HDFC Bank Deputy Manager Interview Questions, Process, and Tips

Aptitute online test. This needs to be cleared for interview

Q1. Technical round with Past experience. Asked Banking basic questions. Retail banking Accounts, Loans related question and customer handling techniques.
Add your answer
Q2. Types of Accounts
Ans. 
Types of accounts include savings accounts, checking accounts, money market accounts, and certificates of deposit.
• Savings accounts are used for saving money and typically offer interest on the balance.

• Checking accounts are used for everyday transactions and often come with a debit card.

• Money market accounts offer higher interest rates but may have restrictions on withdrawals.

• Certificates of deposit (CDs) require you to...read more
Answered by AI
Add your answer
Q3. Different types of corporate structure
Ans. 
Corporate structures refer to the legal organization of a company, determining how it is owned, managed, and controlled.
• Types include sole proprietorship, partnership, corporation, and limited liability company (LLC)

• Each structure has different tax implications, liability protections, and management structures

• For example, a sole proprietorship is owned by one person, while a corporation is owned by shareholders

• Choosing...read more
Answered by AI
Add your answer

Q1. This was salary negotiation round.
Add your answer

Q1. What is your profile and what will you do to achieve your targets.
View 6 more answers
Q2. What were your work in current company?
Add your answer
Q3. What do you know about current designation and work ?
Add your answer

Q1. Tell me about yourself?
Add your answer
Q2. What was your position and what were you doing in your organization?
Add your answer
Q3. What type of customers did you Handel?
Ans. 
I handled a diverse range of customers including individuals, families, and corporate clients.
• Interacted with individuals seeking personal banking services

• Assisted families with opening joint accounts and setting up savings plans

• Managed accounts for small and large corporate clients

• Provided financial advice and guidance to customers of all backgrounds

• Resolved customer complaints and issues in a timely and professional
Answered by AI
View 4 more answers
Q4. How will you achieve your targets?
Ans. 
I will achieve my targets by setting clear goals, creating a plan of action, monitoring progress, and making necessary adjustments.
• Set specific and measurable goals

• Create a detailed plan of action

• Monitor progress regularly

• Make necessary adjustments to the plan

• Communicate with team members and stakeholders

• Stay motivated and focused

• Celebrate successes and learn from failures
Answered by AI
Add your answer

Normal maths , English and reasoning questions with some case studies.

Q1. Why are you looking for a change?
Add your answer

Q1. Questions on financial assessment
Add your answer
Q2. Methodology of assessment for loan
Ans. 
Assessment for loans involves evaluating the borrower's creditworthiness, financial stability, and ability to repay the loan.
• Reviewing credit score and credit history

• Analyzing income and employment stability

• Assessing debt-to-income ratio

• Evaluating collateral if applicable

• Considering the purpose of the loan

• Conducting background checks and verifying information provided
Answered by AI
Add your answer

Q1. About family details
Add your answer
Q2. Market details about bank
Add your answer

Q1. Questions on previous experiences. Why I would want to work with HDFC. Questions around KYC, FATCA, AML, Clearance.
Add your answer

100 marks test on Maths, reasoning and english and the time limit was 20 mins each section.

Q1. Salary discussion and expectations Timeline of joining Am I open to relocate if situation comes Salary negotiations
Add your answer

Q1. Some basic Question of personal Interview round - 1 . Tell me about your self. 2. Why you want to leave your current organization. 3.Previous organization strategy. 4. Sales employee - they will ask about ...read more
Add your answer