loans?
Ans. 

Unsecured loans are loans not backed by collateral, relying on the borrower's creditworthiness for approval.

  • No collateral required, making them riskier for lenders.

  • Common types include personal loans, credit cards, and student loans.

  • Interest rates are typically higher than secured loans due to increased risk.

  • Approval depends heavily on credit score and income verification.

  • Examples: A personal loan for home renovat...

Deputy Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with u ... read more
Q2. How would you sell our products to your existing clients?
asked in ICICI Bank
Q3. What are the important ratios you would check to sanction a loan ... read more
Q4. What actions do you take when there is a shortage of materials re ... read more
Q5. What was your major area of study in your master's program?
A Deputy Manager was asked 1mo ago
Q. Briefly describe your experience handling products.
Ans. 

Handling a product involves understanding its lifecycle, market needs, and ensuring effective communication across teams.

  • Understand the product lifecycle: From ideation to launch, each stage requires specific strategies.

  • Conduct market research: Identify customer needs and preferences to tailor the product accordingly.

  • Collaborate with cross-functional teams: Work with marketing, sales, and development to ensure ali...

A Deputy Manager was asked 1mo ago
Q. What was your CTC at your previous organization?
Ans. 

CTC refers to the Cost to Company, which includes all expenses incurred by the employer for an employee.

  • CTC includes basic salary, allowances, bonuses, and benefits.

  • For example, if your CTC is $60,000, it may include $40,000 as basic salary and $20,000 in benefits.

  • Understanding CTC helps in evaluating job offers and negotiating salaries.

  • It's important to differentiate between CTC and take-home salary, as the latte...

What people are saying about HDFC Bank

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an associate software engineer
1d
Which Company to join? Persistent or HDFC
I've got 2 offers from Persistent Systems & HDFC Bank for Data Engineer role. HDFC Bank is paying little greater than Persistent. And I've 2.8 YOE. What do you guys think, which should I join?
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A Deputy Manager was asked 3mo ago
Q. How do you manage your customers?
Ans. 

Effective customer management involves understanding needs, building relationships, and ensuring satisfaction through consistent communication.

  • Understand customer needs: Conduct surveys to gather feedback and tailor services accordingly.

  • Build strong relationships: Regularly check in with customers to foster trust and loyalty.

  • Provide excellent service: Ensure prompt responses to inquiries and resolve issues quickly...

A Deputy Manager was asked 4mo ago
Q. What was your last company's working area?
Ans. 

My last company focused on innovative technology solutions for various industries, enhancing efficiency and productivity.

  • Developed software applications that streamlined operations for clients in retail and logistics.

  • Implemented data analytics tools that improved decision-making processes for management teams.

  • Led a project that integrated AI solutions into existing systems, resulting in a 20% increase in productiv...

A Deputy Manager was asked
Q. How do you motivate people?
Ans. 

I drive the person by setting clear goals, providing support and guidance, and fostering a positive and motivating work environment.

  • Set clear goals and expectations for the person

  • Provide support and guidance to help them achieve their goals

  • Create a positive and motivating work environment

  • Offer constructive feedback and recognition for their efforts

  • Lead by example and demonstrate a strong work ethic

  • Encourage open c...

Are these interview questions helpful?
A Deputy Manager was asked
Q. Which desktop operating systems are you familiar with?
Ans. 

I am familiar with Windows, macOS, and Linux desktop operating systems.

  • Windows

  • macOS

  • Linux

A Deputy Manager was asked
Q. What does NPA mean?
Ans. 

NPA stands for Non-Performing Asset, which refers to a loan or advance for which the principal or interest payment remains overdue for a specific period of time.

  • NPA indicates the financial health of a bank or financial institution.

  • It is classified into different categories based on the length of time the loan has been overdue.

  • Banks need to set aside provisions for NPAs to cover potential losses.

  • Examples of NPAs in...

A Deputy Manager was asked
Q. What does DSCR mean?
Ans. 

DSCR stands for Debt Service Coverage Ratio, a financial metric used to evaluate a company's ability to pay its debts.

  • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

  • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

  • A DSCR below 1 suggests that a company may have difficulty meeting its debt obligations.

  • Lenders oft...

HDFC Bank Deputy Manager Interview Experiences

153 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2024. There were 8 interview rounds.

Round 1 - Assignment 

Easy returns and vaiva

Round 2 - HR 

(2 Questions)

  • Q1. All are good hr behaviour
  • Ans. 

    Hr behaviour good and interview all are easy

  • Answered by cutesoybean
  • Q2. Good
  • Ans. 

    HDFC Bank Good behaviour for all employees

  • Answered by cutesoybean
Round 3 - One-on-one 

(2 Questions)

  • Q1. Good and helpful
  • Ans. 

    HDFC Bank All employee help full

  • Answered by cutesoybean
  • Q2. Good
Round 4 - Group Discussion 

Morning meeting and group discussion

Round 5 - Aptitude Test 

Good group discussion

Round 6 - Coding Test 

Good group discussion

Round 7 - Case Study 

Good interview round

Round 8 - Technical 

(2 Questions)

  • Q1. Good All technical
  • Q2. Good

Interview Preparation Tips

Interview preparation tips for other job seekers - Good All rounds interview
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in May 2025, where I was asked the following questions.

  • Q1. What is your strength
  • Ans. 

    My strength lies in my ability to adapt quickly to changing situations and effectively lead teams towards achieving common goals.

    • Strong communication skills: I effectively convey ideas and listen to team members, fostering collaboration.

    • Problem-solving: For instance, I once resolved a major project delay by reorganizing tasks and reallocating resources.

    • Leadership: I led a team of 10 in a high-pressure environment, achi...

  • Answered by AI
  • Q2. What is your future goal
  • Ans. 

    My future goal is to grow into a leadership role, enhancing team performance and driving strategic initiatives for organizational success.

    • Aim to develop my leadership skills through mentorship and training programs.

    • Plan to contribute to strategic projects that align with company goals, such as improving operational efficiency.

    • Aspire to foster a collaborative team environment, encouraging innovation and open communicati...

  • Answered by AI
  • Q3. Why I select you for this position
  • Ans. 

    I bring a unique blend of experience, leadership skills, and a commitment to excellence that aligns perfectly with this role.

    • Proven leadership experience: Successfully led a team of 10 in a project that increased efficiency by 30%.

    • Strong analytical skills: Developed a data-driven strategy that improved decision-making processes in my previous role.

    • Excellent communication: Regularly facilitated cross-departmental meetin...

  • Answered by AI
  • Q4. What is your expectation from Hdfc
  • Ans. 

    I expect HDFC to provide growth opportunities, a supportive work environment, and a culture of innovation and collaboration.

    • Opportunities for professional development, such as training programs and workshops.

    • A collaborative work culture that encourages teamwork and sharing of ideas.

    • Support from management in achieving personal and team goals.

    • Access to the latest technology and tools to enhance productivity.

    • Recognition ...

  • Answered by AI
  • Q5. Why you choose hdfc
  • Ans. 

    I chose HDFC for its strong reputation, innovative banking solutions, and commitment to customer satisfaction and community development.

    • HDFC is a leader in the banking sector, known for its reliability and trustworthiness.

    • The bank offers a wide range of innovative products, such as digital banking solutions that enhance customer experience.

    • HDFC's commitment to corporate social responsibility aligns with my values, as t...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - My total experience was very bad with hdfc bank .
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Can you provide details about yourself and your work experience?
  • Ans. 

    Dynamic professional with over 7 years of experience in management, specializing in team leadership and operational efficiency.

    • Over 7 years of experience in management roles across various industries.

    • Led a team of 15 in a project that improved operational efficiency by 30%.

    • Implemented a new training program that reduced onboarding time by 25%.

    • Skilled in budget management, successfully managing a $1M budget with a 10% c...

  • Answered by AI
  • Q2. What is the reason for your departure from the bank?
  • Ans. 

    I left the bank to pursue new opportunities for growth and to align my career with my long-term goals.

    • I sought a role that offered more leadership responsibilities, which I found lacking in my previous position.

    • I wanted to explore different sectors within finance, such as investment banking, to broaden my expertise.

    • The bank underwent significant restructuring, leading to uncertainty about future career advancement.

    • I wa...

  • Answered by AI

Deputy Manager Interview Questions & Answers

user image Dnyaneshwar Kadam

posted on 4 May 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Asking for inflation
  • Q2. Education and experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Regarding custody of vault
  • Q2. What are different types of branch operations required to.perform at a branch
  • Ans. 

    Different types of branch operations include customer service, sales, marketing, financial transactions, and staff management.

    • Customer service - assisting customers with inquiries, complaints, and account management

    • Sales - promoting products and services to increase revenue

    • Marketing - implementing marketing strategies to attract new customers

    • Financial transactions - processing deposits, withdrawals, and loan applicatio...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Behavioural questions
  • Q2. Attitude judged

Interview Preparation Tips

Interview preparation tips for other job seekers - Go into sales only if sales is your skill and my review is regarding branch banking only and does not pertains to all other departments in the hdfc bank.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. What is the income of farmer in agri in cg location
  • Ans. 

    Farmers in Chhattisgarh earn varying incomes based on crop type, land size, and market conditions.

    • Average income can range from ₹50,000 to ₹1,50,000 annually, depending on crop yield.

    • Rice is a major crop; farmers can earn ₹20,000 to ₹30,000 per acre.

    • Vegetable farming can yield higher profits, with some farmers earning up to ₹2,00,000 per acre.

    • Government schemes and subsidies can enhance farmer income significantly.

    • Mark...

  • Answered by AI
  • Q2. What is the current income tax slab in farmer
  • Ans. 

    The income tax slab for farmers varies based on their income and applicable exemptions under Indian tax laws.

    • Farmers are generally exempt from income tax on agricultural income.

    • If a farmer has non-agricultural income, it is taxed according to the applicable income tax slabs.

    • For example, in India, income up to ₹2.5 lakh is tax-free for individuals.

    • Income between ₹2.5 lakh and ₹5 lakh is taxed at 5%, and so on.

  • Answered by AI
  • Q3. Kcc full form
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Experience about work
  • Ans. 

    I have diverse experience in management, leading teams, and driving projects to successful completion across various sectors.

    • Led a team of 10 in a project that increased efficiency by 20% through process optimization.

    • Managed a budget of $500,000 for a marketing campaign that resulted in a 30% increase in sales.

    • Implemented a new training program that improved employee retention rates by 15%.

    • Collaborated with cross-funct...

  • Answered by AI
  • Q2. Collection in last 7years
  • Ans. 

    Over the last 7 years, I have successfully managed collections, improving efficiency and recovery rates significantly.

    • Implemented a new tracking system that increased collection efficiency by 30%.

    • Developed strong relationships with clients, leading to a 20% increase in timely payments.

    • Conducted regular training sessions for the team, enhancing their negotiation skills.

    • Utilized data analytics to identify trends and opti...

  • Answered by AI

Deputy Manager Interview Questions & Answers

user image deepika Yadav

posted on 25 Mar 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. Where is your Home town
  • Ans. 

    My hometown is a vibrant city known for its rich history, diverse culture, and beautiful landscapes, making it a unique place to live.

    • It has a historic downtown area with architecture dating back to the 1800s.

    • The local community hosts annual festivals celebrating art, music, and food.

    • Surrounded by nature, there are numerous parks and hiking trails nearby.

    • The city is known for its friendly residents and strong sense of ...

  • Answered by AI
  • Q2. How to manage your costumers
  • Ans. 

    Effective customer management involves understanding needs, building relationships, and ensuring satisfaction through consistent communication.

    • Understand customer needs: Conduct surveys to gather feedback and tailor services accordingly.

    • Build strong relationships: Regularly check in with customers to foster trust and loyalty.

    • Provide excellent service: Ensure prompt responses to inquiries and resolve issues quickly.

    • Util...

  • Answered by AI
  • Q3. What is your hobbies
  • Ans. 

    I enjoy reading, hiking, and photography, which help me relax and stay creative while balancing my professional life.

    • Reading: I love exploring different genres, especially historical fiction and biographies, which broaden my perspective.

    • Hiking: I often hike on weekends, enjoying nature and staying fit; my favorite trail is in the nearby national park.

    • Photography: I capture landscapes and candid moments during my travel...

  • Answered by AI
  • Q4. Do you know in banking process
  • Ans. 

    Understanding banking processes involves knowledge of transactions, compliance, customer service, and risk management.

    • Account Opening: Customers provide identification and complete forms to open savings or checking accounts.

    • Loan Processing: Banks assess creditworthiness through credit scores and income verification before approving loans.

    • Transaction Processing: This includes deposits, withdrawals, and transfers, which ...

  • Answered by AI
  • Q5. Why are you doing this work
  • Ans. 

    I am passionate about contributing to organizational success and fostering team growth through effective management and leadership.

    • I enjoy leading teams and helping them achieve their goals, as seen in my previous role where I increased team productivity by 20%.

    • I find fulfillment in problem-solving and optimizing processes, demonstrated when I streamlined operations, reducing costs by 15%.

    • I am motivated by the opportun...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About banking and role
  • Q2. Personal profile
Round 2 - One-on-one 

(2 Questions)

  • Q1. Personal profile level 2
  • Q2. About deep banking products

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Nov 2024, where I was asked the following questions.

  • Q1. Can you tell me about yourself?
  • Q2. Can you provide detailed information about your work experience to date?
  • Ans. 

    Experienced professional with a diverse background in management, operations, and team leadership across various industries.

    • Over 5 years of experience in project management, successfully leading teams to deliver projects on time and within budget.

    • Implemented process improvements that increased operational efficiency by 20% in my previous role.

    • Managed a team of 10, fostering a collaborative environment that enhanced pro...

  • Answered by AI
  • Q3. What is the reason for your job switch?
  • Ans. 

    I am seeking new challenges and opportunities for growth that align with my career goals and aspirations.

    • Desire for professional growth: I want to take on more responsibilities and lead projects.

    • Seeking a better cultural fit: My previous company had a rigid structure, while I thrive in collaborative environments.

    • Pursuing new challenges: I am eager to work in a dynamic industry that aligns with my skills and interests.

    • C...

  • Answered by AI
  • Q4. During your banking experience, have you ever faced pressure, and if so, how did you manage to overcome it?
  • Ans. 

    I faced pressure during a critical project deadline, but I managed it through effective prioritization and team collaboration.

    • Identified key tasks and prioritized them to meet deadlines.

    • Communicated openly with my team to delegate responsibilities.

    • Utilized stress management techniques, such as time management and breaks.

    • Example: During a system upgrade, I coordinated with IT and customer service to ensure smooth operat...

  • Answered by AI

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Deputy Manager interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for HDFC Bank Deputy Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit, Credit Appraisal, Credit Control, Credit Risk Management and Credit Underwriting.
What are the top questions asked in HDFC Bank Deputy Manager interview?

Some of the top questions asked at the HDFC Bank Deputy Manager interview -

  1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which pr...read more
  2. What's is AML, And how to findi...read more
  3. What type of customers did you Hand...read more
What are the most common questions asked in HDFC Bank Deputy Manager HR round?

The most common HR questions asked in HDFC Bank Deputy Manager interview are -

  1. Why are you looking for a chan...read more
  2. Where do you see yourself in 5 yea...read more
  3. What are your strengths and weakness...read more
How long is the HDFC Bank Deputy Manager interview process?

The duration of HDFC Bank Deputy Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.2/5

based on 155 interview experiences

Difficulty level

Easy 33%
Moderate 61%
Hard 6%

Duration

Less than 2 weeks 62%
2-4 weeks 20%
4-6 weeks 6%
6-8 weeks 4%
More than 8 weeks 7%
View more
HDFC Bank Deputy Manager Salary
based on 15.3k salaries
₹2 L/yr - ₹10.5 L/yr
40% less than the average Deputy Manager Salary in India
View more details

HDFC Bank Deputy Manager Reviews and Ratings

based on 3.8k reviews

3.8/5

Rating in categories

3.7

Skill development

3.4

Work-life balance

3.5

Salary

3.9

Job security

3.4

Company culture

3.2

Promotions

3.4

Work satisfaction

Explore 3.8k Reviews and Ratings
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